What is the "best" scenario to go from no credit history to the highest possible credit score?

Question

This is what I have been able to come up with so far:

(I have 1 year of making my auto loan payments on time.)

1)Take $500 to a bank and establish a security deposit account to obtain a secured credit card.

2) Repeat this at another bank.

3) Use both credit cards but never charge more than a maximum balance of 20% of the total credit card limit.

4) Pay more than the minimum credit card payment on a bi-weekly basis.

5) Go to my bank and take out a CD for $2,000 that pays interest.

6)Get a secured loan for $1,000 against the CD and pay it off in a year on time.

Answer 1

It's a good plan, but if you want the highest possible credit score, you'll need more than 1 year of credit history.

Answer 2

2