Personal Finance - October 2006

I saved for 17 years living way below my means and just recently bought a brand new home and all the furnishes and have a huge stock portfolio through investing all these years. Why don't most people have discipline? I sure am glad I do!

2006-10-23 10:40:21 · 11 answers · asked by Anonymous

2006-10-23 10:29:15 · 8 answers · asked by anne l 1

My payoff is 4K. The balloon is 11K. And I'm over the mileage by 61,000 miles...

2006-10-23 10:29:05 · 7 answers · asked by kris.dewitt 1

I filed for bankruptcy back in 2001, July 2005 it said that my time was spent. Back then i was bad with money. Now i find it hard ot fix my cridet and I am know making £40,000+ not counting my wifes income.

How do I fix my cridet, I can't even get a mobile phone or open a new bank account.

The bankruptcy was only for the sum of £12,000

So how do you fix your cridet scoring in the UK

2006-10-23 10:25:49 · 9 answers · asked by tmcshane241 1

Really messed up. Overloaded credit cards, hardship happened, interest and payments went up. Could no longer make payments. Have been in arrears aprrox. 13 mos. Have gotten a summons of lawsuit. I donn't have anything. What can they take and how do I protect what little we do have?

2006-10-23 09:52:28 · 7 answers · asked by Barb 2

Is there a way to be notified if a credit account is opened in your name?

I would imagine there would be some service where you can get an email notification if someone opens an bank, credit card, or mortgage in your name. Kind of like the way you can set you bank account options so you are notified if a withdrawl over a certain amount is made?

Or, is there a way to put a block on any accounts being opened in your name? I would imagine this would work through your social security number.

Anyone know if this is possible?

PS. I have found a website where you can "opt out" of being solicited for credit cards by mail for 5 years, so this protects you a little (since people won't have applications with your information preprinted to steal), but I'm still looking for instant, automatic notification when any kind of account is opened in your name.

2006-10-23 09:45:53 · 5 answers · asked by Anonymous

Every time myself and my friend go to the bank, people start screaming when we get our guns out and ask for all of the money - obviously this attracts unwanted attention from the police which is the last thing we want. Has anybody got any tips?

2006-10-23 09:40:35 · 6 answers · asked by Apollo C 2

2006-10-23 09:28:16 · 7 answers · asked by plj 1

2006-10-23 08:34:12 · 8 answers · asked by Anonymous

I have a checking account and savings account, and have really been thinking about closing the checking. The overdraft fees can really kill ya! I have all of my big bills drafted from the savings anyway. I would just have to pay cash for food, gas, and daycare.

2006-10-23 08:24:34 · 6 answers · asked by Anonymous

i JUST TURNED 18. i WANT TO BUiLD MY OWN CREDiT BUT i DON'T KNOW WHERE TO START WiTH. WHERE SHOULD APPLY FOR A CREDiT CARD AND HOW MUCH DO YOU THiNK MY LiMiT WOULD BE???

2006-10-23 08:03:56 · 19 answers · asked by maureen a 2

Willing to split the profit

2006-10-23 08:00:27 · 7 answers · asked by whispersinthestreet 1

2006-10-23 07:51:32 · 16 answers · asked by brickdust 1

i am due to get paid on friday for a temporary job i did. what time will my money be in the bank on friday? someone said exactly midnignt, but someone told me not until 9am?

i want to know what the earliest is i can use my cashpoint card to get my money?

2006-10-23 07:32:12 · 14 answers · asked by smarty 1

2006-10-23 07:30:21 · 3 answers · asked by Thesnake 1

2006-10-23 07:22:33 · 4 answers · asked by pyromaniac824 1

She gave them to me.

2006-10-23 07:22:07 · 16 answers · asked by Mizz Know It All 4

The other day i was trying to break into the neighbors house, he has these really mean dogs, so i decided to climb onto the roof, but on the roof i fell through the windows (sky lights ) and was stabbed by some knifes laying out on the table... can i sue him for not having the sharp utinsels put away?

2006-10-23 07:21:12 · 3 answers · asked by TastelessFish 3

2006-10-23 07:03:10 · 20 answers · asked by dyclarke 1

$16,000 ? am i right to assume that i shouldnt be taxed on this as long as its under a certain size?

2006-10-23 06:51:44 · 2 answers · asked by Mark 1

On average, how many hours do you think you talk to your spouse about money? When you talk about money, are you arguing, planning for the future, etc.?

2006-10-23 06:46:12 · 16 answers · asked by Anonymous

It is a rare and I think out of print? I want to get it for my best friend.

2006-10-23 05:36:05 · 1 answers · asked by me 1

2006-10-23 05:34:38 · 11 answers · asked by Kiss 2

2006-10-23 05:31:53 · 1 answers · asked by lovelittlelulu 2

2006-10-23 05:25:14 · 9 answers · asked by dw17785 1

I purchased a house for $134k on November 24 2004. I have refinanced and taken out equity loans on the house totalling $207k. I am selling my house for what I owe ($207K). Since it is under 2 years do I have to pay Capital Gains Tax? If so, will I still have to pay it if I wait until November 24th of this year to close? I have already purchased a new house and have been living in it for 6 months.

2006-10-23 04:45:41 · 2 answers · asked by ucfwoodsy 2

We are considering refinancing, because we must. Should we do it now at 6%, or should we wait until the beginning of the year? Trends show a drop is more common in January and it will be after the elections which can also contribute to rate changes. I just hate to lock in now, and have it go lower in two months...what do you think?

2006-10-23 04:29:19 · 33 answers · asked by Anonymous

2006-10-23 04:19:14 · 2 answers · asked by Anonymous

what happers if a person stops paying credit card bills? can they put a lein on your house? can they garnish your social security check? can they garnish your retirement check?

2006-10-23 03:36:25 · 7 answers · asked by betty p 1

I have a good income but my budgeting skills are really poor. Can someone please help me with how to start a budget & stick to it?

2006-10-23 03:31:25 · 8 answers · asked by Edward J 3