Personal Finance - July 2006

2006-07-16 07:11:26 · 5 answers · asked by stingo 2

No strings attached, of course!

2006-07-16 06:50:13 · 7 answers · asked by bob 3

I have $23,000 worth of Student Loan Debt left. It's been a tax deduction for me while paying it off but I have so many years left on it and now the rate is worse than if I went and got a loan elsewhere. I'm wondering, would it make sense tax wise to pay off the student loan with other money or does the tax deduction somehow cancel out the interest for the loan and make it worth it to keep it?

2006-07-16 06:44:37 · 4 answers · asked by Peter R 2

2006-07-16 06:37:09 · 8 answers · asked by tj 1

I have been paying on this line of credit for 3 years and becasue it has a flexible interest rate although I pay extra because the interest rates continue to rise most of the payment is almost all interest. I need help getting out of this mess but I also need to put as much money in the 401k as I can because that is not where it should be either. If I do take a inservice withdrawal I will not be able to contribute for 6 months. This means i will lose the interest on the money I take out and on the money I cannot contribute for six months. I will lose my employers 5 percent matching and the tax advantages. What do I do? I plan to retire within the next 3 to 5 years. This is such a mess. I cannot take a loan out because I did so to payoff credit cards and I can only have one outstanding loan at a time. I feel so trapped! The home equity line of credit balance is 13000 dollars.

2006-07-16 06:35:15 · 4 answers · asked by justasking 2

2006-07-16 06:20:32 · 6 answers · asked by babycatpriere 2

2006-07-16 06:18:18 · 4 answers · asked by babycatpriere 2

I'm a teenager, i want to go to reno, nevada with my mom. she leaves tomorrow.

2006-07-16 03:39:52 · 9 answers · asked by WC 4

Trying to figure out a problem and having a problem! Help needed from math gurus!

2006-07-16 02:07:53 · 2 answers · asked by Pat C 2

2006-07-16 01:40:18 · 4 answers · asked by johnson_ronald_l 1

2006-07-16 00:40:43 · 13 answers · asked by adrian y 1

UK Banking Code

...Of slightly more comfort are the guarantees that banks abide by as part of the UK Banking Code. Three cheers for this code, which says that anyone losing money as a result of fraud will have their money completely refunded. This effectively means that even if your bank isn’t 100% secure your money is 100% safe.
There are a couple of provisions here. First, you can’t have knowingly participated in the fraud. (For instance, you can’t have handed over your details to crooks with a view to helping them suck your account dry.) Secondly, you can’t have been 'grossly negligent' - a clause that covers the banks against our own stupidity.

In practice, the banks tend to be quite lenient. For ex. people who recently sent off their account details & passwords to crooks who had emailed them posing as their banks had their money reimbursed. This despite the fact that they had both participated in their own fraud albeit unwittingly & had been mor than a little foolish

2006-07-16 00:02:56 · 6 answers · asked by ABC 3

2006-07-15 23:14:20 · 8 answers · asked by joanne w 1

Parents wont cosign a PLUS loan. I'm only 18. I do have a job. College starts in a month. Please help me.

2006-07-15 22:23:59 · 6 answers · asked by Keenan A 1

Hi,
Im new to banking.
I want to sign up for an online savings account and I saw they use ATMs to deposit.

IF I do this, is there any protection that my checks wont get lost?
How safe and reliable is this and how does it work exactly?

thanks

2006-07-15 19:39:32 · 5 answers · asked by Anonymous

Apparently this is so common that there are many complaint websites about all the evil manipulative ways they shuffle people's banking activity. It's even in the dictionary!!!
http://en.wikipedia.org/wiki/bank_of_ame...

I recently fell victim to their scam of reversing credits than bouncing items that were already processed, complete and deducted from my balance, they even charged me 35$ on a 2.89 item and an atm transaction for $20 that proves what my balance was.

Instead they put through there fee before my completed transactions (they were completed (not pending) the day before they forced through the fee charge and bounced each legitmate transaction! I am so sick of talking to their reps that are looking to keep their ill gotten fees.

I am not depositing any more money with BA until they correct this and the fee that they shouldn't have charged me in the first place! Then I'm cutting them off for good. Oh to top it off they mess up peoples credit when you ask to close?!

2006-07-15 18:26:32 · 2 answers · asked by duuh 4

2006-07-15 18:15:40 · 13 answers · asked by ally_oop_64 4

i need to open my own painting&plastering and drywall hanging i would like to take over winston-salem NC as a professional painting service(jeff's decorating and sons)

2006-07-15 17:47:09 · 4 answers · asked by chi town bodean north pole 1

2006-07-15 17:38:41 · 6 answers · asked by mac_daddy011 1

i recently baught a home and my monthly morgage statements has a principle balance and an escrow balace.... is it good to have a negative balance, positive, or 0.? please help. FIRST TIME BUYER!

2006-07-15 15:48:29 · 16 answers · asked by mtsosie78 2

My personal check was returned to a stranger. He now has my DL#, account and routing number. I want to sue this bank because I live now in fear, that my live could be financially ruined.

2006-07-15 15:40:25 · 4 answers · asked by jbavaria 2

2006-07-15 15:05:08 · 6 answers · asked by sammy 1

2006-07-15 14:48:49 · 13 answers · asked by Ryan 2

i've been delaying closing an unused bank account and i've been emptying it out. i have the account hooked up to the online service, PayPal. i was using paypal the other day to buy something and i didn't realize that my paypal account was using my bank account for its funds (i wanted it to use my new account). i got charged with an overcharge fee and it's been tacking on $6 a day for the past 4 days. my current balance is $-48 and i can't close the account without paying it off. what do i do!?!??

2006-07-15 13:31:19 · 4 answers · asked by ekimollidrac 3

My 71 year-old mother, who is a bit financially strapped, received information from her retirement association about Reverse Mortgages. The papers makes it read like for fees of roughly $300-ish, the bank will just give her whatever money she wants and she won't have to pay anything back until the sale of the house.... which for my family, will never happen.

It really sounds like free money... what are the catches??

2006-07-15 12:16:40 · 5 answers · asked by theevillink 4

I'm going to sell suckers and other candy at school and at other different places. Can anyone tell me kinds of candy and suckers and how much i should sell each one for. I'm trying to raise a little money without getting a job.

2006-07-15 12:16:07 · 6 answers · asked by vtowngirl08 2

either cut down driving , get a better gas mileage car,quit running your credit card up or robbing from peter to pay paul ? Have you cut down on dining out , movies , clothes etc ? What is the price per gallon $3.50/$4.00/$4.50/ $5.00 or maybe no price .thank you all

2006-07-15 11:52:51 · 9 answers · asked by Anonymous

how to shoot dice

2006-07-15 10:11:20 · 1 answers · asked by dodgers 1

also how much would you give to charity?

2006-07-15 09:55:05 · 4 answers · asked by Anonymous

iam about to buy a new house and stamp dutie seems a totaly mad/unfair tax

2006-07-15 09:22:29 · 4 answers · asked by itsonlyagame123 1