Apparently this is so common that there are many complaint websites about all the evil manipulative ways they shuffle people's banking activity. It's even in the dictionary!!!
http://en.wikipedia.org/wiki/bank_of_ame...
I recently fell victim to their scam of reversing credits than bouncing items that were already processed, complete and deducted from my balance, they even charged me 35$ on a 2.89 item and an atm transaction for $20 that proves what my balance was.
Instead they put through there fee before my completed transactions (they were completed (not pending) the day before they forced through the fee charge and bounced each legitmate transaction! I am so sick of talking to their reps that are looking to keep their ill gotten fees.
I am not depositing any more money with BA until they correct this and the fee that they shouldn't have charged me in the first place! Then I'm cutting them off for good. Oh to top it off they mess up peoples credit when you ask to close?!
2006-07-15 18:26:32 · 2 answers · asked by duuh 4 in Business & Finance ➔ Personal Finance
This is why I dropped them so fast back in 1998. I didn't realize that one year later, there was a class action lawsuit, or I would have been all over it.
Unfortunately, I couldn't find *anything* on a current lawsuit for BofA. I did find an article on Wikipedia that describes just what you're talking about. My recommendation would be to call a lawyer and see if they know of anything.
http://en.wikipedia.org/wiki/Bank_of_America#Excessive_overdraft_fees
2006-07-15 18:36:47 · answer #1 · answered by Madame Gato 4 · 2⤊ 0⤋
I've had similar problems with them too. I'd love to know that web site too.
2006-07-15 18:31:26 · answer #2 · answered by Anonymous · 0⤊ 0⤋