Insurance

My normal health care requires me to be a full time employee working 40 hours a week. I had a seizure on the job, and can no longer drive a forklift. I have tried to return doing other duties, but they have said they have nothing for me. They placed me on short term disability, and are sending me a cobra package while cancelling my regular health insurance because I'm currently working 40 hours a week. I have worked there 17 years. While on Short Term disability should my regular medical insurance be covered? If it is, where can I find something to prove this to my company in black and white? I'm an Illiniois state resident.

2007-03-30 10:35:07 · 4 answers · asked by Johnny M 1

2007-03-30 09:46:13 · 7 answers · asked by Anonymous

2007-03-30 04:17:52 · 18 answers · asked by Lynne 3

Is it expensive? What are the benefits? Are there montly or yearly dues?

2007-03-30 03:34:06 · 5 answers · asked by Mrs J 6

2007-03-30 02:04:52 · 3 answers · asked by Jake 1

i am a LIC Agent for past 3 years and the number of policies i did only reaches the targets but i want more than that , i want to be more more and more sucessful in this sector and i do find any kind of help and tips in it, so please concern person guide me up, help me out. And if customer are there than they are welcome. contact details further.

2007-03-29 21:30:37 · 9 answers · asked by meet 1

2007-03-29 16:18:31 · 10 answers · asked by Anonymous

Good driving record with no incidents and and good grades with excellent attendance.

Doesn't matter if it's an online insurance company.

2007-03-29 14:00:50 · 14 answers · asked by jmartinme 2

Why do I need busines insurance if I only trade at home through the internet (selling my own custom built software programs)? And what business insurance would I need to do this?
Also does anyone have any links - where I can get a quote on this sort of trading?
Thanks in advance.

2007-03-29 11:57:19 · 4 answers · asked by Anonymous

2007-03-29 03:30:41 · 0 answers · asked by karl d 1

2 doctors have recommended I have a medical procedure, and after and exhaustive amount of faxing and conferences, the insurance company rejected it again. I was told I have to go through the normal appeal procedure, but no one can tell me what that is. Can anyone help?

2007-03-29 02:27:39 · 9 answers · asked by cavalier_137 1

2007-03-28 20:21:23 · 3 answers · asked by larah9701 1

I had an inpatient laparoscopic nissen fundoplication January 5th, with one day hospital stay. Prior to the decision to have surgery, I had motility studies done and an endoscopic exam. The motility study showed that I had low pressure, the endoscopic exam showed that I had esphagitis. Anyway, the doctor that did the motility study and the surgeon decided that I should get a lap nissen fundop. After I met with the surgeon he set up the time. Well, anyway, I got this letter from my insurance company stating that the hospital never obtained prior authorization before the surgery per their contract, and that I may not be responsible for the bill. They denied the insurance claim and said that the hospital can appeal. However, they wouldn't have paid it anyway, because the surgery could have been performed as an outpatient surgery. (They did however pay for the surgery itself, they just refused to pay the hospital stay) Do I owe the $16,000 + hospital bill?

2007-03-28 19:37:00 · 5 answers · asked by Jay S 5

I was looking for life insurance just in case. I found a company that will give me $2 million at $37 a month. So while I know the basics on how it works. If $37 a month for say 30 years doesn't come close to $2million yet if or when I die my beneficarary should get like $2 million dollars. So how is it that the insurance companies make repeated profits. I know they have other things like auto, renters, hurricane, tornado, earthquake, even kidnapping, as well as home, flood, fire, & other policies that help offset life insurance policies still it seems hard to believe how they make money let alone time & time again & often large amounts. It seems like they either do well or not & again obviously those based on nature mostly but still my question is how do they actually make their money?

2007-03-28 17:27:32 · 7 answers · asked by mas8baller 3

I accidently closed this question too early. The question remains if it is, in what markets and what companies? United American, Unicare? Let me know.

2007-03-28 17:06:24 · 4 answers · asked by ? 4

I will need to pay my Blue Cross Blue Shield monthy insurance bill Friday but I was hoping I could go another week until i get paid again then i coudl pay it off. I just hope I am not penalized.

2007-03-28 16:14:12 · 6 answers · asked by jbrbbt 1

I recently got hurt at work and my boss has no insurance. he says no work no pay. i have a broken wrist and a ruptured disc in my back. i live in california and he never paid workmans comp

2007-03-28 14:35:47 · 9 answers · asked by ernie a 1

There are many factors that determine your need for life insurance; _______ ______ is just one

2007-03-28 12:43:50 · 7 answers · asked by goya614 1

2007-03-28 12:37:00 · 5 answers · asked by twinckle29 2

So I checked to see if it was my new boiler and got the cumpony to check it and they said it was my taps so I got scottish gas to fix it as I had an a agreament with them and my neighbour wanted me to put a claim in to my insurance but they said that the taps were broken due to waer and taer and would not put the claim through and now shes sueing me through the small claim courts I thought thats why we get insurance so that if things go wrong we could claim I think I could not damege the taps they even said that it would not even come under the bildings part of the insurance

what should I do

2007-03-28 11:46:48 · 10 answers · asked by charles d 1

2007-03-28 10:21:12 · 4 answers · asked by Anonymous

we are only 3 out of 5 children are living, but these two brothers we already loss have left children behind. how would it be the said money divided by law?

2007-03-28 09:56:32 · 4 answers · asked by jakk 1

My wife's father passed away in 1970-two months ago my mother in law was going through her paperwork and found this policy that was never paid, bought by my wife's Dad. We sent it and explained that the policy was over looked. They in turn sent it to their main offices in Dallas. They showed no record of it. What can we do? We have the policy in hand. Thanks.

2007-03-28 08:59:27 · 7 answers · asked by Gib 2

2007-03-28 08:32:03 · 8 answers · asked by R H 2

I've got a bit of a problem with my shower at the moment - there is wooden panelling around the base of the shower which is getting damp probably due to a leak from the base. I've called a plumber out to take an initial look, apparently there's a strong possibility I'll need to get a completely new cubicle and tray installed, new tiling done & also to get the floorboards underneath treated. The plumber told me I may be able to claim some of this through my home insurance.
This is my first home & I've never had a big problem like this before - how do I go about seeing whether my insurance would pay out? And are there implications for my future monthly premium?
Thanks

2007-03-28 07:52:19 · 9 answers · asked by gotaquestion123 2

I saw this website it says that life insurance is not worth...


http://www.insurance-assurances.110mb.com/

2007-03-28 06:06:54 · 3 answers · asked by Anonymous

2007-03-28 05:18:30 · 1 answers · asked by soojin k 1

I`ve been paying premiums for 30 years. First time I have to make a claim. They won`t pay. Anyone else have similar experience?

2007-03-28 04:58:25 · 2 answers · asked by David H 6

I need the actual Act that contains the literature of the FDIC

2007-03-28 04:14:01 · 3 answers · asked by Ricky Jones 1

My moms signed up for an employer based insurance which included Aetna as the insurance provider. She signed up for it to start 1/1/2007 and has not received insurance card till this date 3/28/07. We have called up numerous times to request a card and have not sent to us. They promised to send on numerous occassions but never recieved. The last time we called we spoke to a supervisor/manager and she said we would send it overnight after complaining that we are very upset, but it didn't come overnight. They say snail mail takes 2-3 weeks to recieve. A company as big as Aetna should not be this cheap and slow. They said they didn't have records of previous communication based on the computer. We told her we can send a copy of phone bill showing dates we called and requesting insurance card. She said that was not neccesary. Her doctor will not accept her without have insurance card. What can we do? We are sick of the poor service Aetna have provided.

2007-03-28 04:11:30 · 5 answers · asked by Anonymous