Insurance

i had a loan off the bank, and then lost my job, now cant afford pay it back, but took out the loan insurance at the same time, they've said i might be able claim, how does this work and how much of the loan will they repay?

2006-12-12 22:47:57 · 3 answers · asked by Anonymous

2006-12-12 21:55:08 · 7 answers · asked by MG 2

I've never applied, but I'm told its hard to get a policy if your self-employed...

2006-12-12 17:19:05 · 13 answers · asked by Anonymous

My husband and I spend over 400 dollars a month on health insurance and we still recive bills in the mail that insurance will not cover. We've called our insurance company and they say it's the way the dr's office "codes" the bill. When we talk to the office they blame the insurance but we're still left paying thousands of dollars a year besides what there taking out of our checks. We have premiums to reach but everything that we go see the dr for doesn't go toward our premium. It really upsets me that we end up paying more and more every year and our insurance covers less and less. Why is it like this?

2006-12-12 15:56:29 · 6 answers · asked by Angel R 3

I found out thru the BBB that the business has closed and there was no forwarding address or phone numbers left for the company. The policy is paid up till age 25, however now that I am trying to find out info to take it over I am finding out the company is closed. I am planning to contact the dept of insurance for the state tomorrow but what are my options legally? Did the company have to legally transfer my policy or did they have to insure my policy in case of the company going bankrupt? What happens now?

2006-12-12 13:35:06 · 7 answers · asked by amason1226 4

What company will just require a paper filled out by the parent giving the child permission to get life insurance?

2006-12-12 11:52:23 · 10 answers · asked by brandon21787 1

I'm having problems with getting my insurance company to pay for services, and I need help figuring out what I will be responsible for, after insurance has paid all that they are going to pay. It's a PPO plan.

Basically, recent maternity bills cost around $5300, but my plan is only paying $3500. Per their own words about the denial:

"This self funded health plan provides benefits for obstetrical care at 100% of eligible charges for participating providers. The member was approved for a waiver, to allow in-network benefits for a non-participating provider. The claim was processed in-network. The payment explanation indicates that the covered amount of $3594.05 was reimbursed to the provider. The provider is not a participating provider, therefore; can bill the amount not covered to the member."

My question: Am I obligated to pay any balance beyond what insurance covers? I've tried appealing which did nothing. So am I legally responsible to pay the balance?

Thanks.

2006-12-12 07:16:32 · 7 answers · asked by Rob 5

I am a seller and i sell insurance for a big insurance company. if i was trying to sell you an umbrella policy to protect everything you own with 1 million dollars of liability insurance (a personal liability policy) in case you were to be sued for any reason at all except intentional acts for about 150 a year! what would you want to hear that would make you buy this policy?

2006-12-12 06:54:16 · 5 answers · asked by Punisher 1

2006-12-12 06:06:47 · 16 answers · asked by Cruise Guy 1

2006-12-12 02:47:46 · 7 answers · asked by Bern31 1

2006-12-12 02:46:39 · 5 answers · asked by Bern31 1

2006-12-12 01:15:58 · 4 answers · asked by sidemunch88 1

Heath insurance

2006-12-11 18:23:01 · 12 answers · asked by jay 2

Column A lists the fixed annual premium each and every year and Column B lists the Death Benefit which is growing every year.

2006-12-11 13:27:54 · 1 answers · asked by Anonymous

Flex Savings Account and Health Savings Account

2006-12-11 12:23:56 · 3 answers · asked by MM 5

I have an insurance policy that has been paid in full that was bought for me by my grandparents when I was a kid. I was wondering what the pros and cons of cashing it out to pay off all of my debt would be? Currently, I hold two other policies besides this one, which I am paying for through my employer: one is for $32,000 (general), the other is for $64,000 (accidental). So, I figure that even if I cash in the one that I now own ($10,000), I will still be covered if anything happens. I need some advice, please help. Not having any more debt would be amazing. (I pretty much live paycheck to paycheck, so saving up to pay everything off will take a LONG time.)

2006-12-11 11:51:15 · 17 answers · asked by honk2goose 4

I am looking for ways to grow our business. We operate 3 agencies in one county and each agency is in towns that are very small, less than 2000 people each. What are some ways to grab the attention of local, small town people who don't like change but do want something better and who wants an honest, reliable agent?

2006-12-11 10:25:29 · 7 answers · asked by Anonymous

2006-12-11 09:04:22 · 4 answers · asked by alagal01 1

I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure.

2006-12-11 09:00:53 · 12 answers · asked by iraqiwildman 2

I would like to know the amount of moneies in total, that insurance companies have paid out for water damage,(due to burst or leaking plumbing, not flood ) in the uk in any 1 year. All insurance companies combined.

2006-12-11 08:48:40 · 6 answers · asked by lewey 1

if there are claims will ho policy cover owner

2006-12-11 08:13:25 · 7 answers · asked by jane j 1

2006-12-11 07:36:02 · 2 answers · asked by tawana25 1

how much will cost me to have my unborn bebe, at san diego, CA hospitales, anybody has an idea, if i want to pay on my own, no insurance.

2006-12-11 06:52:39 · 4 answers · asked by Anonymous

I've a rather old laptop & had been thinking to buy a new one. Up until recently this laptop had been working OK except that it's been hanging up every now & then while using. Local PC repair shop couldn't do much about it & the only option that I was recommended to was to falsely claim it being damaged as a part of home content insurance.

Since I've never done such "fiddling" with insurance, I felt less comfortable but seeing this being the only option of either getting it repaired or getting it replaced, I'm inclined to give this "fiddle" a go, with my insurance claim.

I've already reported insurance company that I've had laptop dropped accidentally on the stairs while taking it upstairs, they've arranged their company to have my laptop collected & get it inspected.

2006-12-11 06:36:13 · 18 answers · asked by j4mes_bond25 2

Hi yahooligans!
I am the latest entreprenuer in America, we are starting a humble employment agency on a shoestring budget. Our Agency will mostly do business with commercial and residential cleaning companies and the sort. With at least 5 employees working full time in the first month so far and more as positions become available. Can anyone be so kind as to give an estimate on Workmans- Dissability- Liability policy?

2006-12-11 06:01:07 · 2 answers · asked by Anonymous

what is it ?

2006-12-11 05:35:26 · 4 answers · asked by Anonymous

Duplicate Policy not found still today . When I shall get it..?

My Policy no 420071640, and 420071641 issued by Baranagar branch kolkata, I want these two converted in half yearly mode payment . My question, is it possible and when..?

My another policy no 420029403 issued by Salt lake branch,kolkata
I want it will be converted in half yearly mode payment . My question, is it possible and when..?

Please send all answere by my E-Mail .

2006-12-11 04:19:45 · 6 answers · asked by shyamal b 1

I went to an informational AFLAC meeting today, and the agent said there are specific underwriting questions that will be asked before a person could be considered eligible for a short-term disability policy. Does anyone have those questions?

I'm guessing that they will exclude anyone with previous cancers or heart attacks, but I assume that they will ask other things too...

2006-12-11 01:56:43 · 2 answers · asked by ahorn 2

Their house was damaged in the tornado they have no Building or contents insurance (they chose not to have it) and now they have the cheek to expect handouts I have to have insurance in case things like this happen maybe we should all save on the premiums and expect handouts if something happens

2006-12-11 01:05:21 · 9 answers · asked by cliffhanger 4

I dont get it some people work in supermarket of dunkin donuts making 5.50 a hour living in ny. Rent is average 1000. I am not rich and just getting by but dont know how these people do it.

2006-12-11 00:52:13 · 13 answers · asked by David W 2