Business & Finance - 7 December 2006

I own a home, brought it in 12/04 (2 years to the date) for $242,000, the Appraised Value as it stands is $305,000 so it has appriciated $63000 in 2 years. Our current mortgage is a 30 yr fixed rate for 5.875%. We are looking into getting a 3 year interest only loan with $30,000 out to finish our basement, and pay off our car, and credit card bills. With everything figured out we will be saving around $200.00 per month to invest or save, and adding 800 square feet of liveable space, which increases our value even more. I am having 2nd thoughts about the interest only part. We are at this time planning on selling in the next 2-2.5 years to try to make some money. What should we do?

2006-12-07 10:31:02 · 10 answers · asked by tbrooks2 2 in Renting & Real Estate

I need to know what are the requirment for a person that want to attend college and become a massage therpist

2006-12-07 10:30:14 · 2 answers · asked by Anonymous in Careers & Employment

Say for instance, you begin working as a career letter carrier, do that for 10-15 years or so and in your spare time (nights/weekends, etc), you get a degree. Do they allow you to move from being a carrier to an administrative/office type position if you have the necessary credentials. Any information is appreciated. Thanks

2006-12-07 10:26:09 · 2 answers · asked by larryk 2 in Careers & Employment

I would like to open a resturant like those in the '1940's' movies. With elegance and orchestra/bib band music.

2006-12-07 10:25:33 · 3 answers · asked by Juanita C 2 in Small Business

The policy was issued in 1949 and was called Guarantee Reserve Life Insurance. I did not know the polcy was issued in my name until recently.

2006-12-07 10:21:08 · 1 answers · asked by betty boop 1 in Insurance

2006-12-07 10:19:01 · 1 answers · asked by angelonavaro 1 in Other - Business & Finance

I was checking my accounts online and I found out that I missed the due date for one of my credit cards by 4 days. I immediately made the payment and I am wondering what will happen to my credit. I have read other questions and they have said that nothing may happen unless it has been 30 days past due, or something of that sort. I am a college student that just received a credit card this year, and I have never made a late payment until now since I got my credit cards about 6 months ago. Please help!

2006-12-07 10:18:35 · 6 answers · asked by Jeffrey 1 in Credit

I'll fess up my wife had reconstructive breast surgery last year and we fell behind. One secured line of credit went to a collections agency (name withheld) and we have just completed payment.

But during the payback cycle, they used both a weekly wage garnishment and quarterly bank levies at the same time. This caused all kinds of problems with extra bank fees and check bounces. I could live with one hit but two?

I need to know if this is legal.

2006-12-07 10:17:46 · 2 answers · asked by penny poor 2 in Credit

I injured my back at old job,what kind of job should i get now?
Plz i need help.... I injured my back at old job and....?
I wanted...well NEED some ideas as to what kind of jobs i can do that pay good but dont involve lifting over 30 pounds.I dont know what to do.Ive already done all the pysical theripy and workers comp stuff but it still hurts all the time. Im very artistic....cant stand doing custumer service and i need to get at least 12 dollors an hour.plz tell me what job you would do if you were me.

2006-12-07 10:13:10 · 8 answers · asked by Anonymous in Careers & Employment

2006-12-07 10:11:52 · 4 answers · asked by Anonymous in Investing

My son just made the honor roll this grade period and his birthday is in the same month as christmas he deserves something very special for his achievments but i don't have the funds to do so.

2006-12-07 10:11:45 · 8 answers · asked by Anonymous in Personal Finance

I am in California. I own a house which has a tenant with a lease until Feb 2007.
I gave the tenant the first right of refusal to buy the house from Feb -March 1st. I did this with a simple statement to this effect and then signed it. She did not sign it. I talked to the tenant today. She does not intend to buy it. She sent an e-mail stating this as well. Does this void my original promise to her? Can I get sued for selling to someone else ?
If so, can I at least put the property on the market, show it or do whatever else is involved in selling, without closing escrow with someone else until after March 1st? No attorney double talk please, just yes or no answers. If you really don't know don't double talk on the answer. Thanks to all ! C

2006-12-07 10:11:26 · 8 answers · asked by artguy90291 2 in Renting & Real Estate

2006-12-07 10:07:20 · 3 answers · asked by scoreboard96 1 in Careers & Employment

2006-12-07 10:06:41 · 8 answers · asked by Anonymous in Credit

Like if someone say's they are an underwritten investor in a company.

2006-12-07 10:06:22 · 1 answers · asked by Anonymous in Investing

2006-12-07 10:05:14 · 3 answers · asked by jennifer m 2 in Personal Finance

2006-12-07 10:03:03 · 7 answers · asked by sweetpea 1 in Small Business

Game design

2006-12-07 09:58:57 · 2 answers · asked by Animator 2 in Careers & Employment

2006-12-07 09:55:27 · 6 answers · asked by Anonymous in Investing

Well i have this extra credit thing due tomorrow and it is talking about hispanic countries and when i try to type it in it gives me something else.do any one know what web site to go on to and find something in the next hour or so? i really need this extra credit.

2006-12-07 09:55:10 · 1 answers · asked by sexest one out there!!!!!!!!!!!! 1 in Credit

All I have been able to find are very vague answers. Thanks.

2006-12-07 09:53:38 · 5 answers · asked by alwayssmiles 2 in Search Engine Optimization

2006-12-07 09:51:20 · 5 answers · asked by rani v 2 in Careers & Employment

2006-12-07 09:50:53 · 6 answers · asked by longformdocs 2 in Investing

and what is the funniest?
and why?

2006-12-07 09:46:30 · 13 answers · asked by Alan 4 in Careers & Employment

2006-12-07 09:45:59 · 4 answers · asked by rani v 2 in Careers & Employment

2006-12-07 09:45:41 · 5 answers · asked by Alisha L 1 in Credit

I want to move out at age 17 to my own appartment. I plan on paying my own rent and stuff. need advice..

2006-12-07 09:45:00 · 6 answers · asked by Anonymous in Renting & Real Estate

2006-12-07 09:43:16 · 6 answers · asked by Anonymous in Personal Finance

im a single 27yr old lad with no tie's currently working in a dead end factory job where the pay is good but has no prospects.im thinking about going to work offshore in the oil industry. is this a wise move if i pursue? p.s. got my offshore survival course very soon.

2006-12-07 09:42:32 · 3 answers · asked by sherminator 2 in Careers & Employment

this time. Its only for a weekend. I dont know about those reloadable cards from places like radio shack...Any sugeestionson where to get them from??

2006-12-07 09:39:00 · 5 answers · asked by angelkay581 1 in Credit