Business & Finance - 21 October 2006

Right now I have an account with Bank of America and I want to switch to another bank. And the only real way to find out what bank is good by is asking real people.

2006-10-21 04:56:11 · 13 answers · asked by Chas 1 in Personal Finance

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How do I get a mortgage with lousy credit?

i have several late or missed payments due to job security problems but i want to refinance to get out of trouble - how do I do it? And who will look at our situation without penalizing us for the past?

2006-10-21 04:54:24 · 4 answers · asked by Desperate 1 in Personal Finance

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What is the best way to sell used books?

A lot of them. Least hassle, most yield.

2006-10-21 04:54:20 · 7 answers · asked by Ejsenstejn 2 in Other - Business & Finance

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How can I fix my credit permanately ?

I'm twenty five years old and still in college. I have about $8,000 in credit card debt. I have about 9 maxed out / over the limit credit cards. I have been unable to make my credit card payments for about 8 months due to being out of work , moving, and other personal problems. A couple of my credit cards have been charged off and I don't know what to do. My family can't help, and this has DESTROYED my credit. About a year ago my beacon score was about 640, now I can't get approved for anything. This is horrible, needless to say, lesson learned. I just want to have one regular credit card and maybe a gas card from here on out. I don't know if I should try to consolidate my debt, give up and not worry about it for three more years until I get out of school, but then I have to start paying off my student loans, HELP !!!! Nobody can give me any answers that I need. I just want a fresh start. I want to buy a house someday.

2006-10-21 04:48:54 · 8 answers · asked by heather d 2 in Credit

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What happens when you sign refi docs and cancel the deal.before the funds are disbursed?

Lender refused to aknowledge cancellation notice and now my house is in foreclosure, because I refused to pay the loan under the terms which were stated, the loan was cancelled days before the funds checks were written out. I cancelled because I did not recieve a copy of the docs, nor any disclosure from escrow co. This happened in CA. The mortgage co.- Argent/AMC

2006-10-21 04:39:20 · 4 answers · asked by e-Rex 1 in Renting & Real Estate

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has anyone here ever stayed in a place because their family?

did not wat you to move? or did you just pick up and move b/c it is what you wanted?

2006-10-21 04:36:45 · 6 answers · asked by sweet2006 1 in Renting & Real Estate

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what can i do if i was wrongfully terminated from a job in new york?

2006-10-21 04:35:58 · 2 answers · asked by Anonymous in Careers & Employment

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Why can't US banks offer "microcredit" to minorities inspite of their bad credit history?

2006-10-21 04:30:26 · 5 answers · asked by stvenryn 4 in Credit

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i was fired from a job after my background came back what are the policy for working with mha in calif?

2006-10-21 04:27:43 · 1 answers · asked by mslewis1972 1 in Careers & Employment

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should i cut up credit cards that i am no longer using?

2006-10-21 04:26:23 · 10 answers · asked by ed c 1 in Credit

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S.O.S, It was decided to get me out of my job, at the moment I have over £50,000 loans & mortgage to pay?

* I got all those loans trusting & believing my job would be continued!

2006-10-21 04:24:26 · 5 answers · asked by Anonymous in Personal Finance

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how do i properly file my taxes on my rental property using depreciation.what do i need to know?

what is depreciation and how do i use it on my rental property?
how do i get a tax code book? what else do i need to know??

2006-10-21 04:22:14 · 5 answers · asked by dmmason005 2 in United States

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Has anyone recieved there refund from Worldcom ?

2006-10-21 04:18:40 · 1 answers · asked by den o 1 in Investing

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Does the USPS work Saturdays?

Does the USPS (post office) deliver mail on Saturdays?

2006-10-21 04:16:29 · 11 answers · asked by kyl 1 in Other - Business & Finance

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I live in SD,CA.I have 2 mortg. If I foreclose on the 2nd first will that prevent me from owing a deficiency?

I bought my condo 2 yrs ago in Chula Vista California. I have two mortgages for my home. The first one the big one is interest only 4.625 wich jumps 3% in Dec causing a $500 hike on my monthly paymts. The 2nd one is fixed 12%. The hike is making it impossible for me to make my paymts. I tried to refiance, but I found out that the value of my home has decreased 15 thousand dollars. So my options I feel are only to really struggle with these payments on a house the is not worth what I am paying already or Foreclose. I don't want to get another loan(Home Equity Line of Credit) to pay off my bills so that I can afford this home, which is what current lender recommends so I can keep paying. I want to Foreclose but I DO NOT want to be Liable for a DEFECIENCY if they don't get what I owe on it. I was told to avoid that I should try to get the 2nd loan to foreclose first. Is this true? What Can I do so that I will not be liabel for Defeciency if I Foreclose. Plse help if at all possible

2006-10-21 04:16:16 · 10 answers · asked by JonathanYYY 1 in Renting & Real Estate

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what is the best way to transfer £2000 from England to Australia?

2006-10-21 04:14:13 · 13 answers · asked by Anonymous in Personal Finance

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how do catastrophic world events affect the foreign exchange market?

2006-10-21 04:13:59 · 1 answers · asked by Anonymous in Other - Business & Finance

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Where are the best places to advertise a new cologne/perfume?

For example, tv advert, billboard, etc. This is for a school project so please help if you can!

2006-10-21 04:07:23 · 7 answers · asked by Anonymous in Other - Advertising & Marketing

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Can you still e-file a 2004 tax return?

If so, where?

2006-10-21 04:06:59 · 8 answers · asked by rlw 2 in United States

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Can I be forced to settle a debt with a collection agency instead of the original creditor?

2006-10-21 04:06:48 · 6 answers · asked by texasfilmsnob 2 in Credit

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Is it against the law to advertise something for one price and then to mark it up when sombody wants to buy it

My husband saw a mirror in a furniture store on Thursday with a price tag of $100. When he went back the next day to buy it, he asked if he could have a discount as the mirror was broken in 2 areas. The sales person went and talked to the owner of the store and when she came back, she told him, he couldn't have a discount and that the mirror now costs $199. He drove 50 miles out of his way to buy that mirror and it seems like that this is against the law or should at least be against the law.

2006-10-21 04:03:11 · 10 answers · asked by Sunshine528 2 in Other - Business & Finance

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Can anyone help me with this business studies question that I had in an engineering test, Thanks :)?

You run an aeroplane engineering company which maintains older and new generation aeroplanes. It involves the use of chemicals which can be inflammable and its fumes can be harmful to workers, moreover the ground runs can cause noise and can be a nuisance to local residents. Explain and analyse the type of legislation which can affect the opperation of the company?

Please can someone explain or help me with this, I just dont have a gibberish???

Thanks everyone;)

2006-10-21 04:02:49 · 3 answers · asked by louie_ellis 1 in Other - Business & Finance

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list 50 lowest s and p p/e's?

2006-10-21 03:59:57 · 3 answers · asked by irresu 1 in Investing

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how is it that all people are pour but they spend milions on the holidays?

2006-10-21 03:57:11 · 20 answers · asked by Anonymous in Other - Advertising & Marketing