I have survived Christmas. Phew!
But now I have looked at the Credit Card bills, and even though I knew that they were high going in....They debt owing is far greater than I had imagined.
I have goals. Dreams for the future with my family. In order to achieve them, I am going to have to get rid of the debt first.
I have my vehicle on the market to sell. This will pretty much remove I'd say around 80% of the lump.
I am certain that with some smarty-pants ideas & ingenuity, the remaining money can be paid off within a few months.
I am not using the credit cards anymore. only paying towards the balance owing.
I set up an ebay account so I can sell some things i no longer need/use/want.
A budget is being created for effective payment dates, and an allowance every week, etc...
Does anyone have some neat tricks to help me stretch my pennies a little bit more?
I am thinking that if the ebay thing works well, I may make some things and sell them that way, too.
Thanks!
2007-12-29
22:01:37
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6 answers
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asked by
Anonymous
in
Credit