I have survived Christmas. Phew!
But now I have looked at the Credit Card bills, and even though I knew that they were high going in....They debt owing is far greater than I had imagined.
I have goals. Dreams for the future with my family. In order to achieve them, I am going to have to get rid of the debt first.
I have my vehicle on the market to sell. This will pretty much remove I'd say around 80% of the lump.
I am certain that with some smarty-pants ideas & ingenuity, the remaining money can be paid off within a few months.
I am not using the credit cards anymore. only paying towards the balance owing.
I set up an ebay account so I can sell some things i no longer need/use/want.
A budget is being created for effective payment dates, and an allowance every week, etc...
Does anyone have some neat tricks to help me stretch my pennies a little bit more?
I am thinking that if the ebay thing works well, I may make some things and sell them that way, too.
Thanks!
2007-12-29 22:01:37 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
wright down a list of your weekly shopping and how much it cost,s reduce that by buying cheaper items and save money each month and don't buy too many luxuries until you have paid off you credit cards and simply only pay for necessities.
2007-12-29 22:07:44 · answer #1 · answered by Antonio 3 · 0⤊ 0⤋
Well I plan on vaccinating every 3 yrs from info I've read stating that vaccinations aren't necessary every year. My vet only charges for 1 cat when I bring the both of them in so that saves; I only pay 1 office visit for the both. Raw starts out expensive but significantly goes down in monthly costs. 7 mos later after first feeding raw, I pay $35-$45 per month. I feel this cost will go down to a steady $30 per month as they continually consume less. So if you have 1 cat, after 6 mos, you should only be paying $15 per month. I just started buying Exquisicat (spelling) which is Petsmart's version of World's Best litter and I saved about $7 and this litter lasts 4 weeks.
2016-05-28 00:50:09 · answer #2 · answered by garnet 3 · 0⤊ 0⤋
Make a plan..create a budget...Then stick to it...discipline !!!!! There are great free coupon sources on the internet...one can actually buy $80 worth of groceries and only pay a few dollars out of pocket after using coupons...Next...work online...earn a car payment..housepayment....There are a few ways to actually earn money online...spending 2-3 hours daily can earn you from $30 to $1500..all depends on your work ethic. NEVER pay to earn online...its just not necessary....I'll share how we earn...add me to your contact list ..then contact me
2007-12-30 00:13:36 · answer #3 · answered by a1design2001 2 · 0⤊ 0⤋
A written budget is a must-have for proper successful money management.
I have an Excel budget template I created that is simple to use. If you'd like a copy, just let me know! I'm more than happy to share it with you.
2007-12-31 06:46:48 · answer #4 · answered by boo's mom 6 · 0⤊ 0⤋
You can to earn extra money online! All you have to do is just sign up with this company which paid you to read emails. It's very simple. They don't charge anything at all, but give you a $10 sign-up bonus for free! You can learn more about them at this site. (This is not a scam it's a real company). Give it a try. :-)
http://www.taketheinternetback.com/index.php?refId=157114
2007-12-29 22:33:25 · answer #5 · answered by yumyum 1 · 0⤊ 0⤋
Try www.thriftyfun.com. Some very good ideas on how to save money.
2007-12-29 22:25:06 · answer #6 · answered by Outhval 7 · 0⤊ 0⤋