I was in the process of combining checking accounts with my fiance. A check that I had written out of my account for auto insurance apparently wasn't immediately cleared like it always has been, it took a few weeks. In that time, I had moved money into her account, put both our names on it, then closed the one that I had. After that, I got a notice that the check had bounced, and I ended up having to pay a fee because of it.
A bookkeeping error on my part, and I take responsibility for not triple-checking that all transactions had been processed. I've never missed a payment before, this would essentially be my first offense.
How will this affect my credit score, if at all, and how might this affect what kind of loan I can get on a mortgage?
2007-12-06
10:12:18
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8 answers
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asked by
Anonymous
in
Credit