The accident was minor, I lightly backed into the back bumper of a "NJ access" vehicle (possibly a state vehicle). We exchanged insurance information and the police came and filed a report, it says "minor damages" to the vehicles. I saw her bumper, it was barely any damage if any. I thought the situation was over until I heard from a "third party" agency that is contracted to handle claims for the vehicle owner. They are attempting to get $700. They sent me an estimate in writing and it sounds crazy. There is no way there is that much damage. I told her this and I "bargained" her down to $600, which is fishy! What can I do here? I ABSOLUTELY cannot get insurance invovled because of prior accident history and other factors. If I don't pay I'm afraid I will get sued. Do they legally have to get a few estimates, perhaps one at a body shop of my choice? What course of action do I have here? I feel like its not worth it to them to get an attorney invovled for such a small accident. HELP!
2007-03-28
02:41:29
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9 answers
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asked by
Anonymous
in
Insurance & Registration