Renting & Real Estate - November 2007

It would be nice have a way to verify the number of houses being sold by realtors in my area. Thanks

2007-11-08 07:42:13 · 3 answers · asked by LILABEA 1

I closed today, and I just wanted to SHOUT IT OUT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

2007-11-08 07:39:22 · 6 answers · asked by ron-D 7

There is a home next to us with a lien notice on the door. It has been sitting empty for over a year and I'm not sure on the ownership details. By looking at the notice it seems the lien has been placed on the house by the HOA. It is in the amount of $1146.78. Is it true that you can pay the lien amount for someone and somehow be entitled to the home? How does this work? By the way we're in Arizona.

Thanks!

2007-11-08 07:34:33 · 5 answers · asked by Anonymous

I was told the following when showed my apartment: 1. I can get DSL internet. (very important - most of my classes are taken online. Turns out, I cannot get DSL and there are no phone lines set up and I will have to pay $95 to run each line, one for phone and one for internet.) 2. We will be splitting the bills 3 ways. 1/3 per unit and I was led to believe that it would be myself and my 10 month old son in one unit, the single female owner in the second and largest unit, and a married couple in the third. (Turns out the owner's adult daughter, adult grandson, and teenage grandaughter and either 6 or 7 dogs live with her. I can't tell how many for sure - atleast 6.) 3. There is a washer/dryer. (Turns out she charges 40/month to use it. Not optional.) 4. She said there was a satellite dish if we chose to use it. (Turns out I have to use it because cable company doesn't service there.) She asked for bill money right away-not based on usage unless more. I was told this 2 wks after I moved.

2007-11-08 07:28:19 · 17 answers · asked by Ari 4

Subprime Predatory Lending Crisis that's hitting alot of hardworking people buying their first home and then the lenders accelerate your income without your knowledge and in six or seven months you need to refinance because you have an AMR mortgage. Has anyone experenced this? If so, my family has been included in a documentary that was done in NOrth Carolina by the Center for Responsible Lending and the North Carolina Realtors Commsion and also the Banking Commisoner. Tell me your story? Let me also know where we can go live after bankruptcy.

2007-11-08 07:02:22 · 6 answers · asked by blueeyes 1

My building was sold to a company i do not want to rent from. I reread my lease and there is nothing stating that the lease is transferable? can i get out of it?

2007-11-08 06:36:51 · 5 answers · asked by Kelly 1

I have been living in my home for over a year now. To get into my home I did a 5/1 ARM and a HELOC and paid 5% of my home in cash. I did the HELOC so I didn't have to pay the PMI, thinking that I wouldn't be paying more and get back more on my taxes. Well, as you may have noticed, the housing market is in really rough shape. I'm still doing OK on my HELOC, but would like to consolidate my two loans into one loan. I have excellent credit and pay my mortgage early. I guess I'm what you could call a "no risk loan". My questions are, which company would be good for a loan and how do I go about consolidating my 5/1 ARM and HELOC into one mortgage, say a 30 year fixed. Thanks.

2007-11-08 06:35:38 · 7 answers · asked by Snuggles123 4

I want to go to Johnson and Wales university in Cranston, Rhode Island. I was looking at the off campus apartments and I found the Moshassuck Square Apartments. Does this have a descent neighborhood and is it a fairly nice apartment for 1 college student to live in.

It would be great if you could tell me from personal experience about johnson and wales and the moshassuck square neighborhood. Thanks in advance!!!!

2007-11-08 06:24:18 · 1 answers · asked by Brittany 3

Hi, my name is Bob. This weekend my wife Maddie and myself are flying from our home in the Bay area up to Spokane, Washington State. From there we travel by auto to Okanogan County, located in North Central Washington State approx. 45 minutes south of the Canadian border. We will be looking at parcels of land that are 5 to 20 acres in size. I am already aware of what I want regarding topography, size, shape, location and cost of land. Water is by well, waste is by septic. Power and phone is on some parcels and not on others. This makes solar a possibility, but I am still making power from the grid a priority with solar as a possible back up. To find out a more exact cost to run power lines I have to contact the local utility. Septic systems are allowed after passing a perk test by the state dept of health. Wells are drilled until water is located or I can have it hauled in. With all of this info can anyone tell me if I missed anything? Thanx, Robert

2007-11-08 06:14:24 · 11 answers · asked by robert s 1

A friend of mine told me that she is closing on her house today. I ask her what do you mean? are you BUYING a home? she says YES! I was like WOW!!!! but the thing is that she has credit just as bad as mine. She has a job making about 8-9 dollars an hour, and she has 2 children. I asked if she got the loan on her own (w/o the help of the lame bf she's with) and she says she got it all by herself......My question is....Can you close on a house before actually getting approved for the loan? How does that work?

2007-11-08 05:58:55 · 6 answers · asked by Anonymous

2007-11-08 05:40:01 · 6 answers · asked by snickers 1

How would thay have made billions. I know that there is a lot of money to be made in property but I diidnt know you could earn that much?

2007-11-08 05:01:41 · 4 answers · asked by Anonymous

I am not sure where all these fees are going. What does all this mean? I am refinancing my house and I would like to know who is getting all this money that I am paying for. What’s a mortgage broker fee? And all these other fees?

Loan amt. 221,250 Int rate 6.625
800 Items Payable in connection with loan:
801 Loan Origination fee 2215.5
802 Loan Discount fee 2215.5
803 Appraisal Fee (400)
808 Mortgage Broker fee 400.00
810 Processing Fee 900.00
Administration fee 950.00
Processing fee 495.00
1100 Title Charges
1101 Closing or Escrow Fee: Estimated Escrow 650.00
1105 Document Preparation fee 150.00
1106 Notary Fee 150.00
1108 Title Insurance Estimated Title 850.00
Misc 250.00

1200 Government Recording and Transfer Charges
1201 Recording fees 90.00

Estimated Closing Cost 9409.00

Estimated Prepaid Items/Reserves 1280.00
Est. settlement charges 10,689.00

2007-11-08 04:47:31 · 7 answers · asked by kings 1

My Landlord has scheduled an inspection of the house by his property managment company. They gave the proper notice and are coming in tomorrow to look around. I was just wondering what they can and can't do. Can they go in my closets, drawers, under the bed. . .? I am already uncomfortable with someone poking around my home and I want to make sure I know what I can and can't ask them to not search.

2007-11-08 04:40:31 · 17 answers · asked by Mommi 1

I got a fixed 5 year fixed mortgage with northern rock, due to unforeseen circumstances i now have to put the house on the market, im only 5 months into the mortgage term which means a hefty penalty, does anyone know a way out of having to pay it?

2007-11-08 04:38:18 · 9 answers · asked by melnuttytart 1

My landlord stopped by yesterday to check the heating system in the apt. I was not there and did not know he was coming over. He went through the apt checking windows to make sure they were closed. He got to my bedroom door and realized I had put a brand new knob on it that came with a key, and it happened to be locked. He was surprised, seemed insulted, and said that he needed a copy of the key. I realize that it is his property, but as a tenant, don't I have the right to privacy? Shouldn't he have to check w me if he wants to stop by the apt, and also if he needs to go into my bedroom for some reason? I don't think I should have to give him a key. He is too comfprtable with stopping by whenever he feels like it. If he rings the doorbell and doesnt get an answer, he feels free to just come into the apt. I spoke w him about it b/c he walked in on me w company a couple of times. One time he came into my bedroom when I was sleeping. I didnt find out till later when he told me

2007-11-08 04:30:04 · 7 answers · asked by Ananda 2

2007-11-08 04:25:24 · 2 answers · asked by michele c 1

I now have a driveway from a rental house that runs through the middle of my property.They have a 20" easement from that house to the main road. It runs right by my home, What can I do to have it moved a little farther from my house. I had a new drive made for them but they refuse to use it and insist on using the old road, I tried talking to them about using the new road but they will not use it. Most of their company and the electric man use the new drive but they will not. The new drive is much safer for everyone concerened. Each house would have it's own drive if they would use the new one. I own the 8 acres surrounding their house on one side and they own another 55 acre property that their home is at on the other side . They rent out the house behind me that the drive in question goes to. Is there any way to get them to use the new driveway?

2007-11-08 04:16:14 · 4 answers · asked by rgh13 1

Since I don't understand what a recession would mean for home buying (and house prices) I'm wondering would it be wiser to buy a house just after Christmas when our credit will be okay (just above 630) or keep saving and having time increase our credit and buy in April?

There is also a possibility that one of us will be switching jobs come beginning of June so I don't want to wait until that point since I know that we may be denied for a mortgage if partner switches one of his jobs (he has two). We'll definitely get a fixed rate (I don't believe in gambling on the future interest rates, I like knowing what my payment will be).

Also, do you think prices for houses will drop in the Chicagoland/Rockford area? We are trying to also factor in the costs of everything rising due to the price of oil.

2007-11-08 04:03:59 · 5 answers · asked by G M L 4

2007-11-08 03:48:50 · 4 answers · asked by Sharon D 1

There's this really old, small house on the side of the street on the edge of a small wood next to bigger, nicer houses. I've lived here (Raleigh, NC) for 6 or so years and I have never seen someone live there.
Every time I walk by that house I think "Man, I wish I lived there, but I don't know why!" I feel like I'm being drawn to the house?? It's weird.
Anyway, I noticed walking by today that there was a letter on the door from the department of Raleigh saying that they are going to get rid of the house because it's a "nuisance" and warning the owner to fix it up or they will remove it.
This is a big deal to me and if they remove it I don't know... I'll feel like something is missing! I want to contact the owner, but I have no idea who it is because no one lives there...
How do I find out the owner? I don't know where to start!

2007-11-08 02:55:25 · 9 answers · asked by chris 2

I am looking into selling my house on my own, with some flat fee support. Can I negotiate with the buyer's agent on their commission, or should I just give the 3%? I'm looking at the 3% commission being $11,000-$13,000, which doesn't sound like much, but I am probably going to have to sell the house already for less then I owe and make up that difference with a personal loan. Just curious if the commission was negotiable.

FYI: Renting and waiting is not going to be an option for me.

2007-11-08 02:41:12 · 5 answers · asked by j_mallock 1

1) Renting house from father for $1600/month for roughly 40 years
2) Renting house from father until we can afford to buy it (for roughly $500K+)

Does it make more sense to rent forever, or save up and buy?

If you need more info, just let me know.

Thank you for your input.

2007-11-08 02:05:39 · 12 answers · asked by kiki 6

We have a seller held mtg and the taxes and insurance are escrowed into the payment. Do we add the new owner to the policy? Our fear is if the new owners get their own policy and just add us and we cancel ours, then our mtg co would find out since they pay our insurance through the escrow account.

Also, would the insurance payout pay the seller mtg first, buyer mtg second, buyer third if any left? Example: Seller mtg 120K, buyers mtg 149K, home worth 159K.

2007-11-08 01:57:48 · 5 answers · asked by Lisa K 1

I just found out by a site search that my husband has a judgment against him for $700.00 for rent and damages to teh apartment he rented for 3 months. He moved homes and jobs. We were never notified of this small claims hearing. Since he failed to show up in February 06, the judge granted his landlord the full amount. (one of the damages was the toilet not working, but it stopped working a month after living there and the landlord never fixed it, now he says that it was working fine, etc.) anyway, we never paid this or knew we had to pay this. What should we do? Are they going to come looking for their money?? The case is still open with the court.

2007-11-08 01:39:07 · 13 answers · asked by Anonymous

i rented a house on the 4th of month told the repairs would be made. would be ready to move in. But now on the 8th it is not ready. and he refuses to give me a weeks rent back. the rent started on the first. he took 100.00 off deposit for me to clean it, When i asked for the weeks rent back he said no the rent is due on the first. The house is unable to be moved in it does't even have a kitchen sink. The water coming out of the pipes is black. He says if i want prorate then he is adding the 100 back to deposit and have someone clean. I have already clean it. And no he will not pay for what i have done. My rent is 13.33 a day. 8x13.33:106.64.

2007-11-08 01:30:57 · 12 answers · asked by Anonymous

doesn't this mean thta there are this much ( 43 bill) of mortgages that are not going to be repaid, is this correct assumption

2007-11-08 01:29:32 · 6 answers · asked by mudoo99 1

My wife and I are thinking about buying a Christmas tree farm. Thing is we disagree with the owners on the value of the land containing the trees. Just wondering if anyone has seen this before. If it helps it's in Illinois. We really need a number to work with per acre. Is it comparable to buying wooded land of farm land? Any help is very much appriciated. Thanks.

2007-11-08 01:15:01 · 5 answers · asked by Thundercow 2

i am interested in property development and would need an insight on how you can set up a business in real estate

2007-11-08 01:00:16 · 3 answers · asked by Onyeama T 1

benefites regarding foreclosure

2007-11-07 23:24:00 · 6 answers · asked by ernestoernesto4668@sbcglobal.net 1