Personal Finance - December 2007

2007-12-06 21:56:42 · 1 answers · asked by Anonymous

christmas is coming in i dont have much i need help,

2007-12-06 20:27:50 · 18 answers · asked by tanlane56 1

for 80 a month and they say they will stop my creditors hassling me, they are not a IVA company
has anyone done this before is it any good,
am i doing the right thing or should i go bankrupt
if i pay this 80.00 a month it will take forever to pay
are these companys legal and can they really help you get out of debt

2007-12-06 18:24:08 · 7 answers · asked by Anonymous

I currently have a checking and savings account at wells fargo. Would I be allowed to open a checking account at another bank? Say...bank of america, washington mutual, etc...

2007-12-06 17:30:13 · 5 answers · asked by sdboltz07 2

Has anyone gone through consumer credit counseling? Does it really work? Is there a fee? I think I am in troble.

2007-12-06 15:26:49 · 2 answers · asked by MARIE S 4

I have a savings and checking, i havent been using the savings and did not realize i had a $0 Balance, there is a $5 mainteance fee to maintain it.. Today I wanted to put money into it and it says its closed. I went to the bank, they told me the main branch where i opened it closed it, they told me they didnt know why since there was no notes on my account, she told me she sent them an email and will contact me as soon as she finds it..
Is this normal? and will i be able to re-open it?

2007-12-06 12:55:20 · 6 answers · asked by Anonymous

2007-12-06 12:50:52 · 2 answers · asked by ineedtobuyagolfrangeandretire 1

A: Casinos giving back all the money that people lost gambling.

B: Oil companies giving back the money that people with 15 MPG SUVs spent on gas.

C: Cruise lines giving back all the money people spent on cruises because the passengers didn't meet the man/woman of their dreams on board.

D: Stockbrokers giving customers back the money they invested in stocks that didn't pan out.

E: All of the above

2007-12-06 11:53:33 · 4 answers · asked by Anonymous

I'm not talking about with the use of financial institutions or the purchase of real property. What I'm asking is along the lines of something like using the cash to buy mowers and opening a small lawn service. Something of that nature.

2007-12-06 11:52:56 · 3 answers · asked by Kenny S 3

2007-12-06 10:27:21 · 9 answers · asked by gerry d 1

I just turned 18 recently, and I have been looking to change banks. At the moment I use my parents credit union, but its not for me. I need a bank that will offer me a checking/savings account with good interest rates (considering the current market) and one which offers online banking and direct deposit. I didn't know where else to turn, which is sad.

2007-12-06 09:41:56 · 13 answers · asked by babble 1

I'm looking for a tool/spreadsheet that will give me the following information. Inputs: Total loan, # of years/months financed, finance rate. Output: each total monthly payment, $ paid each payment in interest, $ paid each payment in principle. I'd also like to change the variables and recalculate (i.e if I increased my monthly payment by x amount, how many months would it take down to pay the loan or if I financed at x rate, how much would my monthly payments be). I know there are a few sites that do have mortgage and loan estimates with the variables I mentioned, but I'd like something customizable where I can easily see every single payment. thanks.

2007-12-06 09:21:03 · 6 answers · asked by frisco 2

If I worked for UPS for about 2 yrs, am I allowed to get my 401k if I need the money? Is this possible??

2007-12-06 09:00:14 · 5 answers · asked by Iris 1

without a ton of "technical skills" needed?

I'm a writer.

2007-12-06 08:56:25 · 5 answers · asked by ladylove 3

WHAT PERCENT OF THE COUNTY ESTONIA POPULATION LIVES IN POVERTY?

2007-12-06 08:50:21 · 3 answers · asked by quoc n 1

I have a friend whos mother passed away, and left him a "Total Control Account". He doesn't have a bank account of his own, and he wants to write me a check for the amount in his account ($11,000+), and have me cash the check and give him the money.

My question is: Will the money be considered income of any kind, and will it be taxed? I don't mine cashing the check, but I don't wan't it to be considered income or taxable in any way.

Oh btw, I live in Maryland.

Thanks
Chas

2007-12-06 08:38:21 · 8 answers · asked by corvair_tw 1

I have a savings account with my credit union that offers a .050% rate. They offer a money market account beginning at 2.50%, compounded daily.

If your money is as accessible through a money market account, and you can deposit or withdraw money at any time from that account (my CU allows this, as long as I maintain a minimum balance), is there any reason to keep money within my savings account? It seems I would earn more interest by transferring my cash into a money market account.

2007-12-06 07:46:44 · 8 answers · asked by Deke 7

My question is how do people have many investment properties say 7-10 $100,000 properties? When you try to get financing for more properties wouldnt you you be so far in debt? I know that you rent out the properties but you cant make that much profit after the mortgage payment. For example if you have 7, 100,000$ properties renting for 1500 a month with a mortgage of 1000 for each your only netting 3500 a month and in $700000 worth of debt so how can you keep getting loans for more properties?
47 minutes ago - 3 days left to answer.

2007-12-06 07:37:18 · 3 answers · asked by name 1

I would like to take cash at time of rollover. I know that will be taxable. I am 62 years old and had to take early retirement. I only have my SS income.

2007-12-06 07:06:50 · 6 answers · asked by Portlandgringa 1

I just said that I would have to figure out my firm's billing rates and get back to him. He will call me back. What else can I say? I need some good ideas!

2007-12-06 06:54:22 · 3 answers · asked by presidentrichardnixon 3

I am three months behind on my car payments (I'm not a bum. I go to school full time and have 3 jobs). I called the bank and they said I could refinance. What does that mean? Is it a good deal? Thanks.

2007-12-06 06:21:21 · 5 answers · asked by meeko6811 2

Does anyone know about businesses that deliver (usually) paperwork to your home and pay when you complete it? Thankyou

2007-12-06 06:07:40 · 3 answers · asked by Big Tom 2

The homeowner signed the contract knowing the rates would increase. Is there any law that states that such a contract is unenforceable?

2007-12-06 05:55:47 · 5 answers · asked by Anonymous

2007-12-06 05:31:29 · 7 answers · asked by Anonymous

2007-12-06 05:12:34 · 4 answers · asked by kiaqtpie 1

This the second time this has happen anybody else have this problem with amazon.........

2007-12-06 05:06:51 · 4 answers · asked by Lovelywoman 1

I left my job in March so no longer make contributions. My husband will be 50 in Jan. and can retire from his state job. He can increase his pension by "buying back" 2 years of his military service time to go towards his service to the state. I need to know if there will be enough left out of my 401k to buy this service credit.

2007-12-06 04:20:46 · 5 answers · asked by Angie 2

I've got qualifications, and am a good reliable and enthusiastic worker but have a dead-end customer services job. Whatever I try to make extra money seems to fail and I have just been hit with a few large bills that have knocked me back just when I thought I was getting by. I don't want to be a millionaire, just do OK. Is it my mindset that is letting me down? Other areas of my life are fine - I have a nice wife and kids, but just want a bit more security.
I live in Spain and work in Gibraltar. I am English.

2007-12-06 04:18:48 · 5 answers · asked by gaz 3

i have a TD canada trust bank and i want to transfer money from my chequing to my savings through online banking. do they charge me fees for this? and i called them but i would have to wait 30 minutes or longer which i dont have time for.

2007-12-06 04:18:01 · 7 answers · asked by channingtatumissexy 2

I took out a line of credit with my small business. Unfortunately the business put me in a lot of debt and is now over. I am unemployed and cannot pay on my line of credit right now. Should I file for bankruptcy? And if so is this debt dischargeable?

2007-12-06 03:50:07 · 3 answers · asked by Help! 1