Personal Finance - January 2007

I'M 16 YRS.OLD I want to save cash for the rainy days but my problem is there are many DISTRACTIONS that I encounter like Buying Loads for my cellfone.BROwsing the Internet I need your best advise so I could really Concentrate on my SAVINGS.PLS.GIVE ME YOUR BEST ANSWER!!!! GOD BLESS!!!

2007-01-29 23:38:58 · 24 answers · asked by JOHANN L 2

I received a 1099-R form b/c I rolled over a balance from one 401K plan to another. Do I need to use this form some how for taxes?

2007-01-29 22:40:06 · 2 answers · asked by public-opinion08 2

I'm looking for a legal, stable way of making part-time income. With very little time or money invested.

2007-01-29 22:36:27 · 14 answers · asked by Lins 1

2007-01-29 22:04:52 · 6 answers · asked by sweetie 3

Last Friday my husband made a deposit in our checking account by using the drive through. Made it after 2:00 p.m. and I assume most know the rule that it does not go through until Monday. So I check my account late Monday night to see if deposit went through and it had not. So I check again Tuesday, they made the deposit then withheld the amount of my husband pay roll check. I receive a letter on Wednesday stating that the check was not in my enclosed deposit that it was missing. On Friday after making sure the check was not around I called my husband's employer and got telephone number to call and see if check had came back. Well it had. So I had them submit a copy to my bank. Well now the bank is saying the check was cashed and cash was gave back to us. Our copy of our deposit ticket says we deposited xxxx amount and now the bank is saying that was wrong. Is the bank liable to deposit the amount that is on the copy of the deposit ticket>?

2007-01-29 21:13:48 · 2 answers · asked by Debbie H 3

2007-01-29 20:29:18 · 15 answers · asked by Anonymous

2007-01-29 20:19:21 · 14 answers · asked by manid 1

2007-01-29 18:54:23 · 7 answers · asked by manid 1

the purpose is to swap the highcost debt which was taken to finance my child study at us.

2007-01-29 16:06:02 · 1 answers · asked by lakshmi n 1

plz tell me some part time jobs for home

because i wanna this type of job it,s urgent

thanks for mambers..

2007-01-29 16:00:58 · 10 answers · asked by pankaj v 2

I spend money every second that i have it, is there some way that i can stop the spending???

2007-01-29 15:56:44 · 10 answers · asked by Anonymous

2007-01-29 15:42:42 · 12 answers · asked by Anonymous

2007-01-29 15:35:43 · 2 answers · asked by Anonymous

2007-01-29 15:27:09 · 3 answers · asked by ha t 1

carol found out her bank statement and checkbook balance were different. The following info needed to be considered .after looking over both sources of information.

BANK STATEMENT BALANCE:$502.00; SERVICE CHARGE:$12.00;
DEPOSITS IN TRANSIT: none

checks outstanding: No. 1089 = $50.00
No 1090= $172.50

Checkbook balance $291.50

RECONCILE THE BALANCE

2007-01-29 15:17:19 · 2 answers · asked by sissy 3

I would:
-Give 50,000 to charity
-Give 500,000 of it to my parents
-put like, 250,000 in savings [for the future]
- buy some stuff with the remaining money, and buy/sell stocks with the rest

2007-01-29 14:40:53 · 5 answers · asked by uhhhhhhhh 3

2007-01-29 14:38:55 · 5 answers · asked by SSSSS 1

2007-01-29 14:36:39 · 7 answers · asked by dan22man 2

We recently (my fiance and I) bought a trailer from a couple. We have the title, but it in remains in their names (neither of our names appear anywhere on it). He conducted the transaction, so I am in the dark on this. Don't we need to have the title in our (or his) name? Aren't we responsible for the taxes on it? Not to mention if we were to sell it? Please help me out here, as he says that it's not necessary.

2007-01-29 13:43:33 · 1 answers · asked by nunya 3

OK i have foregn money and i want to know how to get some U.S. cash

2007-01-29 13:37:46 · 5 answers · asked by Anonymous

I asked to see a copy of the check to see who it was from, but they could not tell me. What if the realise they have made a mistake. Will they ask me to return the money?

2007-01-29 13:10:19 · 11 answers · asked by norcali_rider 3

2007-01-29 12:54:09 · 16 answers · asked by bird 67 2

I like to contribute at least a $500-$1000 a year but I don't which one will be best for me. Are there any other investments I can put money into?

2007-01-29 12:44:04 · 3 answers · asked by okayokayokay 5

There are many loan scams that are being posted in this area. One user, using the ID "chris p" is scamming loans from Nigeria. He asks for significant advance fees -- typically over £200 -- as "security" for his "loans" and also asks for your bank details.

I have already filed violation notices on several of his posts. Be warned that if you contact him or any of the other scammers that post those ads you WILL lose any money you send him AND your bank account will be drained if you are foolish enough to provide your bank details to him.

You have been warned!

2007-01-29 12:31:35 · 3 answers · asked by Bostonian In MO 7

2007-01-29 12:24:30 · 6 answers · asked by Jennifer K 1

I have $7K due on my Visa, from 2 years of trying to make a living selling real estate. I am not an overspender and am now in a stable job with a regular paycheck. I have $60k in my Schwab IRA, rolled over from jobs where I put the maximum away since my 20's. I know everyone advises against it, but I'm paying 16.24% on the Visa ($1000 per year).
I propose to withdraw $8,000 from the IRA, which would be penalized about 38% (10% penalty + 28% taxes), giving me about $5,000 toward the debt.
I propose that by keeping my credit clean and saving that $1000/year will be worth it to me when I go to buy a house using the $52,000 to borrow against.
It's my money, and I would have and will pay the income tax on it at some point - to me 10% seems like a better penalty than the 16.24%.
Theoretically, I can put the money "back" under the $4,000 allowed per year.
Please advise! Having this debt seems to hurt a lot more than losing money I never really feel like I had in the first place.

2007-01-29 11:49:17 · 8 answers · asked by Nan 1

i want to get paid for my opinions there are plenty of american sites that do this but i can't find any in the uk anyone know of any??

2007-01-29 11:34:35 · 8 answers · asked by Anonymous

2007-01-29 11:33:45 · 7 answers · asked by Anonymous

Im a college kid who is not very good at saving money... I tend to not be able to control urges to buy things usually being food or maybe a book. How do I control that urge to buy something?

2007-01-29 11:28:13 · 6 answers · asked by Samiam 4

I dont have an account in India but would like to cash a third party cheque that is already stamped "Not NEgotiable" Can I have the term "net negotiable" voided by getting the payer to cross it offa and sign it again? Or what else can I do?

2007-01-29 11:24:26 · 6 answers · asked by Prav 4