I am a 45 yrs old, with a husband a 2 children ages 19 and 17. I never received any training formal or informal on finances. I came to this Country and did not know how pensions and retirement plans worked, I did not know about planing for the future(kid's college/retirement), until about 12-15 yrs ago.Once I realized that these are aspects of life that we need to take care off, I started to read and look for answers. I have been contributing to a retirement plan at work.For years I have done things,such as not buying new cars to avoid being in debt,but have found myself paying a lot of money to maintain used cars.
I feel that at my age I still do not have a good grip on my finances.We have never tried to "keep up" with the neighbors,we live from pay check to pay check, do not go after luxuries but do not have basic things such as a decent living room set. Our house needs maintainance but we do not have the money to do it and do not want to get debt we would not be able to pay.HELP!
2006-06-17
04:42:42
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6 answers
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asked by
W O
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