Insurance

I am currently renting a home in Canada. Our landlord has asked to come and measure each of the rooms for the purpose of "house insurance". The house was for sale for a year almost a year ago but the offers were nowhere near what the owner wanted. Do homeowners need the room measurements for insurance or is my recently rented home for sale?

2007-04-29 14:46:14 · 6 answers · asked by Michelle F 3

I got my finger caught in a press. I ended up losing the tip. Thaey had to do a V-Y for my repair. They where able to recover most of my length by foving fat around. I will be permanently dis figured. And my workers comp officer says they only have to pay for my medical.
I have missed close to 40 hrs of work due to this and am now back with light duty.
I'm curious what my rights are as an employee in the state of Colorado.
As now I am falling behind on my bills with all my operations and missed time due to all my doctors appointments.

2007-04-29 10:21:25 · 5 answers · asked by L3THAL_INJ3CTION 3

i have been weighing out the two. which would be a more successful/more fun career. i'm thinking real estate. life insurance seems to have alot of schemes to it that you can kinda screw yourself on. does anyone else have any kind of input?

2007-04-29 08:54:52 · 10 answers · asked by Anonymous

I have United Health Care and a 300 dollar deductible.

2007-04-29 03:03:11 · 4 answers · asked by Patricia S 3

Does a child I pay child support to, entitled to any of my estate or life insurance if I do not have him in my will. Can the mother go after the estate to collect future child support payments?

2007-04-28 16:21:40 · 5 answers · asked by Danny G 1

2007-04-28 15:20:35 · 3 answers · asked by brit27 1

I have a friend who was in an ATV accident a few years ago. At the time of his accident, he busted up his arms pretty bad and had to be Mercy-flighted to Buffalo NY. He did not have health insurance at the time of his accident so he is stuck with almost $70,000 worth of hospital bills!

Isn't there any assistance or anything he can get?

2007-04-28 08:26:50 · 6 answers · asked by dgil0109 2

Bill and Anne have two young children, ages 2 and 4, and they are not currently covered under any life insurance policy. Anne is a full-time mom and brings in zero income. Bill currently makes around $45,000 a year. They are just barely able to make their monthly payments on all of their stuff, so getting life insurance coverage does not seem like a pressing issue at this time. What would you suggest they do?"

2007-04-27 16:31:08 · 6 answers · asked by Anonymous

Okay my question is my mother got a life insurance policy on me. She currently was paying 10 to 15 a month. She has had the policy out on me since 1976. Could anyone guess to tell me wht the surrender value is?

2007-04-27 14:18:58 · 9 answers · asked by God's chosen 3

i had a baby before my insurance was active and they billed me for it and now their saying they cant pay it. so now i could be stuck with a bill i probably wont even be able to pay.. any advice? no dumb answers plz!

2007-04-27 10:42:35 · 8 answers · asked by Anonymous

my work has been charging me for medical insurances and to come to find out when i called for eligibility, i was not even eligible yet. what are my rights? Can I get the money that I was charged for?

2007-04-27 07:15:22 · 4 answers · asked by filipina chick 2

My dad has a full coverage policy on his car, but sometimes I take it for a spin. If I were to be in an accident, would the car be insured and the expenses paid?

2007-04-27 05:04:48 · 18 answers · asked by cam1560 3

What is the best dog insurance to have these days.
My older dog has always been with petplan.
I now have an 11 week old puppy & she will cost more per month than my 7 year old.
The puppy currently has 6 free weeks with the kennel club,the premiums will be a lot less than petplan.
Please bear in mind any long trem problems that may arise.
The supermarket ones are cheap but dont work out long term if problems do arise.

2007-04-27 00:24:17 · 9 answers · asked by echo 4

My husband is self-employed so our health ins is very expensive. I am thinking of going without it.

2007-04-26 17:27:54 · 12 answers · asked by Mary K 1

Will one effect your rates more than the other?

2007-04-26 15:34:34 · 9 answers · asked by jggb 5

My daughter born in hospital was premature required to stay in the hospital for 20 days. Her claim of hospital stay denied saying that I did not call BCBS's medical management number in 48 hours. I did call number provided at back of the card same day my daughter born and they did not inform me about this medical management procedure. I am sure hospital must have also informed BCBS. My wife's claim during hospital stay are approved but my daughter's claim denied. Bill of my daughter's claim is more than 80,000$ out of that 74000 they paid and denied remaining. everytime I called them their representative told me that it's approved and shouldn't be a problem. but I recently got a letter that it's not approved. I did send grievance letter in writing but they did not approve. I am paying 700 $/month for so long time to BCBS. Do I have any chance to get this approved? if so, what procedure should I follow? please help.

2007-04-26 10:56:01 · 7 answers · asked by Anonymous

Within the next 3 months I will be moving out of my parents house. I'm 18 and I need to know what I can do to save money and such. Would I qualify for food stamps? Would I get any other benifits for being out on my own at age 18?

Also, once I move I will not be under my folks health care plan anymore, but I desprately need this because I take medication. Is there any cheap health insurance for teens or is there a way I can get my medications for cheap without it?

Any other tips you have would be most appreciated.

2007-04-26 06:39:17 · 14 answers · asked by noneya 1

2007-04-26 05:17:40 · 10 answers · asked by tinabadina 3

My OB/GYN sent me a bill after our son was delivered for "out-of-network" charges. All along we thought he was in our network and he never told me otherwise. We later found out he dropped our network a month before delivery. I'm being hounded by a collections agency, but I don't think I should pay. State laws don't help since our health plan is "ERISA," or a national health plan. To make matters worse, my doctor has quit the business and is no longer a practicing physician. Can I still sue him in the small claims court to stop him from charging me?

2007-04-26 05:02:15 · 4 answers · asked by Roger Y 1

and initially you were told that they would cover you almost in full. (i got a bill for 17 thousand dollars) for an operation I had that my doctor's secretary told me would be covered 90% by insurance.

2007-04-26 00:04:57 · 7 answers · asked by bruce_eel 4

it also has my whole name and adress on it. it says vendor and then my name i dont know why i got it should i cash it

2007-04-25 13:16:20 · 4 answers · asked by REYANDRA S 1

Hello and thanks in advance.
I currently have medical insurance thru my husband's company. I just started a new job and they offer free medical insurance to their employees (not their family or spouses).
My husband's plan does not cover anything preventive ie. Well Woman/Ob/GYN/Annual exams. However the rest of the policy is excellent!
So I didn't think twice about signing up for the new policy because they do cover the preventive. The new company even asks if you are going to keep an existing policy.

So in a month I will have two current policies.

My question, is how does this work? Do the two companys split my medical costs?

Is there a website or someone who can tell me what to expect?

2007-04-25 12:32:08 · 10 answers · asked by Anonymous

My store was destroyed by fire as a result of a fire that started in another tenant's unit. I did not have insurance but the other tenant did. The fire department's and the building's insurance carriers investigators report indicated that they believed the fire started in the other tenant's unit. I sent a certified letter of claim for damages to the business owner as well as the building owner but received no response. What are moy options. My loss was in excess of $200,000. I had a retail computer store.

2007-04-25 07:04:03 · 7 answers · asked by pool 1

There was a flood at my apartment this past weekend. I had to stay in hotels. I called my insurance and they said that they would not cover the stay, and since the flood was caused by faulty work by the plumber the landlord hired that it should go through the landlady's insurance. I told them this. She agreed to pay for 1/2 of my hotel bill. Now she's asking for my insurance policy number...can I refuse to give it to her??

2007-04-24 23:37:52 · 11 answers · asked by ashco1983 2

But I think 82 quid a month is a bit steep. Does anyone know a cheaper company that are as trustworthy as BUPA??

2007-04-24 20:53:20 · 4 answers · asked by Anonymous

2007-04-24 08:45:45 · 16 answers · asked by keni5 1

According to my Insurance Company (The Post Office) this is regarded as a claim and will be on your policy for five years!
Has anyone else had this experience?

2007-04-24 06:03:57 · 7 answers · asked by Spiny Norman 7

My 10 yro daughter had 8 teeth removed at the oral surgeon's last month. This was a necessity as there simply is not enough room for all of her teeth. Of those 8 teeth, 4 were baby teeth and 4 were adult, one of which was bony-impacted and required surgery.


Because we are "out of network" the oral surgeon required us to pay up front for his services, so we paid $1,700, $450 of which was for general anesthesia.


Imagine our shock and disgust when we learned that Cigna will not cover general anesthesia for oral surgery unless there are TWO bony-impacted teeth or more to be removed! The surgeon's office has appealed to the medical portion of our plan as well as urging and RE-URGING Cigna to reconsider, but they're firm and they've denied the claim twice. These retards actually see no reason why a 10 year old child would need general anesthesia while surgery is being performed in her mouth!

2007-04-24 05:56:24 · 4 answers · asked by Anonymous

We were having some building work done and in the process discovered that our drain run did not comply with building regs.
I phoned our Insurance Company to ask if we were covered.
They did not reply but after a week sent us a claim form.
We told them that we were only enquiring and did not need the form but they have informed us that this is a claim and now on our records
We are now unable to change our insurance company for five years without divulging the claim which does not exist.. What kind of scam is this!!??

2007-04-24 05:55:24 · 3 answers · asked by Spiny Norman 7

I've had my insuance through my employer from october of '06. Money has been taken out of every paycheck to pay for the premium. I recently had an accident that required surgery and hospital stay in late feb. I have received three explanation of benefits from the insurance provider so far: 1.) for my ambulance ride which was covered. 2.) The first couple days with services shown as "Inpatient" and "Ancillary" which was covered. 3.) and a third peice of paper for the remainder of my stay for "SNFINPT" and "SNFANCIL" as the services provided but the third peice of paper states that I may be responsible for the bill because my membership was terminated prior to the date of service.

I never received or heard anything from my employer or my insurance provider about my coverage being cancelled but my paycheck shows money being taken out for the premium up until the time of the injury. What rights do I have so I'm not stuck with this ridiculous bill? Any help would be great!

2007-04-23 19:48:11 · 5 answers · asked by RSM JC 2