I have United Health Care and a 300 dollar deductible.
2007-04-29 03:03:11 · 4 answers · asked by Patricia S 3 in Business & Finance ➔ Insurance
United HealthCare has many different plans that include deductibles. Some are "up-front", and some are just for hospital services. It is impossible for anyone here to tell you when you deductible is satisfied without looking at a benefit description or summary. Consult your HR department/benefits administrator, or call the phone number on the back of your card.
2007-04-29 05:14:01 · answer #1 · answered by Insurance Biz CT 5 · 1⤊ 0⤋
It depends on what the deductible pertains to. Some deductibles are for all medical coverage, some are for hospital stays only, some are for labs and x=rays, some are for anything done beyond a doctor's exam. You need to know exactly what your deductible applies to before you know what can satisfy it. Call member services (the number is on your card) and ask what about your specific plan if you need to.
2007-04-29 06:01:38 · answer #2 · answered by zippythejessi 7 · 0⤊ 0⤋
You pay 100% of the $300 deductible. (usually the first $300 of medical bills for the year.
Then, your insurance starts to pay. This is usually per year.
2007-04-29 07:51:26 · answer #3 · answered by Custo 4 · 0⤊ 1⤋
Usually, any labs, testing, surgeries, anything at all, the first $300 is going to be out of your pocket, at that point the insurance company will pay its percentage...
Check your certificate of insurance for details!
2007-04-29 04:14:28 · answer #4 · answered by Anonymous · 0⤊ 1⤋