Insurance

There was a puddle of something clear slicker than water. There were witness in the store and they wrote statements.My injuries were sprain ankle and lower contusions I had crutches and a splint I couldnt comfortably stand for 6 weeks. Iam own a modeling agency and is also a photographer and make-up artist. Prior to my injury I had contarcts with companies in which I had to breech because I couldnt fufill my duties in my profession you have to stand for long periods and walk alot. The insurance company doesnt want to pay me for the work I lost.at first i sent them a letter from one of the contractors they said no they werent going 2 pay because the # was his cell phone. my hospital bills was first 1013.00 now i recieved a bill 4, 2230.00 they said they are only going 2 give me 2500 so I sent them staments and contracts and my cash flow statment 4 the year they stil said no now they arent returning my call. Is this normal? what can I do I didnt want to hire a lawyer.What can I do?

2007-12-17 12:50:38 · 4 answers · asked by Anonymous

My Father In law just passed away and I am curious on the matter of his retirement pension.

2007-12-17 12:36:45 · 4 answers · asked by RAY C 1

I have a doctors appointment for my son on Thursday, and i just don't like the doctor office we have been going to because everyone is so rude, so i want to switch doctors how do i go about doing so with the insurance and how long will it take before he can be seen buy a new doctor so that the insurance pays for it?

2007-12-17 12:21:08 · 13 answers · asked by one_hot_mama 1

My chimney fell onto another persons vehicle, I had no homeowners insurance at the time. They are now sending me the bill and threatening legal action. What is the worst case scenario for me? The claim is approx $5300. thank you

2007-12-17 11:13:12 · 9 answers · asked by jakekno 1

a dividend check for $171.00 from one of his life insurance policies. The account I set up to close out his affairs was closed last year. It's made out to him directly. How can I get this cashed? I don't want to have a new check reissued, because then it would be issued to his trust, which no longer has any checking accounts associated with it. I'm at a loss as to what to do here.

2007-12-17 10:36:50 · 1 answers · asked by Anonymous

2007-12-17 09:48:06 · 7 answers · asked by Jean A 2

I'm trying to work out a settlement with the auto-insurance company over an injury that happened last December. They're offering $3,500, but we want $5,000. I was wondering how much it would cost them in legal fees, and lawyer costs if we were to bring this to court. It could help in our bartering if we know they'll be saving money just settling. Thanks.

2007-12-17 08:37:39 · 7 answers · asked by Eidolon P 1

I dont get it. It is almost impossible to get the care you need if you work. But if you dont work the government will help you a lot. I only make 1300 a month and to get health insurance thru my work for me and my daughter and husband it is 880 a month!! How is someone supposed to live on that??

2007-12-17 06:44:44 · 5 answers · asked by Anonymous

Our understanding is that "short-term disability insurance" covers any injury, ailment or other medical condition that causes you to miss an amount of time from work defined in your policy as "short-term". My wife was taken from work to the hospital by ambulance. Surgery was performed. Her personal doctor prescribed 6 weeks off from work. She had been treated a couple years earlier for similar heart palpitations. However, the issue was not over whether or not her insurance would cover the actual treatment. She purchased the short-term disability insurance as a supplemental policy to cover unforseen circumstances that caused her to miss work - and income. How is it that the insurance company can refuse to pay citing "pre-existing condition" under these curcumstances?

2007-12-17 06:03:53 · 9 answers · asked by Anonymous

Do I just give them my policy # etc... and they mail the insurance company a bill or does the ER know exactly what coverage I have right then and there? My insurance coverage is supposed to have started as of 12/1 but the 800 number I call says not until 1/1/08. I should be covered now, but don't want to get turned away at the door or stuck with a huge bill.

2007-12-16 17:30:07 · 5 answers · asked by Anonymous

my boyfriend's father was forced into early retirement because of the cancer he has. he signed up with Cobra, as he was no longer eligible of the coverage he had through his job, stating that Cobra was the only company to accept pre-existing conditions at a rate of $800/month. he is now faced with a life or death situation, needing a rare radiation treatment costing $50,000 per tumor and there are 3 in his abdomen. of course, there is no guarantee of this procedure's success, but his Dr.'s are optimistic. Insurance will not cover any of this! if there are no other options in the way of insurance coverage, there could possibly be a significant payment left for them (or his wife) that is certainly NOT feasible.
Please advise.

2007-12-16 07:18:26 · 4 answers · asked by Anonymous

2007-12-16 04:32:06 · 8 answers · asked by LetLoveIn 2

U visit this site then ther will be ads u visit each one 4 30 second n gt one cent.wen u mak $10 u can cash out bt do they realy pay just another scame.

2007-12-16 00:00:27 · 4 answers · asked by jojo 2

2007-12-15 22:11:25 · 8 answers · asked by Jude 1

I was in a car accident a couple of months ago and the person that hit me did not have insurance. I had to file the accident on my uninsured motorist insurance. I have been going to the chiropractor since the accident and I am still hurting. I would like to file a pain and suffering suit but I am not sure where to begin. I just noticed the person that hit me bought a brand new car so I know they have full coverage insurance now. Should I consult a lawyer or just let me insurance handle it?

2007-12-15 19:17:59 · 4 answers · asked by Alex Rogers 1

ZJust asking, my friend approach me telling me to buy the AMBANK life insurance with guarantee interest that will be give after the period I choose, like 20 or 15 years.
Said that I will become millionaire if I live past 85.

Can it be trusted. My friend said can as guarantee is written in the contract. Got many friends that said better buy endowment plan.

2007-12-15 17:39:15 · 3 answers · asked by Anonymous

Just looking for a simple definition.

2007-12-15 15:57:51 · 8 answers · asked by JK Nation 4

i suid a docter 20 years ago and exutive life holds the annuitty but they might go bankrupt.

2007-12-15 15:41:08 · 7 answers · asked by richard t 1

Hi. I'm making about 40,000 not counting a company car, and I'm a bodily injury adjuster for car accidents. I've been doing it a couple years. I'm trying to figure out how much other companies pay for a similar situation. Mention your company too...thanks.

2007-12-15 15:25:40 · 0 answers · asked by Anonymous

How will you answer this question if asked in job interview what is your weakness. What are your Strength.

2007-12-15 13:00:23 · 3 answers · asked by bdf s 1

2007-12-15 09:40:29 · 18 answers · asked by Unknown 3

my friend is disabled... seizures and a lung disorder that has affected her brain. she worked part time for many years as a music teacher, but now has trouble with numbers, memory, and reading at an adult pace. she thinks she is ineligible for social security disability income.

2007-12-15 09:11:58 · 7 answers · asked by tofucookie 1

I've already been waiting 90 days and they want me to wait more. Is this a good or bad thing?

2007-12-14 18:13:21 · 4 answers · asked by shapelej 1

I got laid off two weeks ago due to shortage in work. I will start receiving the unemployment benefits the coming week. I was scheduled to have a varicocele surgery in the first week of January. My wife also was scheduled to have an IUI procedure in late December. However, due to the termination of my health insurance I am not sure what we should do now.
Should I buy a health insurance temporarily and if so how much it will cost. Is there any other alternative in Ohio for unemployed people?
Thanks.

2007-12-14 16:20:48 · 2 answers · asked by Anonymous

im very responsible i will pay my bill and everything but he says i dont need a phone!!what should i do??

2007-12-14 12:55:18 · 4 answers · asked by Anonymous

We have already given our personal statements to the insurance co. concerning a personal injury claim. They have also taken statements from the general contractor and was putting the framing contractor on notice and that they also needed his statement also. This was about a month ago.
I have requested an updated on the claim but have not received anything yet. How long should I wait and what is the procedure of what takes place next? What are they doing?

2007-12-14 03:12:05 · 4 answers · asked by alwaysworking 1

Someone I know has arthritis and gets an injection every couple months. She was at a job that covered the injection but she was in the middle of changing jobs. She put her two weeks notice in on 8/8/07. They told her to consider that her last day and not to work the two weeks out. They also told her, her insurance would still cover her injection on 8/10/07. She had the injection and just today got a bill for $13,000 for the injection on that day. She also got a letter on 9/10/07 saying her insurance was up on the day she was let go but the work place said she was covered for the rest of the month. Her new job she started the next week has insurance to cover this. Why was she billed now for it? Who fault is it and what should she do to get this right. She obviously doesn't have the money to pay and shouldn't. Thanks for your help, this is so insane.

2007-12-13 14:25:53 · 6 answers · asked by kingcrz 3

I had a visit two months before I was forced to changed coverage(I was coming off my parents insurance to an individual policy) to a chiropractor's office. The reason for my visit was that I was feeling sort of stiff and that I wanted to see how I'd feel after that. When I obtained my new policy I had an exclusion on it for any outpatient back treament of any kind: due to ongoing back problems.
When I called the plan up(golden rule by united healthcare plan 100) they led me to believe it was a misunderstanding and that I should have the doctor send in the information to them for review. Turns out they reviewed the information and the only thing they changed is now I am not "excluded for life" but will be reviewed a year after my policy is in effect to see if I am eligible for these benefits. When I called them up again customer service told me in simple words that if I had gone to any doctor recently any such possible symptoms and conditions would be excluded for at least a year.

2007-12-13 11:12:46 · 16 answers · asked by teodor d 2

I have large areolas and want to get cosmetic surgery to have them reduced to a normal size. Is there any way I can get insurance to cover some of the cost?

2007-12-13 10:21:20 · 6 answers · asked by amiller 1

I had a car accident approx one hour before I had car insurance. I submitted the claim and everything is there a way to get them to pay for everything? will they pay much attention to the time?

2007-12-13 09:00:51 · 13 answers · asked by It's just me 2