Business & Finance - 4 December 2006

2006-12-04 01:30:31 · 1 answers · asked by T G 1 in United States

My husband and I are 1st time homebuyers. We have been preapproved for a house loan, but are not having luck finding what we want. We have toyed with the idea of building our own. What are the differences between getting a preapproved loan and buying a already built house and going through getting a construction loan? Do you have to put money up front for a construction loan? Do you make mortgage payments while the house is being built, or do you wait until the house is completed? Is there a time frame that the house must be built within? If we were preapproved for a certain amount with a homebuyers loan, would we likely be preapproved for the same amount for a construction loan? What other differences should I know about? Since we are first time homebuyers we do not have much collateral (we do have some savings, but not a ton), would that affect our ability to get a construction loan?

2006-12-04 01:30:21 · 0 answers · asked by amyann16 3 in Renting & Real Estate

2006-12-04 01:28:53 · 5 answers · asked by anthony j 1 in Credit

2006-12-04 01:24:05 · 4 answers · asked by aaaaasnow 1 in Investing

Does anyone know what questions/tests Virgin asks prospective flight attendants at the interview stage?

2006-12-04 01:23:52 · 2 answers · asked by laura f 1 in Careers & Employment

Can anyone tell me what basic info I would need (or a web site that I could go to) to open a small business? I want to open my own photo studio, but I have NOOOOO clue where to start, or how much to save, etc.....Any info would be helpful!! :-)

2006-12-04 01:20:26 · 7 answers · asked by mcnees79 3 in Small Business

Like, if you are overdrawn in your account and you write a check, would the check be denied at the store, making it so you have to pay with cash, or will they accept the check, not knowing it will bounce?

2006-12-04 01:18:58 · 10 answers · asked by Billys girl 3 in Other - Business & Finance

I am new to the job and the company and feel that the staff I am now trying to manage are 'ganging up' to see how I will react. The latest is that I've asked them to complete a spreadsheet but they are refusing to do it, at least without a detailed explanation of why the data is needed. This is the first time I have ever managed anyone and I don't want them knowing that I'm feeling completely bewildered by their aggression.

2006-12-04 01:12:57 · 28 answers · asked by musiclover 1 in Careers & Employment

If you have experience in either of these fields, can you let me know if they are easy or difficult courses to study, thank you.

2006-12-04 01:08:23 · 1 answers · asked by bumble 1 in Careers & Employment

A month ago I asked my employer for days off that I needed because im schedualed to go to school for my Mortgage Broker License. This class is a weekend class. I work saturdays so I have tuesdays off to make up for it. So I switched tuesday with my co worker for friday of this week so I can go this weekend to my class. But saturday I dont have off and they wont give it to me either. I am also moving into my new apartment this weekend at the same time that I have to go to school. I have tried numerous times to ask for saturday off to go to my class but they wont give it to me. I really feel like this is so inconsiderate so im planning on taking a sick day. My employer would already know that im taking that day off for school because I have already requested it, so most probably I would either get written up or fired. I really cant lose this job because its the only job thats keeping my head over the water so I need to have a doctors note so they wont have a reason to fire me. Help!

2006-12-04 01:08:06 · 7 answers · asked by steph_pete1329 2 in Careers & Employment

I lent someone money on the understanding that it was to be invested in his business and that I was to be a share holder. The money was used to put a deposit on buying a house, against my knowledge. This house has now been sold. The money was never recovered and the person has now filed as a bankrupt.

2006-12-04 01:05:19 · 21 answers · asked by grottie2000 1 in Personal Finance

2006-12-04 01:05:18 · 2 answers · asked by pegasus 3 in Personal Finance

I enjoy USA and i wish work in your country. I an engineer and i work in winery in france. How do to find a job ? and the best in winnery ! napa valley or any city

Sorry for my english (américan !) ! and thanks

2006-12-04 01:04:37 · 6 answers · asked by YannAlone 1 in Careers & Employment

You have studied for the best part of half your life,
you have put sweat and tears into meeting deadlines and great assignments,
and then you finally graduated and gained your degree.

So where are you now?
have you made it into your dream job or still dreaming for that job??

2006-12-04 01:04:10 · 8 answers · asked by Beautiful - 6 in Careers & Employment

to call your next door neighbours to see if u live next door to them?

2006-12-04 01:04:08 · 6 answers · asked by Anonymous in Credit

I am owed money by someone who was supposed to invest in his business but used it to purchase a house. He evaded repayment and then filed for bankruptcy. I wonder if I can chase him for this money at a later stage once the bankruptcy has been lifted. How do I find out how long he will be bankrupt for? The police are not interested in the fraudulent use of my money saying it was just a bad business deal.

2006-12-04 00:59:48 · 5 answers · asked by grottie2000 1 in Personal Finance

Family problems for both my fiance and I. IN DESPERATE NEED OF HOUSING!! We have no money because all of it is going to our parents. The housing/apartment has to be within 30 minutes of scotia, ny. We also have very low-income. Please help!

2006-12-04 00:57:17 · 6 answers · asked by Sarah K 1 in Renting & Real Estate

2006-12-04 00:49:40 · 4 answers · asked by Lisa M 1 in Other - Business & Finance

if i do LLB, what is the best specilisation i should consider related to my current experience? and how will be the carrer oppurutnities in India & abroad.

I am thinking of doing LLB along with my work- Pls suggest on this as i have flexibility to work from home.

If there are any universities who can give me financial aid, i can think of quiting job- pls suggest

Which is the best college to study LLB in Bangalore considering all above scenario.

2006-12-04 00:48:53 · 3 answers · asked by Puru 1 in Careers & Employment

2006-12-04 00:48:50 · 5 answers · asked by PATRICK M 2 in Search Engine Optimization

2006-12-04 00:43:11 · 3 answers · asked by Anonymous in Other - Business & Finance

My husband has some credit issues and the only type of loan we qualify for right now is a 85% conventional loan w/ 9.75 adjustable interest rate. That loan is not an option. We will get back about $10,000 when we sell our house. We have to move because our neighborhood has gotten exemtrely bad. We seen a lot of adversiting for lease/purchases and owner financing. Our concerns is that the owner may not pay the house payments and we get evicted. Or the house is in pre-foreclosure and we don't know it. Any suggestions?

2006-12-04 00:40:49 · 3 answers · asked by BB 2 in Renting & Real Estate

2006-12-04 00:37:41 · 1 answers · asked by synzy 1 in Investing

hi could some1 give me information about the considerable or big competitor of Ray-Ban based on fact?
also to be taken into consideration that Ray-Ban is one of Luxoticca's brand,are the brand within Luxoticca is also Ray-Ban's competitor or they have some policy about that?

2006-12-04 00:35:55 · 4 answers · asked by billy 1 in Other - Business & Finance

Does the tax rate change? Is the only difference that a greater percentage must be withheld?
Thanks.

2006-12-04 00:35:24 · 5 answers · asked by KL 1 in United States

2006-12-04 00:33:29 · 4 answers · asked by Pebbles 1 in Careers & Employment

2006-12-04 00:28:03 · 7 answers · asked by cjray4 3 in United States

that was through the net,first he said that the parcel got lost,when
i tracked it to him with exaict day and time of arraival,and asked him to send me acopy of the claim, he sugested to pay half the amuont we agreed to.but never transfered any funds, now he is saying that he transferd the whol amount but it is laying aidial at hi bank for the UK banks dont transfer any funds in US dollar ,can any one help , i know it is my mastake, can i find a lawer through the net,

2006-12-04 00:26:30 · 1 answers · asked by IBE 1 in Insurance

2006-12-04 00:26:05 · 9 answers · asked by sen 1 in Investing

what are you supposed to be doing?

2006-12-04 00:24:58 · 9 answers · asked by Helen C 4 in Careers & Employment