O.K. So, I'm over $14,000 in debt to a major credit card company. I always had good credit and payed my bills up until January of this year when I ran into horrible luck with my health and lost my job. No one will hire me because of my health and I'm being told I need to apply for disability, but I hate the thought of that.....so please don't say get a job.........I'm trying anything and everything and it's not working. I'm flat broke, borrowing money from a close friend to survive on. Bankruptcy and credit counseling are not options. I have zero income. My credit card company has written off my debt as a bad debt even though I was sending them $25 payments (it was something) up until May of this year. I guess that doesn't count for anything. The calls were non stop, but have now creased. I believe their collectiond dept or a 3rd party sent me something via UPS...no name..only an address but I refused it. I'm trying to avoid it, hoping it will just go away..prob not. Any advice? Thanks
2006-09-02
08:58:26
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8 answers
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asked by
jax1962
2
in
Credit