Personal Finance - July 2007

Has anyone successfully used the prosper.com service to borrow money? How did it work out, what was the outcome? Can you recommend any other non-traditional lenders someone could turn to in order to get their business started?

2007-07-25 16:11:21 · 4 answers · asked by pgsimon7 1

i had 690 then i did three things...

1) paid off $4000 credit card
2) Opened a $300 credit card (rewards card)
3) was turned down for another credit card

and my score dropped 100 points!!!! and after 3 months it's still in the 500s.

2007-07-25 15:35:28 · 4 answers · asked by TAXI KAR 1

I am a student who just signed a lease for an August move-in. I thought I would have the money to pay for the first months rent by now but things have been crazy and now I'm dead broke. I have about two weeks before I'm supposed to move in with the first and partial last months rent PAID in FULL...about $650. I'm going crazy and don't know what to do! Anyone know how I can LEGALLY earn some extra cash quick???

2007-07-25 15:32:08 · 13 answers · asked by TeeTee 2

how would you apend $40

2007-07-25 15:23:54 · 9 answers · asked by Anonymous

I understand the basics...but I just started a new job where a 401K plan will be available to me within a year and I've never had one, so I really don't know what to do with it. My company is matching (half) of whatever I put in there at the end of the year...

Also I was thinking if they did it periodically throughout the year it would benefit me more than at the end of the year...is that true?

2007-07-25 15:03:22 · 5 answers · asked by learningbusiness 2

A. $8,896 B. $83,886 C. $670,088 D. $5,368,709

2007-07-25 14:58:50 · 4 answers · asked by PiXiE LuLu 2

I make $600.00 per week

2007-07-25 14:54:20 · 9 answers · asked by DERRICK B 1

2007-07-25 14:54:04 · 6 answers · asked by Darn Dave 2

(answer) I am not going to pay it!

2007-07-25 13:59:46 · 6 answers · asked by Anonymous

2007-07-25 13:59:39 · 2 answers · asked by coins I am 2

i wanted to perform in a local farmer's market but a lady came up to me and told me i need a busker licsence i want to know if that is true i really need some cash in my poket i am 13 anyone with imformation regarding this subject please answer asap thank u

2007-07-25 13:02:53 · 1 answers · asked by Anonymous

I am a student rushing through college, yeah I know I should stop that really. But my gpa is now low and I would like to know how can I still be able to work for the big 4. Also just because I do not work for the big 4, does that mean I will not be able to make the big money? My last question is... do accountants go back to school for a degree RELATED to accounting? Or do they just graduate with accounting degree and get a CPA and start raking in the huge bucks. I hope this question will be seen by some. I am just a confused student right now.

2007-07-25 12:43:12 · 2 answers · asked by justcurious 2

2007-07-25 12:01:29 · 10 answers · asked by mikeheise54521 1

I am 34. I am not married. I still live with my mother. I work two jobs, one fulltime and one partime. Overall, I make about $40,000 gross. Right now, I have save $147,000. That's NOT counting interest, so it is quite more. Do I have enough money to survive if I should lose one of my jobs? Should I continue to still live at home, rent-free?

2007-07-25 11:58:28 · 10 answers · asked by NJboy 3

What price to start at, what to act like, stuff like that

2007-07-25 11:45:35 · 5 answers · asked by kingofcheese4 2

I would like to clear the decks without taking on an additional loan due to past money mis-management and lack of financial control. Have an enormous pension fund as 'future' collateral so looking for creative and legal solutions. Suspect I need a hybrid of a debt lawyer and a pension/mortgage specialist. Additionally my partner in the US (Houston) is looking for an investment fund to secure her home - would it be possible for my pension fund to both provide that guarantee and be used as a growth investment at the same time? Suggestions and ideas please? Does such a talent exist?

2007-07-25 11:32:40 · 3 answers · asked by Graham B 1

2007-07-25 11:30:30 · 5 answers · asked by dan c 1

I filed for bankruptcy May 28... I sent June payment to the mortgage company and it was applied to an escrow account on insurance for the house (that was due but they had sent an earlier communication allowing pay to add to the monthly payments) instead of posting towards the payment. Since I filed for bankruptcy I haven't received any communication from them. My meeting with the trustee is August 2nd... am I supposed to continue sending them payments before the trustee meeting, should I wait? why are they not sending me statements? The mortgage company is Washington Mutual.

2007-07-25 11:17:35 · 2 answers · asked by l_romanmd 1

How do i know if ill get any money if my grandpa dies. and how much do you usally get. I dont want to ask him. And wats it called getting money when a family member dies???

2007-07-25 11:09:47 · 6 answers · asked by Anonymous

A coporation has a targt capital structure of 50 percent common stock, 5 percent perferred stock, and 45 percent debt. Its cost of equity is 14 percent, the cost of preferred stock is 6 percent, and the cost of debt is 7.5 percent. The relevant tax rate is 35 percent.

What is the corporation's WACC?

2007-07-25 11:05:14 · 2 answers · asked by Cindi 1

If a business issued a 30-year, 8 percent semiannual bond 8 years ago. The bond currently sells for 94 percent of its fact value. The company's tax rate is 35 percent.

What is the pretax cost of debt?
What is the aftertax cost of debt?

2007-07-25 10:59:55 · 1 answers · asked by Cindi 1

I want out. (but) my wife is a bit** and will take me for all she can.ware can i put $10,000-$20,000 a month so it can't be found.

2007-07-25 10:58:35 · 3 answers · asked by a1972chevytruck 2

i am trying to earn money but i am tired of everyone saying:
lemonaid stand or babysit

i need some unusual ways to earn money.
before the end of summer

(i am going on a shopping spree but i dont think that 94$$ is enough)

any tips??

2007-07-25 10:50:52 · 9 answers · asked by Anonymous

My mortgage is with Countrywide, and if you've seen the news today, they're starting to get hit with issues stemming from subprime loans.
I wondering whether this is something I should be worried about or not.
My gut feeling is that it shouldn't matter. I have an established loan with a good fixed rate. They can't raise my rate or anything like that, everything is contractually bound. If they go bankrupt (which is unlikely) my loan still shouldn't be affected as far as I can tell.
What are other people's thoughts here? Is there any reason to be concerned about financial issue at your lender?

2007-07-25 10:50:30 · 5 answers · asked by jargent100 5

2007-07-25 10:29:13 · 3 answers · asked by scott k 1

I am trying to offer a reasonable amount to a lawyer in order to close a court case. I owe on this credit card, in which went to collections and now to a lawyer, $16??.00. I called the lawyer today and offered them $700.00 to close this debt. (Really the balance was $1391.00 but they tacked on other fees and interest.) I exsplained to them that I have not worked in over 6 months, and just started a part time job that does not pay much. And I am in need to have a surgery done within in 6 weeks that will put me out of work again. I am hoping they will accept my offer. Does anyone know if this will work? And if they don't accept this offer what next?
Please any suggestions?

P.s.
I am reading the Dave Ramsey book The total Money makeover. I've heard from Dave that this type of offer will more than likely work. But what if it does not, then what?

2007-07-25 09:40:01 · 6 answers · asked by nellytaco 1

I know the best thing to do with that kind of money is to put it in a bank, but a savings doesn't give enough interest as to where a "CD" does. I'm not sure to put this in a College Fund or use a CD. Cause I know I won't ever be using this kind of money. What is the best solution for me?

2007-07-25 09:25:40 · 12 answers · asked by Anonymous

I just wanted to know if anyone knows of people who list on here that are scams(lenders wanting to borrow money 2 u)
I have had some emails and they sound fishy, one is from barclays loan. I thought if we could(honest ones) compile a list of scam lenders vs. good lenders, especially for those who have bad credit. They don't need their situation worse. It's terrible people prey on those who are really in need. Thanks for all your imput and help.

2007-07-25 08:53:14 · 4 answers · asked by Anonymous

I pay tax at the base rate. I am due to get a £500 bonus in with my pay and commissions. I want to split it 50-50 with a friend.
How much does £500 boil down to after tax and insurance.!

2007-07-25 08:46:32 · 2 answers · asked by Anonymous

.... on banks that DON'T steal all your hard earned money?? What are other banks overdraft fees/protection like??

2007-07-25 08:10:49 · 16 answers · asked by Astrid A 2