Personal Finance - February 2007

2007-02-21 09:49:42 · 2 answers · asked by SigmundS of Yew 3

Hello, do you rely too much on credit cards aka plastic to make ends meet?..Or do u just use them for small buys and/ or emergencies?

2007-02-21 08:52:26 · 5 answers · asked by LatinSpice 3

Have a few thousand from tax return that has nowhere to go. No credit cards, caught up on bills and since we are ahead this year I am wondering where would you stick the money and why? CD's ? I have no retirement savings but I hate to stick it so far away in case we need it for emergencies....Savings accounts just have such poor returns at least at my bank...Any advice?

2007-02-21 08:52:15 · 1 answers · asked by ntwrkadmngrl 1

I am 38 and currently earn $65,000/year. My wife earns $32,000. We have a 27 year mortgage and 2 kids under age 9. I have $105,000 in my 401k and contribute 5% of my weekly salary. My wife has no retirement plan. Should I stay put or increase my contribution?

2007-02-21 08:33:16 · 8 answers · asked by butcher1241 1

a best friend / member of your family? You know, going on the happy / sad balance thing?

2007-02-21 08:29:23 · 6 answers · asked by FARLEY GIRL 2

My payments are going out by echeque, which takes 10 days to clear. I have tried to change payment method on payment, but echeque is the only one available. I have a verified UK Premier account, linked to my bank account (Lloyds TSB), and have not confirmed my address as to do that I would have to link a credit card to paypal, and I don't want to do that.
What do I need to do to change to normal paypal payment method ?
Thanks.

2007-02-21 07:49:39 · 6 answers · asked by gav 4

2007-02-21 07:25:28 · 3 answers · asked by Josh W 1

2007-02-21 07:05:03 · 9 answers · asked by oquietnat 1

my account number is 10382658 can you help me as i would like to pay my bill tomorow ,i will like to know the exact amount that i have to pay ,thank you very much. MV Johnson.

2007-02-21 06:50:48 · 4 answers · asked by gloriousg 1

2007-02-21 06:47:09 · 4 answers · asked by gloriousg 1

Too much..too little... none ?

2007-02-21 06:27:39 · 8 answers · asked by test u 1

Hello,

I usually get a bunch of credit card offers in the mail, but recently moved, so haven't been getting them yet.

I am looking for a 0% on purchases credit card asap, to make a large purchase.

Anywhere on the internet where I can look for these special offers that are legit?

Pls advise. thanks

2007-02-21 06:26:49 · 3 answers · asked by Anonymous

2007-02-21 06:03:27 · 7 answers · asked by Anonymous

I need information for work on SEP accounts. I do not quite understand what they are. Thanks.

2007-02-21 05:46:30 · 2 answers · asked by Sara S 4

Our plan was for 36 months and we made our 36th payment to the trustee this month. What is our next move?

2007-02-21 05:31:02 · 2 answers · asked by Brown eyed girl 7

I found a good online bank offer with good cd rates through bankrate.com. Its third federal state & loan. Since everything is through internet and mail, Do you think its ok to go ahead and make an account with them? What steps can I do to ensure security first? Any opinions?

2007-02-21 05:29:45 · 2 answers · asked by Anonymous

Estimate the five operating expenses for each of the past three
fiscal years, and evaluate what operating leverage, if any, was applied
each year.

2007-02-21 04:41:02 · 1 answers · asked by pimp 2

2007-02-21 04:11:33 · 5 answers · asked by jerica1958 1

I don't seem to be getting my savings bond points any more!
(I tried calling customer service but I waited 30 minutes on hold before hanging up.)

2007-02-21 04:07:31 · 1 answers · asked by ♪ ♫ ☮ NYbron ☮ ♪ ♫ 6

Lately I've been sending $10 a day to my stock account and it seems to be working. Anybody have any other ideas?

2007-02-21 04:04:30 · 10 answers · asked by ra_rubin 1

My boyfriend and I are interested in setting aside a certain amount of money, which we plan to add to every month for the next two years. Our goal is to have a nest egg in two years with which to put a down payment on a little house or with which to help start a life together. What is the best way to do this? We have considered opening up a CD but have since learned that you cannot add to these. Can anyone tell me anything about online savings accounts (are they safe, etc) and other ways to save money? We plan to open with anywhere from 1K-5K in the start of this account. Also, one of us will be in the South working while the other will be in school in the North..so convenience of deposit is a plus. Thanks!

2007-02-21 03:50:00 · 7 answers · asked by neversaynever888 1

I have one credit card with 15k in debt at 5% and pay $300 per month. I will also be a first time homebuyer and will most likely not be putting any money down. Was thinking of doing a 30yr fixed 80/20 loan (if numbers work out to be better than full 100% w/ PMI). Ideally, I would like to pay off my debt before buying a home, but cannot in this situation.

Would it be possible... and what do you think about bumping the mortgage amount up 15K to pay off the debt? In essence, I will most likely be paying more in interest since the mortgage interest rates are higher and amortized over 30yrs, but a 15K increase in the mortgage amount over 30yrs at 7% is approx. $100 according to the mortgage calculators.

That would free up an extra 200 that I could use to go towards the mortgage.

First, do you think it would even be possible for the lender to do this for a first time homebuyer program with no money down? And second, do you think this is a good idea?

Thanks

2007-02-21 03:28:41 · 6 answers · asked by Anonymous

2007-02-21 03:22:25 · 3 answers · asked by Anonymous

my partner has run a catalogue for 15 years now she has a customer who owes £180 but says he cannot pay it she has informed the catalogue(great universal) who have told her its your customer you pay it or get prosecuted and they are also charging her extra charges each month because of this, she has sent his details to them but they sent them back and said you are not supposed to have customers we have changed the agreement(without informing her) and dont want to know, please help

2007-02-21 03:06:01 · 8 answers · asked by Anonymous

I want to know of any useful and innovative ways to get rid of it.

2007-02-21 03:04:01 · 20 answers · asked by Ferbin 1

i got one from one job, but not the other so I cannot file for taxes.

2007-02-21 02:58:22 · 7 answers · asked by dunstan5980 1

I am suppose to get my refund March 2nd. I got my taxes filed electronically on the 15th and it was summited on the 16th. So should I have a delay for my direct deposit? Why are people having delays now?
Thanks,
LJ

2007-02-21 02:57:01 · 3 answers · asked by Anonymous

Willing to bear all interests & charges incurred and can repay Monthly instalment of $2K from 1 July 2007 onwards.
Very desparate and needed this loan urgently, person comtemplating suicide!

2007-02-21 02:38:01 · 1 answers · asked by kiasee 1

looking for something to help save my home,don't wan't to loose it.are there any companies that will help?

2007-02-21 02:17:13 · 3 answers · asked by mtsc13 1

Okay, say you have a credit card bill for $1000 and the minimum payment required is $10. If you only pay that $10 does it go against your credit score, or credit history, whatever it is? My parents told me that if you only pay the minimum and not the entire thing that it counts against your credit history and will ruin your credit. I say bull****. Who's right??

2007-02-21 01:53:39 · 6 answers · asked by WiccaWoman 4