Personal Finance - January 2007

My bank is Bank of America and I want to deposit my check thru the atm machine. But the thing is can i withdrawl my money right after I put my check in there because people said the money I put in will be in in my balance already.

Thats my first question and my second question is how do you deposit thru there?

2007-01-20 04:11:25 · 6 answers · asked by junior408 1

I have over the last two months recieved a few bank charges of £39 each time a DD has been missed, I have been informed that i can ask for this back from my bank BUT how do i go about it??

I bank with the halifax

2007-01-20 04:04:12 · 8 answers · asked by Dharma 3

ok, i asked a question about this topic and it was closed so i couldnt ask follow up questions. But im still not understanding what IRA's and Mutual Funds were. Everyone keeps saying its worth the risk, and thats all fine up until u actually lose the money and then was it really worth it. Like i said i have no financial background, dont anything about investments and stocks, so i feel it would be foolish of me to invest and not know how exactly it works. Is there anything besides those 2 that grow good interest but that is much more to what a savings account is. I dont know how stock flunctuates or what businesses are doing good, so could give some other options, and please remember i dont have a financial backing, so using financial vocab would be just like u are talking to me in japanese

2007-01-20 03:32:33 · 9 answers · asked by tonyalmeida 2

my hubby wants me to help with the bills for about 6 months,I'd rather not leave the house.Can I earn money quick staying home?

2007-01-20 03:24:45 · 11 answers · asked by daisy 1

Would my bank let me set up a savings account if I am constantly in my overdraft for most of the month? Or would they want me to clear my overdraft first? I need something where I can put something like £50 a month into a seperate account (otherwise I spend it).

2007-01-20 03:05:53 · 7 answers · asked by Anonymous

2007-01-20 02:47:35 · 8 answers · asked by ruthannesam 2

any one know wat discouts you get if u work for barclays bank?? i heard u get 25% off at phones4u?

2007-01-20 02:40:34 · 2 answers · asked by Anonymous

2007-01-20 01:43:36 · 5 answers · asked by j clune 1

2007-01-20 01:18:11 · 18 answers · asked by Lisa S 1

HELP!! SF, 38, no kids, $10,000 in debt, behind even on minimum payments. I need somebody to help me make a plan to get out of debt in a realistic way? I am not asking for the money just some free financial planning/debt counseling help. Anyone willing to help me?

2007-01-20 01:03:04 · 6 answers · asked by Love&Happiness 1

...you are not consistantly paying back the interest.
Whether this gives interest free or a lot lower rate.

I have a colleague at work I'd like to help get back on the financial track. I'm thinking if she could move her debt to something that doesn't accumilate she could then destroy her cards and start clearing her debt properly.

2007-01-20 00:53:16 · 14 answers · asked by The Mole 4

i hav a sum of cash.. what is the best way(get the highest profit back) to expand it to get the more cash from it?

2007-01-19 23:12:30 · 5 answers · asked by Anonymous

2007-01-19 23:06:24 · 28 answers · asked by Anonymous

I saw these advertised as MMA"s , just wanted to know if it really works? And any pitfalls?

2007-01-19 22:50:19 · 3 answers · asked by Ronald M 2

I am changing my savings account to a new one with a higher, tax-free rate. It says I can only fund it by direct transfer. How do I do this? Is it the same as Direct Debit?

2007-01-19 21:38:00 · 7 answers · asked by sb85 2

2007-01-19 21:25:35 · 4 answers · asked by Mikey 1

Thank you so much to all the people who answered my question concerning creating a sum in excel. I now have a spreadsheet for my finances-gulp!

However, I now need to continue the claculations between 2 or more worksheets. The problem is that the letters are the same on all the worksheets so is it possible to do this or do I have to treat each page seperately and then sub-total individually? Thanks again for all your help.

2007-01-19 21:21:55 · 3 answers · asked by paula m 1

For example: I have read that Oprah Winfrey is worth £760 m. What exactly does this include? Has she an disposable income of £760 million? Is is tied up in shares or in business to which she does not necessarily have exclusive or immediate access?

2007-01-19 20:26:08 · 8 answers · asked by indiana 1

Another day....
Another dollar.....
Another dollar Uncle Sam takes.....
To me it is very true as Uncle Sam takes at least 1/4 of your paycheck every payday.

2007-01-19 19:25:14 · 8 answers · asked by randy j 4

how do i check my checking account on line at the bank were i do my business.

2007-01-19 19:16:58 · 3 answers · asked by JULIE R 1

They actually had a lady, who had a fetish for purses, and a debt of $20,000, start up a website. She asked everyone to send her $1.00 to help her get out of debt, and before she knew it, she had $13,000 from people who visited her website.

Could you ever see yourself begging people to help you? They had several people doing that, even Screech from "Saved by the Bell".

2007-01-19 18:20:41 · 7 answers · asked by snafu1 2

I am a college going student ,
I am in need of money for my studies.

2007-01-19 17:47:03 · 9 answers · asked by ebi 1

Lets say I have around 3k in savings. Should I put it in a long term investment (such as an IRA) or should I pay off 17% of my student loan?
I ask because I know the longer I wait to put money into an IRA or a long term saving account the less I will end up with in the end.

2007-01-19 17:03:41 · 7 answers · asked by Nelson . 1

even if i pay cash for 35k and ask for 5k

2007-01-19 17:01:56 · 8 answers · asked by Anonymous

I just bought some groceries from a major supermarket. When I paid for the groceries, the checker accidentally gave me an extra $10. I knew she made the mistake, but took the money and ran out. Tell me why should I feel guilty about this and should I have returned the $10.

2007-01-19 16:20:46 · 13 answers · asked by mch75 1

what type information is needed to apply for food stamps in Texas and do they check out that information. I have money in savings and do not want that to effect me. I have no income and will be trying to pay my bills with the money in savings.

2007-01-19 16:11:16 · 3 answers · asked by Rosey 1

I fell for a sob story and loaned my sister-in-law's daughter money. She has yet to make a repayment. I need suggestions on how to nicely, yet firmly, discuss and negotiate a re-payment schedule of some sorts?

No lectures please. I realize I was a total fool.

2007-01-19 15:46:51 · 8 answers · asked by NicLas 2

Does anyone know of a good place online to file for a bankruptcy?

2007-01-19 15:32:16 · 6 answers · asked by Anonymous

I am over $40,000 in credit card debt and am considering bankruptcy. However, I just got a good job and will be making over $35,000.yr. Can you still go bankrupt when you have a good paying job?

2007-01-19 13:31:53 · 6 answers · asked by fifimee 1

2007-01-19 12:44:25 · 11 answers · asked by Anonymous