Personal Finance - January 2007

Unsure about our protection and the life of the item, we sometimes admit the need for an extended warranty. We tell ourselves, “if something goes wrong, at least we are covered”…but are we?

2007-01-22 23:33:41 · 6 answers · asked by weirmarcel 1

2007-01-22 22:20:46 · 18 answers · asked by Anonymous

I gave someone a post-dated cheque which was dated 2/2/07 and have just been to my bank to request them to stop it and was told that it had already been cashed on 17/1/07!!

Is the right? I thought a post dated cheque could not be banked until the date written on the cheque. I have now lost over £300 because of a banking error.

Is there any way I can get the bank to pay my money back?

2007-01-22 22:15:10 · 8 answers · asked by Anonymous

A substantial amount of money was left by my wifes cousin to my wife & I it was tied up in shares & savings accounts I sorted out all the companies involved and gave a list of these along with all comunications to the solicitor I also wrote to the companies concerned imfoming them of my wifes cousins death & gave details of the solicitor to contact that was in June 2006. In this time the solicitor has been in contact with the companies involved. I know at one time they were holding in excess of £100,000 and they have held other large amounts for long periods & whenever I contacted them for the release of some of this money they seemed reluctant to send it through to me. they never at any time offered any hand over of the money So the question arises should I be entitled to the interest that has obiously accrued during this period. incidently they are still holding over £23,000.
Many thanks

2007-01-22 21:52:58 · 4 answers · asked by Dennis B 1

A couple of years ago, I bought a home and the mortgage broker I used filled out false information on the loan application. He said he was doing this to get me approved and get me a better rate since I didn't have the documentation to satisfy the lender's requirements. I signed the documents.

Well we ended up getting the loan but have since had some financial trouble which will require us to file for Chapter 7 bankrupcty and now I'm worried about the consequences of providing that false information during the application process.

Will that come back to bite me? Is this going to be an issue during the bankruptcy process? Will the Bankrupcy Trustee take a closer look into this? Is there a potential for me to get into trouble for this? If there is, what kind of trouble?

Or will the Bankruptcy Trustee not even notice or care?

Thanks in advance everybody.

2007-01-22 21:22:45 · 4 answers · asked by Carins U 1

Using £10,000 as an example and a AER of 5%

2007-01-22 20:36:21 · 1 answers · asked by trevor r 1

-Other then paypal, transfer money & bank draft will be the better way to do online business

2007-01-22 19:45:33 · 1 answers · asked by haru d 1

I want to open up a checking account but I am so confused on which bank to go with.All I want is free checking and to get a free debit atm card.

2007-01-22 18:18:53 · 9 answers · asked by angelbaby197232 1

i know this sound stupid ^_^

if i put money on my bank, suddenly there was a hurricane that washed off the whole state, do i get my money back?

***should we took all money out of the bank if there is a war going on? just in case we needed money? after the war if i still had money on my bank can i still use it?

2007-01-22 18:10:23 · 3 answers · asked by Be Yeu 2

2007-01-22 17:23:46 · 18 answers · asked by Mohamed Ashraf M 1

was in the negative. What is a really good reaon for being able to get them removed? My bank is US bank.

2007-01-22 14:59:01 · 8 answers · asked by Anonymous

find a hard working family where both the husband and wife works 60 hours a week just to barely make ends meat and still have to rent an apartment because they cant afford a house and their kids where the clothes that you buy at Goodwill by the pound...

wow that was a long question, yet I didnt ask it yet...

I guess my question is, how much is the most amount of money you would give that family who was a stranger to you??? The only thing they did for you was the wife was your maid for 5 hours a week that she could do between her other jobs.

Remember you had $100 million.

So what would you do???

2007-01-22 14:24:30 · 8 answers · asked by Anonymous

2007-01-22 13:54:37 · 6 answers · asked by Sakina C 1

Do you think that it is possible for someone to ever acquire a personal fortune of a trillion dollars?

2007-01-22 13:39:50 · 7 answers · asked by whiterose1947 2

I make very little money a month. I have an IRA worth 150,000 dollars and a townhouse worth 240,000. I have a mortgage of 65,000. No other debt or car payment. Since my divorce, my salary has gone way down 20,000 a year. I have two girls in private colleges. Their dad, however, pays a big chunk of college. I worry about this every day. I want to know what you think about taking 65,000 from my investment account to pay off my mortgage. I know I would get hit with the penalty - it would ease up my finances considerably. My mortgage is 470 per month. Opinion please???? Thank you for your time.

2007-01-22 13:11:35 · 7 answers · asked by Anne B 4

I am open to any suggestion thank you for your time and knowledge

2007-01-22 13:05:10 · 6 answers · asked by help? 1

2007-01-22 12:50:54 · 5 answers · asked by Apoorv S 1

I went to Mexico Last Year..For A College Vacation..
Well Apparently I have About 300 dollars Left Over..
So Is There A Place I can go to Exchange It For American Dollars?

2007-01-22 12:43:23 · 2 answers · asked by ♥S0uNd 0f InSaN!Ty ♥ SS 5

I invested directly through t rowe price in one of its funds and was wondering if it would be possible to sell off that mutual fund and invest in a legg mason fund directly through legg mason. The thing is will I be charged fees and penalties for this transfer.

2007-01-22 12:30:52 · 2 answers · asked by Ski_Bum 3

2007-01-22 11:31:19 · 4 answers · asked by Yo Si Y 2

2007-01-22 11:17:52 · 4 answers · asked by dniewahner 1

2007-01-22 11:16:00 · 5 answers · asked by nita 1

Im too young for a job, but would like to finance my trip to Europe without relying on my parents they work hard enough. Besides recycling, and ebay what are some other ways to earn some quick money? This 3 week trip will cost me 4000$. Anything is helpful, thank you.

2007-01-22 10:19:22 · 3 answers · asked by Anonymous

2007-01-22 10:18:08 · 5 answers · asked by victorious 1

vacations?

I have a bunch of money invested and have a home....but I really don't enjoy any of this money. Give me ideas how I can start enjoying some of it without spending it all........

2007-01-22 09:41:36 · 3 answers · asked by Anonymous

I lost my wallet in the area of Florida and San Jacinto in Hemet all I need is my identification back there is no way of filing an lost ad for free does anyone else no another way out please help I am desperate. This wallet is a brown Harley Davison old leather wallet if found please notify me by e-mail at smartkat7@yahoo.com

2007-01-22 08:54:36 · 3 answers · asked by smartkat7 2

2007-01-22 08:51:39 · 4 answers · asked by Anonymous

I live near Flint, MI. I cannot open a bank account due to an overdrawn account. I checked one check cashing place that will charge around $400 to cash my $4000 check. Is there aa cheaper route?

2007-01-22 08:45:22 · 6 answers · asked by Nikitty 2

Can contributions to a 529 plan be directly deducted from pay?

2007-01-22 08:43:45 · 4 answers · asked by Yvonne M 2

do they really work or is it just crap? what was your experience?

2007-01-22 08:08:31 · 3 answers · asked by _("<")_ 3