Personal Finance - January 2007

2007-01-22 08:03:59 · 7 answers · asked by Anonymous

I owe $13,500 and I can't afford to pay $300 a month for it anymore. Carmax will buy my car for $8,000. Will the bank release the title for the $8,000 and leave the remaining balance for me to pay? That should make my payment lower right? Any other ideas for getting rid of my car? Open to suggestions =) thanks


2005 Ford Focus

2007-01-22 08:01:35 · 12 answers · asked by cirnrab 3

that cost under,100,000.but i know of people who arnt legal who have one,the lender that i had told me to get a credit card all i need is 120 more points then he can help.he said with my credit like it is i should have no trouble geting one i tryed and they keep deniang me one,he also didnt tell me that for everytime i try to get one my credit score is getting worst.

2007-01-22 07:53:55 · 6 answers · asked by bassetluv 4

My friends son called her today and said that his bank account had been frozen and they said he is $17,000 overdrawn for back child support. I can't see how they can throw that much on the account if you didn't have it in there for them to take. Plus a bank isn't going to let someone be that much overdrawn, I wouldn't think. They said he goes to court in 120 days. Maybe somebody can give some input on this situation for me its sounds wierd to me. Thank- you

2007-01-22 07:49:59 · 7 answers · asked by Anonymous

Are there any laws?
What do I have to expect?

2007-01-22 07:43:52 · 2 answers · asked by Anonymous

2007-01-22 07:42:59 · 8 answers · asked by bird 67 2

2007-01-22 07:35:08 · 9 answers · asked by amricci1@verizon.net 1

2007-01-22 07:27:52 · 5 answers · asked by Anonymous

I've heard about all these ways you can make money from home and i've even tried it, but it dosent seem to be working the way it is for other people. for example i tried the whole online survey thing...signed up with lots of different websites....but i just dont see how people are making anywhere from 400-1,000 extra bucks a month with these website? Can someone please tell me more or less how it all works, and if there are some ligit sites out there that really allow you to make all that extra cash? Thank you!

2007-01-22 07:15:49 · 17 answers · asked by Jessica C 2

2007-01-22 07:03:08 · 2 answers · asked by meow!!!!!!!!!!!!1 1

At retirement I get a lumpsum plus a monthly pension.

2007-01-22 06:51:21 · 6 answers · asked by dave r 1

...for just an individual person.

2007-01-22 05:36:18 · 6 answers · asked by melanie 3

2007-01-22 05:05:40 · 2 answers · asked by justanewkid 1

About a year ago I got a bill for an unpaid council tax bill (1988 poll tax).
We come to an agreement that a direct debit would come out of my current account of £80.00 per month.
However, last November I did not pay it, very short of cash that month and took moneys out of my account before the direct debit was due.
2nd week into December I got a letter stating that a detachment of earings was issued. and they can take up to 17% of my net income(wages).
I've just had my wage slip for Jan and they have taken £453 off my wages. which is a hell of a lot more than 17%.
I am now in a position this month where all I can pay is my rent and a few other little things.
I'm basically broke, no money to pay my loan and for food, gas electric e.t.c..
I spoke to HR and they said there were two D O Earning taken out on me, one I Knew nothing about.

Can they do this?

2007-01-22 04:44:33 · 5 answers · asked by Anonymous

If I'm paying 2.99% interest on $5000 and 13.75% on $1500, what is my actual (effective) rate on the entire amount?

2007-01-22 04:39:18 · 2 answers · asked by BigRez 6

If you have a (commercial) loan for something, with a company, can you ask for the debt to be written off, if the Lender has made no contact with you in over 6 years?What if the Lender then sells the loan to another company and they try to get it bck from you, does the six year concession rule still apply to the original loan?

2007-01-22 04:24:14 · 3 answers · asked by Darrol 1

I am starting a personal debt counseling business later this year, to help general consumers make a plan to get their financial lives under control. This is not the type of business that consolidates your debts for you- so you don't have to worry that I won't be responsible with your money or mess things up worse for you. I meet with you, analyze your debt, create a customized budget for you, teach you about how to improve your credit score and how to avoid future problems, etc. Is this a service you think is valuable? Does $100 for 3 sessions, including customized plans and analysis, seem reasonable? Any suggestions on how to make people understand how I'm different from the other credit counseling services?

2007-01-22 03:55:35 · 1 answers · asked by Rebecca C 1

2007-01-22 03:51:45 · 5 answers · asked by Anonymous

Also, can I roll over my 401(k) into a 403(b) if I change jobs?

2007-01-22 03:51:12 · 4 answers · asked by That Guy 2

2007-01-22 03:50:39 · 2 answers · asked by Anonymous

2007-01-22 03:49:43 · 7 answers · asked by Anonymous

Paying $1,000/mo for a mortgage and writing off the interest come tax time.....

or

Selling the house and paying $600/mo for rent?


Is the $4,800/yr worth more than the tax savings for a married couple with the interest deduction?

2007-01-22 03:00:33 · 5 answers · asked by nunnayo b 2

I bank with wachovia. I really like the idea of the "keep the change" program at Bank of America..

Will wachovia ever have that program?

2007-01-22 02:45:46 · 6 answers · asked by Mrs. R 2

do I just call up the creditor and request for my account to be cancelled?

2007-01-22 02:13:33 · 13 answers · asked by ♥♥J3NN1F3R♥♥ 2

I changed my mortgage company 2 years ago & it ended up I had to pay £400.00 up front I am about to look into changing it again & hopefully not end up with a big bill again

2007-01-22 00:10:25 · 6 answers · asked by Janet C 2

I don't know diddley about this. What is my return if I buy a CD for $1,000, 6mo, 4.00 APR, 4.08 APY? What's the calculation for this so I can figure this for myself in the future (amt x term x apr / number of cosmos in the sky = dollar bill toilet paper)?

2007-01-21 23:59:40 · 4 answers · asked by Jim C 5

4 years ago i declared myself bankrupt, one of the companies that were on the bankruptcy were Barclaycard. I am now discharged from bankruptcy and have opened a basic account with Barclays bank which i have not yest paid into. My concern is that if i pay into this account can they take the funds against my old Barclaycard bill even though it was on a bankruptcy order?

2007-01-21 21:12:37 · 7 answers · asked by Jamie 1

2007-01-21 20:48:02 · 6 answers · asked by Jerryfish 1

i want to enter in to stock market bussiness, so first how much amount i will take with me?

2007-01-21 20:41:54 · 5 answers · asked by Anonymous

im opening up an account at Wells Fargo tuesday and was wondering if i could get a debit card? im 17 and need it to order things online..parents wont let me use theirs because they dont feel safe putting that kind of information over the internet (completely understandable)

2007-01-21 20:10:08 · 5 answers · asked by ABC123 2