2007-01-22 07:35:08 · 9 answers · asked by amricci1@verizon.net 1 in Business & Finance ➔ Personal Finance
You just need to contact the federal credit bureau and they'll send you one, but there is a fee. If, however, you've been recently turned down for a loan, you are entitled to a free credit report. Just contact them. Good luck to you.
2007-01-22 07:37:41 · answer #1 · answered by true blue 6 · 0⤊ 1⤋
You don't get a credit report when you get a credit card. I'm assuming you're referring to getting credit history with the use of a credit card. If you don't have any lines of credit, you likely won't have a credit score. But if you have a cell phone or any other loans or monthly liabilities you'll probably have a credit score.
You can get a free credit report at www.annualcreditreport.com but it doesn't contain any credit scores, just credit account information.
Learn more at http://www.thetruthaboutcreditcards.com
2007-01-22 07:39:54 · answer #2 · answered by Todd S 3 · 0⤊ 1⤋
http://www.annualcreditreport.com
This is a site created by the gov't to force all 3 reporting agencies to provide one free report per year. You do not need a credit card to get any of them.
ALL OTHERS WILL CHARGE YOU FOR SOMETHING. Free Credit Report.com requires that you sign up for a credit check service that is something like 90 bucks a year after your free trial if you don't cancel it quick enough.
2007-01-22 07:38:04 · answer #3 · answered by Blunt Honesty 7 · 0⤊ 0⤋
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.
http://www.annualcreditreport.com/
2007-01-22 07:41:32 · answer #4 · answered by muttbob 2 · 0⤊ 0⤋
The easiest way is to go to freecreditreport.com
Make sure that you check all three credit bureaus.
2007-01-22 07:37:22 · answer #5 · answered by grantwiscour 4 · 1⤊ 1⤋
i just did this today!!!
www.freeannualcreditreport.com if you never done it before only pick one at a time if you plan to pull up more then 1 time a year...
if not then do all 3 !!!
2007-01-22 07:40:07 · answer #6 · answered by Anonymous · 1⤊ 0⤋
If you haven't had your free one yet with in a year the go to freecreditreport.com
2007-01-22 07:39:15 · answer #7 · answered by Anonymous · 0⤊ 1⤋
www.freecreditreport.com
Try also Experian and TransAmerica there is one other I just cannot think of the name.
2007-01-22 07:37:54 · answer #8 · answered by peeps 4 · 0⤊ 1⤋
www.truecredit.com is a great site to get started.
2007-01-22 07:37:04 · answer #9 · answered by Anonymous · 0⤊ 1⤋