Personal Finance - December 2006

2006-12-21 10:06:17 · 10 answers · asked by mozac 2

2006-12-21 09:54:00 · 9 answers · asked by surfing_califas 1

Hello.

My credit report include someone's name.

But someone does not pay bill. I do not know someone.

My credit is down and down now.

I called collection company. I told them not my name not my bill.

They say just pay

That collection is not mine and not my name.

How can I remove someone's list on my credit.

Please help me put.

2006-12-21 09:36:48 · 5 answers · asked by cjq 1

My mother in law recently told me that she has my husbands name and her husbands name on her bank account.When i asked her why,she told me it was in case she died.I asked her why she didn't have her other sons name on the account to and she said it didn't matter if his name was on there or not because he is still going to get half no matter what.My question is,is she telling the truth or could there be another reason why she would have my husbands name on her bank account?Also can she gain access to our bank account because of it?

2006-12-21 09:29:48 · 7 answers · asked by Sassyface 2

My wife and I are both on Social Security.We dont have alot of money,but enough to invest $50 to $100 each month.We are in our early 40's and would like to have a little nest for the future.I am very green when it comes to investing.I am a little leary about investment firms. I have heard some bad things.Dont know which ones i can trust.I would like a deversified portfolio just dont know how to safely deversify it.Also could you recomend a good book to get me started in understanding the investing world a little better.(stocks,bonds,mutuial funds,401's,Ira's)ect...A little advice would be greatly apriciated. THANK YOU TRENT& GINA. SAC, CAL.

2006-12-21 09:07:16 · 10 answers · asked by BUMPER 1

i have ccjs and credits that i defaulted on during my student days - i am now trying rebuild my credit profile with very little success - i am in employment now and earn a decent salary - yet, everytime i have tried to apply for credit i am turned down - how can i turn this round - i would like to take out a mortgage next year yet i cant even seem to get a credit card now

2006-12-21 08:57:42 · 7 answers · asked by Cool4Cat 1

2006-12-21 08:30:24 · 5 answers · asked by Fruitful 1

I have had my grandma as my payee for 12 years,and she is going senile. I can no longer trust her with my finances. I've tried Concern, a non-profit organization, to handle it, but I found I can't trust them, either. How can I get control, or find someone who can help me?

2006-12-21 08:18:12 · 3 answers · asked by Anonymous

or tiny tiny ads or making money schemes. Tell me what and how you did it

2006-12-21 08:12:03 · 8 answers · asked by Anonymous

2006-12-21 07:22:12 · 16 answers · asked by Dac S 1

2006-12-21 07:20:52 · 7 answers · asked by Anonymous

for a 4000 dollar loan...my credit is around 675....holla

2006-12-21 06:51:24 · 4 answers · asked by YUPYUP 1

I am disaibled and struggling with a mountain of medical bills and other living expenses. Where can I go for help?

2006-12-21 06:40:44 · 2 answers · asked by Anonymous

2006-12-21 06:10:57 · 6 answers · asked by dont be noisy 1

2006-12-21 06:06:15 · 23 answers · asked by Anonymous

2006-12-21 05:59:26 · 13 answers · asked by LoneV 1

I really do not want to sign up for any of those "get paid for survey" sites or start an ebay store because I don't have a credit card.

I like to make jewelry and I am a graphic designer but it's hard to advertise around this small town. I am not opposed to babysitting but it is hard for me to babysit because of my class schedule.

What is the best ways I can go about making a little income by being at home when not in classes?

2006-12-21 05:45:33 · 7 answers · asked by GrayMatters 2

What is the best business/investment plan to increase my net worth quickly if I have already paid off all debts?

2006-12-21 04:42:50 · 3 answers · asked by Mark M 1

I am going to school and have no income but my hubby does and we share a banking account .... we are going thru tuff time and are using a debt settlement program so we can get ourselves outta debt...Allthough we are using this a potential of suing from the creditor may occur and I was told to protect my assets..I was hoping to use my 12 year old daughter as a means of keeping up a checking account and it would also help her in the future with her credit and I hope she will never make the same mistakes her parents did..Nice answers would be welcomed..Thanks

2006-12-21 04:33:06 · 7 answers · asked by uncertain 1

2006-12-21 03:59:15 · 7 answers · asked by arenee44120 1

Hello .
I have this situation that i hope you can help me out with. My partner and I own a credit card processing company and been in business for about a year. In the the bank card industry there are two type of business people that are currently accepting all form of non-cash payment Visa, M/C etc.. , and business that are not accepting credit cards or checks these are considered or refered to as (NEW BUSINESS). Now the Exsiting businesses we dont make to much money upfront unless we upgrade there equipment and then we make big buck$$ and we get a residual on the account every month when they start processing with us which is nice, and the NEW Businesses we can either lease or sell them equipment that they need to start accept credit cards and checks now these type of business we make BIG BUCK$ for leasing or sell them the equipment and and like the exsiting business we also make a residual every month from there account. Business is good but it could be better. Latley I have been seriously considering going into business for myself which means i keep 100% of my money. The current agreement between my partner and I is 50/50 split and it's been working out good but i want to make bigger moves which means i need more money. Now the reason that I even teamed up with my partner was because he was good at numbers and could read statements for exsiting businesses and give them lower rates which is important because we have customer that process anywhere from $200-1,000,000 a month so reading statements for high volume merchant is important and he has the ability to lease or sell equipment but he stronger at getting exsiting business then he is at getting new ones. Now I on the other hand am very good at getting new businesses i rather talk to a new business then an exsiting one.. WHY? if you asked.. it because there is only 24hr in a day and even though im owner of the business i try to work a 8hr shift everyday so i want to make the most money possible in the shortest amount of time ...are you following me, I can also analize the statements for exsiting businesses not as good as my partner but good enough to get the job done. Now the agreement that we both have is that whatever deal we get we have to deposit 50% in our account and whoever brought that deal in gets to keep the remaining 50% of that deal and at the end of the month we split 50/50 what in our account. Now having my partner around will definately increase my residual portfolio but he doesnt lease equipment that much. Well to make this short DO YOU THINK THAT I SHOULD GO INTO BUSINESS FOR MY SELF AND KEEP 100% OF MY MONEY OR DO YOU THINK THAT I SHOULD CONTINUE THE AGREEMENT AND SPLIT 50% AND AT THE END OF THE MONTH SPLIT 50% OF OUR ACCOUNT.WHICH WAY DO YOU THINK ILL MAKE THE MOST MONEY.

2006-12-21 03:41:30 · 3 answers · asked by gaggem69 1

i have been given a check but just noticed its made out to "cash". can i deposit it in my bank account or do i need to go to his bank to cash it?

2006-12-21 03:12:18 · 0 answers · asked by Philly G 2

2006-12-21 02:21:43 · 9 answers · asked by Lil Miss 1

All of my main bills go to my old address in Illinois, like my car payment, credit cards, and such, however I moved to California about a little over 7-8 months ago, and have had odd jobs on / off since I have moved here and I have lived in an Apt. here with my boyfriend for that last about 4 -5 months. Can I still file in Illinois? Or do I have to file here? (Any Illinois or California Lawyers out there that can help with this as well?) Any answers to this question are welcome.

2006-12-21 02:13:24 · 1 answers · asked by Anonymous

can I consider myself to be wealthy?

2006-12-21 02:06:20 · 22 answers · asked by Anonymous

I have $100.000 debt on cards. should I sell property worth about
$200.000.

2006-12-21 01:30:02 · 6 answers · asked by Anonymous

What have they done as recourse? Please I need experience here, not the standard "this is what they'll do to you " thing.

2006-12-21 00:47:45 · 2 answers · asked by wrh_roger 2

make a decision as to where to invest the money for my retirement. I am 55 years old and I am not too knowledgeable about money investments. Do i put it in a Roth or CD's or an IRA or do i put it in mutual funds or an annunity? please someone advise.

2006-12-20 23:58:29 · 5 answers · asked by pure_24kt 2

not sure if it is ok or not do they convert it for you or what?

2006-12-20 23:52:18 · 20 answers · asked by Anonymous

I Stay in UK and I have a Barclays Bank Visa Electron Debit Card, can i use it to shop online, or buy a domain.

2006-12-20 23:47:42 · 13 answers · asked by Anonymous