2006-12-21 06:06:15 · 23 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
sleep
2006-12-21 06:08:24 · answer #1 · answered by Anonymous · 0⤊ 2⤋
Try getting a generic brand next time. Every generic medicine I have ever used is just as good as the nationally known brand, but costs much less. For those that need a lot of different medications on a regular basis, the cost can run into a hefty amount.
Don't shop for groceries when you're hungry. You end up buying more than you intended. Make a grocery list before leaving the house. Then stick to it!
Turn off the heat dry cycle of your dishwasher. After the wash cycle, open the door of the dishwasher and let the dishes air dry overnight. This saves money on your power bill, and the dishes dry just as nicely as using the heat function.
Pet accidents can be taken care of with baking soda. If the pet has an accident, sprinkle with baking soda and let dry, then vacuum. The baking soda will take care of the stain and the odor. This is much cheaper than the store pet cleaner, and does just as well.
Heal marks on floors from shoes can easily be removed by using baking soda. Using a wet mop or towel, sprinkle baking soda on the marked area and clean as usual.
2006-12-21 06:13:58 · answer #2 · answered by Brite Tiger 6 · 2⤊ 0⤋
1. Don't do fast food- besides the health issues, it's a waste of money. Look at how much it costs to buy fast food 3 days in a row, and consider what groceries you could buy for the same money- it's disturbing. Buy groceries!!!
2. Get rid of bills- obvious, sure- but you may be paying for things that you could just as easily go without. Have a premium package for cable or a phone? Downgrade or quit the service altogether. (Just an example.) Many shows can be watched straight off the internet FOR FREE, and a prepaid phone card may be cheaper than using your cell depending on how much you need to talk.
3. Simplify your life- get rid of things that require maintainance like an extra car, learn to live within your means. Check out dollar stretcher, frugal living, cheap meals, etc. through your preferred search engine.
2006-12-21 06:23:59 · answer #3 · answered by AMEWzing 5 · 1⤊ 0⤋
There's tons of ways to save money. You're two biggest expenses are you house and car. I live in a nice studio apartment in a nice area for a low price. And I've never made a car payment. I always get a nice clean well used economical sporty car. Take a look at what you spend on and I'm sure you'll find ways you can save. I look for the same thing only for less money. Not cheaper, but less expensive. Cheap is bad. Thrifty is good. Look for value. It's actually fun and results in a better life.
2006-12-21 08:04:18 · answer #4 · answered by Big R 6 · 2⤊ 0⤋
Yes.
Look at all your monthly recurring expenses like cable, insurance, membership dues, etc.
As you are paying each one, ask yourself if you really need that service, at that level. Can you get it cheaper from a competitor. Last year I saved in the neighborhood of $1,500 by trimming services I no longer needed, or finding cheaper competitors.
I saved $600 by finding a cheaper auto insurance. If you are a warehouse club member like Costco or Sam's Club, check their web site, as they offer fantastic deals on auto insurance and other services.
I saved $300 a year by switching from Comcast Cable internet to AT&T DSL internet service.
I saved about $225 last year by ditching my cell phone plan and signing up for T-Mobile prepaid cellular. Since I've always been a light user, I end up spending about $6 a month for cellular instead of $25 on a competitors monthly plan.
I also trimmed to a cheaper cable TV plan and some other small stuff too. There's big money to be made by staying on top of all this stuff!
2006-12-21 06:17:56 · answer #5 · answered by Uncle Pennybags 7 · 1⤊ 0⤋
LOTS of great ideas here -especially Lassiez-F's. I'll also post about trimming unecessary stuff (like having only basic cable and Netlfix for $40/month rather than premium cable with recording etc etc for $110/month). And owning an optimized cell phone plan versus an unused home phone line (at $40/month). Getting cheaper car insurance. Getting rid of that car payment and buying a car cash (or if need be getting alower car payment). Paying off credit cards to avoid the interest payment. Coupons, eating less, limiting eating out to 1x per week, bulk-buy clubs for generic stuff, avoiding ATM and bank fees at all costs (by using your ATM Visa as a Visa and not an ATM - duh), doing your own nails, going less costly on hair, shopping at Loehmann's, Nordstrom Rack and other non-retail places, not buying name-brand just because you're familiar with the advertising, limiting yourself to online purchases and only IF you can find what you want for less than retail with no tax AND free shipping, etc. There are a ton of ways to lower your fixed and variable costs - it's just a matter of how much you really want to do it (or want that Starbucks or a trip to the mall).
2006-12-21 06:33:35 · answer #6 · answered by Makakio 3 · 2⤊ 0⤋
Fisrt step is to make sure you are paying the least for the following:
Search for cheapest utility companies (phone, gas, electric)
Find the cheapest mortgage (go to an independent broker)
Get a 0% interest credit card
Other tips:
Buy in bulk, and own brand names if possible
Shop around for larger purchases
Make your own food instead of buying ready meals
Cut down on alcohol- what a waste of money
Buy clothes in the sale, and check out the supermarket ranges for simple items.
2006-12-23 05:23:16 · answer #7 · answered by Linda 6 · 1⤊ 0⤋
Buy a pressure cooker and use it to cook dried beans, and lower priced cuts of meat. Pressure cookers cut fuel costs by reducing cooking times. Buy one that is appropriate to the size of meal you expect to cook. Heavy weight, stainless steel ones are expensive but will last 50 years with proper handling. Boaters have been using them for eons!
Other suggestions: Keep you pantry organized and throw out stuff you can't use or don't like. Keeping organized is the path to economy in this information age.
2006-12-21 07:07:17 · answer #8 · answered by Anonymous · 2⤊ 0⤋
Take care of the things you have, no matter if they are expensive or inexpensive. If something becomes ruined, you may not be able to replace it. A favorite loved tee shirt for example. It may have only cost you $10, but if it gets trashed in the dryer you may not be able to find another like it. Hang it up to dry to prolong its life.
I may be slightly compulsive, but I save all sorts of stuff. I'm into arts and crafts and I like to make gifts for family and friends. There have been "broke" times in my life that I was able to pull out all the stuff I needed to make Christmas gifts for everyone.
2006-12-21 06:15:02 · answer #9 · answered by kj 7 · 2⤊ 0⤋
Volunteer at the Salvation Army for free dinner twice a week.
Stop drinking coffee that you don't make at home.
Carry a granola bar in your purse/pocket so you don't pay for a $3.25 muffin at starbucks.
Drink lots of water, keeps you full and if you are doing it right, is free.
Last but not least, become a homeless person...they have almost no costs...but I'm guessing you weren't talking about being that frugal.
Also, stop drinking soda...PERIOD. Is healthy, a lot cheaper (free) and water tastes better anyhow.
2006-12-21 06:10:46 · answer #10 · answered by Blicka 4 · 3⤊ 1⤋
Buy generic non-food products like pain reliever, detergent, light bulbs, diswashing liquid, etc. Also, don't go into debt for "toys" like electronics. Save up the money first. No use paying interest on a depreciating asset if you don't have to.
2006-12-21 06:08:51 · answer #11 · answered by Anonymous · 3⤊ 0⤋