Personal Finance - November 2006

I've been having emails asking me to take surveys to get paid or get prizes, ever heard of that or is it just another trick?

2006-11-02 07:20:29 · 17 answers · asked by Anonymous

2006-11-02 06:49:39 · 2 answers · asked by deg273 1

2006-11-02 06:41:39 · 7 answers · asked by BAM 7

I'm pretty sure 7 years is as far as they (IRS) can go back for audits. Seems that everything older than that can go to the shredder. Are there exceptions I should know about?

2006-11-02 06:40:57 · 12 answers · asked by Big Brother 3

?????????

2006-11-02 06:38:09 · 19 answers · asked by yes its me 1

I pay my bills online, but I still like to receive paper bills to remind me to pay because email notification isn't foolproof. This means I have no cancelled checks. As for my credit card and bank staments, I can print copies of the last six months online. So, should I save them at all, or just shred them after I know they have received payment?

thanks

2006-11-02 06:06:10 · 4 answers · asked by Triquetra 2

2006-11-02 06:02:31 · 5 answers · asked by Kit 1

Does anyone know what the average time it takes for a bankruptcy to be discharged in the State of KY/Bullitt County. Ky is a commonthwealth and therefore does not nessasarily follow other states in various forms of law.

I am not the one in question nor do I reside in the state of KY

2006-11-02 06:00:04 · 8 answers · asked by heartache 4

2006-11-02 05:48:42 · 4 answers · asked by Anonymous

Okay my rent and utility bills areabout 1000 total per month
My husband makes 2700 (1350) every two weeks)per month.. and i make anywhere
from 1200-1500 a month...How much should we be saving per month and could someone help me with a budget,,and could we just get along with his pay and put mine all away in the bank?

2006-11-02 04:15:46 · 7 answers · asked by Anonymous

2006-11-02 04:08:56 · 2 answers · asked by Ana G 1

I mean I know you can deduct the interest. What I don't understand is when you get your tax refund, will this just be a percentage of the refund or will you see the money come back dollar for dollar that you can then use to make a bulk payment on the loan?

2006-11-02 04:04:13 · 5 answers · asked by Patrick B 3

extra money for payments?

2006-11-02 03:49:50 · 4 answers · asked by K.M. 1

Are there any free websites that i can go on to make free money. I live outside of the United States. I live in The Carribbean.

2006-11-02 03:31:58 · 7 answers · asked by J 1

I want to start an account for my nieces that I can contribute to on birthdays and holidays. Would Treasury bonds be good? What else? I need a better interest rate than a savings account provides.

2006-11-02 03:31:35 · 5 answers · asked by Mizati 2

2006-11-02 03:27:11 · 10 answers · asked by MM 5

For example, if I take out a loan for $20,000, at an interest rate of 7.00% and want to pay it off in 4 years ... how do I calculate my monthly payment? (is their an equation / method used?)

Thanks!

2006-11-02 03:10:59 · 3 answers · asked by frankeinc 1

Currently in bankruptcy,with adjustable mortage and high interest rate,and due to these circumstances,payments are late.

2006-11-02 03:04:33 · 3 answers · asked by Randy 1

Online payday loans?

2006-11-02 02:52:01 · 0 answers · asked by Kia25 2

How can you manage your financial affairs (bills, etc.) without having a bank account? I'm sick of the fees! I hate relying on a bank. Is there anyone out there that functions without a checking account?

2006-11-02 02:35:23 · 7 answers · asked by trueblue 2

I understand that Fidelity is the parent co. over Hartford Life. However, Hartford Life will not allow me to take $$$ out unless I do the Hardship Withdrawal. Well, my work controls that because the paperwork has to be approved by my Plan Admin. the CEO! Really trying to to embarrass myself here with my job, you know. My IRA i have with Fidelity will allow me to take my own money out, at least a certain percentage. Do you know if theres anyway I can do this thu Fidelity to access my Hartford Life money?

2006-11-02 02:02:47 · 2 answers · asked by ? 2

Got bad credit, am over 18years.

Basically, I need someone to send me a card then I can top it up from my bank account or a shop etc.

2006-11-02 01:42:44 · 7 answers · asked by Once B 3

Never had to get one before - can i just go into my branch and get one straight away? i need it quite urgently.

2006-11-02 01:23:47 · 10 answers · asked by jojob84 2

Ok, a couple of years ago I had a checking account and overdrew it a few times. For this I was reported to chexsystems. I was young and stupid. I paid it off but it is still negative regardless of whether you pay it off or not for 5 years. I just got a new bank account thru a bank that decided to give me a second chance. Last week I went to the store to get a few things and when it came time to pay I couldn’t find my debit card so I wrote a check. My check got denied??? I had sufficient funds in the bank for the purchase so I just don’t understand. Luckily I found my debit card(which worked fine) and could still pay for my purchases. Chexsystems states that they do not deny you a checking account that their information is only a tool for banks to use in making a decision about whether to give you a bank account or not. If this is the case then I don’t understand why since my bank gave me the checking account, that my checks are being denied. It just doesn’t seem fair. I paid off what I owed and I think I deserve a second chance. Does this mean I’m only going to be able to use my debit card for the next couple of years until the negative is off my account? Ridiculous!!!!

2006-11-02 01:22:57 · 3 answers · asked by estephania2182 3

Alright, here is what is going on. My mom has had a loan from an "undisclosed" lending company for almost 10 years. She should've had it paid off by now BUT everytime she pays them, they take out more interest then principal. For example: her last bill from them was $205... $200 for interest and $5 for principal. As much as this pisses me off cause it doesn't sound right... is there a law or something that should be preventing this or whatever?

Something doesn't sound right, I always thought it was principal BEFORE interest. Meaning they should be taking out prinicipal and then 25% interest out of each payment.

Somebody please help me.

2006-11-02 00:37:54 · 2 answers · asked by Anonymous

2006-11-02 00:29:00 · 3 answers · asked by JYW 1

2006-11-01 22:39:43 · 9 answers · asked by mandy 1

my employer pays me using my bank account number and sort code. Is it possible for my employer to also withdraw money from my account without my permission using the same details? thanks.

2006-11-01 22:27:23 · 21 answers · asked by boyinlove2k 2

Hi I m jyoti lal gaihre. I have won the lottery of Australian International Lottery Programme. It is claimed that my winning prize is deposited in Equity Bank Of Nigeria. Now the bank has asked for US$270 for official expendature. I m an ordinary man I don't have that amount of money. In this situation what can I do to get my prize? On the other hand, I have doubt in the claims of Equity Bank Of Nigeria and Australian International Lottery Programme. Because I have seen many cases of cheating by through internet. If it is true can the official expendature not be deducted from my winning prize?

2006-11-01 20:08:17 · 6 answers · asked by victim 1

I suppose to obtain salary certificate from my company, I need format for same

2006-11-01 18:50:33 · 5 answers · asked by Eswaraiah P 1