Personal Finance - August 2006

i am retired and live on SS and have been using credits Cards and now I am getting to a point where I can't afford them and just want to stop. What is the worst that can happen? I don't care about my credit rating cuz I will not be buying a car or home again. If they call to collect I will just ignore their calls. If they sue me can I just ignore that to? Can I go to jail?

2006-08-03 03:34:24 · 10 answers · asked by mamffl 2

2006-08-03 03:14:56 · 30 answers · asked by Anonymous

I am currently in the market to purchase my first home. I have great credit and fairly low debt. I am also expecting to get hired at a new job w/in a month or 2 and will make 15%+ over what I make now. Would it be better to get pre-qualified for a mortgage now or should I wait? If I wait, will the lender frown on a short time at the new job?

2006-08-03 03:12:30 · 7 answers · asked by hinkle_e 1

Do you buy a house to move out on your own but will instantly be f ancial strapped, or do you live with your parents until your 35 just to come and go as you choose?

2006-08-03 03:09:43 · 8 answers · asked by briannky 1

2006-08-03 02:52:50 · 6 answers · asked by stanley m 1

2006-08-02 23:40:36 · 2 answers · asked by JAMES 4

like if you ask even a 1000 pounds there ask why do you want it and behave all serious are they allowed to do that

2006-08-02 22:44:53 · 20 answers · asked by Anonymous

my dad passed away 8yrs ago and he left everything to my mum but i was just wondering if he left anything to me and how do i find out . where can get info to find out if i have assets owing to me. just want to know as my mum wont tell me if i have inheritade anything . thanx

2006-08-02 22:06:51 · 8 answers · asked by Anonymous

Is it ok for 16 yrs old to sign for paypal account??

2006-08-02 21:58:31 · 10 answers · asked by New User 1

I need $ 15000 after 5 years and I can deposit $ 10200 right now. At what compounded interest rate I should deposit my amount($10200) in bank that I could get $ 15000 after 5 years.

2006-08-02 20:52:51 · 5 answers · asked by mugheezs 1

Hi! Please tell me where can i find financial aid...thanks!

2006-08-02 20:15:18 · 4 answers · asked by ? 2

2006-08-02 19:42:00 · 7 answers · asked by toni m 1

Right. I don't want to pay a cheque into my natwest account (due to the overdraft!). Instead my mum is offering to give me a cheque payable to cash:

[a] what does she need to write on the back of the cheque? (If anything)

[b] what will I need to take with me

[c] if I am a natwest customer and I take the cheque to natwest ... will they cash it for free?

Many thanks everyone!

2006-08-02 19:21:02 · 4 answers · asked by phoenixbrighton 1

2006-08-02 18:10:56 · 7 answers · asked by cchi326 1

Which do you prefer? And why?

2006-08-02 17:47:52 · 4 answers · asked by paike 4

2006-08-02 16:26:17 · 2 answers · asked by sonya n 1

without charging an arm and a leg!!

2006-08-02 16:23:01 · 4 answers · asked by justlivinglife 2

2006-08-02 15:50:53 · 6 answers · asked by Curious to Learn 1

2006-08-02 15:39:47 · 7 answers · asked by northern_lady_2002 2

My dad belonged to a credit union and before he died, my name was placed jointly on his credit union account with him. I think it is because he was scammed by a savvy car dealer and I paid his monthly payment on the account until his car was paid off shortly before he died. Why is there credit available on the statement? What does that mean?

2006-08-02 14:37:09 · 3 answers · asked by happydawg 6

I am 40 years old, I have two kids that under 10 years old, I can save $500 a month after save in my 401K,I won the home with $250,000 in mortgage and 25 year left to payoff, I have $100,000 in my 401K, I still work and my income was $50,000, should I use this $500 to save for my self first or save for the kids college?

2006-08-02 14:36:42 · 5 answers · asked by Anonymous

I am in the Los Angeles area.
How do I check out such an organization?
Thank you.

2006-08-02 12:35:34 · 1 answers · asked by stephenht 1

My best friend is having a birthday party on friday since her birthdays on friday, we are going to get our nails done and then go to the mall to shop. I ahve to bring money to shop but i only have $60 dollars and i want to get 3 pairs of jeans and shirts and stuff. How can i earn money in like a day!!!!!!!!!!!! ? My mom is giving me a couple of dollars but not enough

2006-08-02 12:06:42 · 13 answers · asked by Rose 3

My Bank charged me $32 for a .99 overdraft. Is this legal? I know that banks are exempt from state usury laws, but it's not fair under any circumstances. I wrote to their customer service dept. and they said it was a valid charge. On 6/9 I made an online purchase for .99, usually funds are withheld immediately and listed as pending. Three days later I had an emergency and had to withdraw all the available funds out of my account. To make a long story short, my .99 purchase made three days prior to my final withdrawal cost me $32! I believe in paying for my mistakes, but this is ridiculous. There is nothing "valid" about this charge. I was wondering if banks have fee or usury limits.

2006-08-02 11:57:04 · 24 answers · asked by purhoney 1

2006-08-02 11:00:20 · 4 answers · asked by cotton340 1

2006-08-02 10:58:45 · 4 answers · asked by mrloslunas 1

besides making more money obviously

2006-08-02 10:22:55 · 5 answers · asked by Anonymous

2006-08-02 09:44:04 · 20 answers · asked by Mrs.H 3

Percentages I should invest in IRA, funds, stocks & what types are best.

2006-08-02 09:30:30 · 4 answers · asked by jessica 2

I have been trying to eliminate my credit card debt. I have managed to pay off 2 cards, I am currently working on a thrid, but I have 3 more with high balances, about 20,000.
My husband wants me to file bankruptcy.
Should I continue with the settlement or look into filing bankruptcy?
Thanks

2006-08-02 09:15:50 · 9 answers · asked by belladea 1