Personal Finance - August 2006

2006-08-04 16:17:53 · 5 answers · asked by Ape 1

I lost my EE savings bond and was told to fill out the lost savings bond/ stolen savings bond forms and mail them to the U.S treasury, which I did. They are supposed to re-issue a check to me through mail with the value of the bonds that I had lost on it.
Does anyone know how long it will take to recieve that check?

2006-08-04 15:45:26 · 4 answers · asked by angeleyez410 1

money would be for home improvements.

2006-08-04 15:44:32 · 9 answers · asked by Richard H 1

I will soon be renting a one bedroom flat by myself in Edinburgh. I am trying to budget according to my wage but don't know how much bills and stuff will cost. Can anyone gove me a rough figure as to how much I should expect to pay out per month on top of my rent i.e. for gas, electricity, water rates, council tax and tv licence etc? thanks very much

2006-08-04 15:32:53 · 11 answers · asked by laura b 1

2006-08-04 15:16:38 · 16 answers · asked by Elizabeth 3

2006-08-04 15:14:07 · 3 answers · asked by RanchGirl 1

I just switched banks. My old bank issued Money Orders. I recently went into my new bank - Regions- and innocently asked for a money order. This request immediately received a quick retort of "We don't issue Money Orders." Followed by a snooty - "But we do issue Casheir's Checks." Of course, I didn't care either way, I just wanted a check written off the bank. But, now I must know - is there a difference? Either way, you give the bank money and they hand you a check, right?

2006-08-04 15:09:00 · 5 answers · asked by littlebunny101 2

can i cross out my mistake and put the correct one
do i have to initial it and date it next to it

2006-08-04 14:52:19 · 6 answers · asked by Anonymous

It is from dell financial. I don't know why they sent it.

2006-08-04 14:51:34 · 6 answers · asked by ashley_girl582002 1

When you deposit cash, is it faster to go through the ATM or the teller? and if you do it with the ATM do you need a depoit slip?

2006-08-04 14:09:50 · 9 answers · asked by Boom!!! Shock A Locka 5

2006-08-04 13:43:22 · 1 answers · asked by jouliette e 1

i recently sent something by us postal services and it is going to take 6 weeks and it end up costing me $25. so i'm always up for finding a cheaper way of doing buisness.

2006-08-04 13:12:54 · 15 answers · asked by versuviusx 1

I'm two years into a 5 year ARM with an interest rate of 4.375%. I'm worried that interest rates will just keep climbing and that I'll suffer for it in the long run if I don't refinance. I do have a 2% cap per year after the fifth year. The rate could get to above 11% total if I don't refinance. However, I just cringe at the thought of refinancing at a HIGHER rate, even though it may be better in the long run.

2006-08-04 11:39:41 · 10 answers · asked by MissSLU 1

2006-08-04 11:38:58 · 8 answers · asked by sirchiefy 1

2006-08-04 11:30:15 · 17 answers · asked by Hot Lips 4077 5

its a gold coin

2006-08-04 11:29:17 · 7 answers · asked by Anonymous

2006-08-04 11:01:19 · 4 answers · asked by lorraine 1

2006-08-04 10:26:02 · 30 answers · asked by ecbscvjorge 1

2006-08-04 08:11:32 · 4 answers · asked by netnut55 1

im plannin on leaving home soon and i am on a tight budget, i want good furniture but i dont want to pay a bundle any ideas?

2006-08-04 08:06:40 · 10 answers · asked by Anonymous

2006-08-04 07:27:42 · 11 answers · asked by lowfade2001 1

I'm trying to get a personal loan to pay off some debt, before it affects my credit rating. My credit is decent for being 22 yrs. (640) Every bank/instition has told me this. But no one will give me a loan either because A) I only have 3 years of credit rating or B) Because I have student loans, it affect my debt to income ratio to much, even though I dont' pay on those until I get out of college. I'm trying to save my credit, but they only way it seems to get out of debt is to ruin my credit first! I even checked with places that offer loans to people with bad credit/no credit! I also don't have anyone to cosign with me. Help please!

2006-08-04 07:16:03 · 10 answers · asked by hatfield41 2

2006-08-04 07:05:55 · 1 answers · asked by Richard L 1

For what?

2006-08-04 06:55:34 · 6 answers · asked by Smirnof_Ice 1

his mom wont sign for him and i cant due to no job/sketchy credit myself. is there a way to get someone or a business to co-sign for a higher interest rate or SOMETHING??? hes in a state with NO mass transit and needs to get to work. P.S. his mom lives with him/depends on him... but she still wont sign...
p.s.s. hes was tryin to get a second job too... but without a car, he cant make it to even his primary job.

is there ANY other options??? any suggestions? hes lost all hope.

NO SMART AZZ ANSWERS EITHER!!! JUZ GO AWAY IF UR NOT GONNA HELP!!

2006-08-04 06:43:34 · 3 answers · asked by ~dulceria~ 1

my father is selling property and he plans to split the $$ with my sister and i. he needs some of the $$ to pay of debt and he's going to give my sister and i what is left over. he lives in VA, i live in NC. what things do i need to consider w/taxes, ect? basically, how can i hang on to as much of the $$ as possible.

2006-08-04 06:15:49 · 2 answers · asked by shiningstar 1

I have 7 credit cards, and am in the process of paying them off and closing some of them. What is the "optimum number" of cards to have in order to have the best FICO score for future use? Is there such a thing? I know that the "balance in proportion to the limit" is one of the big factors in figuring FICO, but if they're all at zero balance, any guidance on what would be best?

(Over the past few years I've managed to change my habits to where I'm pretty much on a "cash-only" basis, so paying off the existing balances is step 2 in cleaning up my credit.)

2006-08-04 05:56:39 · 5 answers · asked by Anonymous

2006-08-04 05:14:13 · 1 answers · asked by rako141516 1

2006-08-04 04:24:14 · 6 answers · asked by sospy 1

Common advice is to be sure and max out your 401K contribution. Are they referring to the maximum percentage that your employer matches your contribution. Or are they referring to the maximum contribution set by a IRS limit, currently $15K?

2006-08-04 04:22:01 · 9 answers · asked by A. Sorola 2