2006-08-04 07:27:42 · 11 answers · asked by lowfade2001 1 in Business & Finance ➔ Personal Finance
check out this web site. It lists your rights as a creditor
www.ftc.gov
2006-08-04 07:32:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
They can bother you at your home all they want, but not at your place of employment.
Collection of loans at a persons palce of employment, either by phone or in person has been legally defined as harrasment and is illegal anywhere in the U.S.
If they try it, you have the right to tell them not to do so again. If they try a second time after you request they do not contact you at your place of employment, they have broken the law and are subject to legal penalties.
You must tell them to stop before it becomes harrasment, but after that, you can sue them if they continue to bother you at work.
There is ONE exception to this. If you work at home, it is not harrassment to come after you at your home during non-business hours (9-5 are business hours).
2006-08-04 07:58:14 · answer #2 · answered by urbanbulldogge 4 · 0⤊ 0⤋
Absolutely not. If they did, it would be harassment and you could sue.
Do yourself a favor and read the FDCPA and learn your rights as a consumer.
I strongly suggest that you send a ceace and desist letter instructing them that they are only to contact you via mail. They are legally obligated to comply and if they continue to contact you you can take them to court.
Learn your rights, protect yourself. But also, pay your debts.
2006-08-04 08:32:38 · answer #3 · answered by personal_finance_101 3 · 0⤊ 0⤋
Yes. They can attempt to collect at your place of employment and your home. You can tell them to cease and desist and they must do so. If you choose to do that, do it verbally and follow it up in writing.
2006-08-04 07:51:56 · answer #4 · answered by Adios 5 · 0⤊ 0⤋
Yes until you write them a formal registered letter telling them to cease and desist! Then they can be arrested for harassment.
2006-08-04 08:23:53 · answer #5 · answered by psycho-cook 4 · 0⤊ 0⤋
Oh, I don't think so. Send them a cease and desist letter. It will make them stop immediately.
2006-08-04 07:32:37 · answer #6 · answered by Abby M 2 · 0⤊ 0⤋
No it is against the law, if you have had more than one problem with them, call a lawyer, you can sue
2006-08-04 07:32:43 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Depends on what state you live in.
2006-08-04 07:31:42 · answer #8 · answered by jim 6 · 0⤊ 0⤋
yes and they can also remove goods if you dont
2006-08-04 07:31:46 · answer #9 · answered by lisa s 2 · 0⤊ 0⤋
yep, you owe them so pay up and they will go away.
2006-08-04 07:32:15 · answer #10 · answered by ? 6 · 0⤊ 1⤋