Insurance

2007-02-05 03:11:30 · 7 answers · asked by Marcial B 1

paid up policy taken out by robert koonts 4/08/1957

2007-02-05 02:35:26 · 5 answers · asked by mebillsmith 1

I'm 37 weeks pregnant. I am a stay at home mom and my husband is a government employee and his employer carries our insurance. My deductable is $200 and my out of pocket maximum is $1000. My insurance pays 80% after the deductable is paid until I reach my out of pocket max then they pay 100%.

My OB is a "preferred provider" so my insurance company won't be paying his standard charges, they will negotiate.

At my 2nd prenatal appointment I was given a sheet outlining what I would owe the doctor out of pocket - my $200 deductable plus 20% of all charges totalling over $900, so almost my ENTIRE out of pocket max. will be tied up in these payments I've made to his office.

My concern is that when the bills start rolling in for the birth of this baby from the hospital, anesthesiologist, ect. that I will OWE some of them since he has my money, unless he really quickly submits his claim and marks it paid.

Can he legally make me pay all this BEFORE he even delivers the baby?

2007-02-05 01:47:58 · 7 answers · asked by Basil 3

I'm having issues with Blue Cross PPO insurance coverage, and I'm wondering if I have any options available.

In a nutshell, Blue Cross gave the approval for maternity coverage for an out-of-network doctor. The bill came back, and the doctor had charged more than the "hidden cap" that Blue Cross will pay for the benefit. Since this was an out of network doctor, I understand that I'm responsible for the amount over that cap.

HOWEVER, Blue Cross at no point stated that there was a hidden cap, nor is there a cap anywhere defined in my benefit plan. Additionally, when Blue Cross approved this coverage with an out of network doctor, they NEVER state anything about a hidden cap in their letter to me or at any other point. This being the case, are there any actions or steps that I can take to have BC cover the remaining balance, since they never indicated that there would be a hidden cap in benefit coverage?

Thanks.

2007-02-05 01:24:51 · 7 answers · asked by Rob 5

in the case of a life? What is the maximum amount the law holds a person for for the negligent taking of life in an insurable situation?

2007-02-05 00:57:12 · 3 answers · asked by Anonymous

llect on your auto insurance policy for your death? Which coverage and what would be the limit on that death benefit? God forbid!

2007-02-05 00:50:10 · 7 answers · asked by Anonymous

2007-02-04 22:23:41 · 5 answers · asked by padminiramesh@yahoo.com 3

The policy is written on a building in Los Angeles containing 4 condominium units. In the first claim, the insurance co. defended the HOA against a negligence lawsuit in 2004 that was later dropped without going to trial, so no money was paid out.

We are pondering making a second claim in 2007 involving water damage to the building. Whether the insurance covers the water damage is a separate issue I don't want to get into. I just want to know if after making two claims in three years the company would have legal grounds for cancelling us; or whether insurance companies are known for finding reasons to cancel, whether legal or not. No fraud is involved here.

2007-02-04 18:27:41 · 5 answers · asked by Lord Na 1

2007-02-04 17:05:58 · 4 answers · asked by Anonymous

I have worked in customer service for 5 years on the phone. When people call in, they never have their account numbers. They are always on their cell phones driving with their windows down, yelling at their kids in the background or talking to other people. Are there that many people out there with little or no manners? Do people not know what phone ettiqute is? Is it that hard to find your account number before calling? Sure we can look up your name in our database, but customers ususally get angry when it takes the extra few minutes and act like they are in SUCH a hurry when they could have just had the info ready? Is it really that difficult people?

2007-02-04 17:02:08 · 8 answers · asked by Anonymous

You get a letter from a lawyer saying you need to give more. But you don't have it. You moved away from home. You have a used car and live payday to payday. You don't have extra earnings. What happens to the victims? How far into the future do they or their family have a play on your earnings or inheritances?

2007-02-04 17:00:27 · 5 answers · asked by Anonymous

cy?

2007-02-04 16:52:12 · 3 answers · asked by Anonymous

2007-02-04 16:49:47 · 8 answers · asked by Anonymous

2007-02-04 16:40:24 · 5 answers · asked by Anonymous

e that?

2007-02-04 16:23:06 · 3 answers · asked by Anonymous

pls i realy need it....

2007-02-04 16:19:58 · 3 answers · asked by Anonymous

by a few of the users on yahoo answers based on a prior question I asked. They were concerned that social security benefits might not be enough to replace my child support. Anyone out there taken this step and mind sharing the details?

2007-02-04 15:38:03 · 4 answers · asked by cupidscorner6 1

pls give me some information about this pls....
im looking for information about this but i cannot look for the right one.
plsssshelp me!!!!

2007-02-04 15:25:10 · 2 answers · asked by Anonymous

I work in customer service for an insurance company. We are pretty much there to assist agents when they are not available. I notice, however, agents always call us to do their work, customers complain because their agents never help them or never in the office, they never answer their phones. If I call an agent to do something that I am not able to do, they tell me to do it anyways. What do they do? My friend works for an agent that always has her tell people he is not there when customers call in. From my opinion, agents are lazy. What exactly do they do other than sell you more insurance, profit from it and go on trips. They are rude, never assist you. Please if you know an agent or are an agent and can tell me what exactly you do to earn your money, let me know so I can have a better outlook on agents. Thank you.

2007-02-04 13:39:40 · 4 answers · asked by Anonymous

I am looking for case studies and how much it cost the insured for not having insurance when they had assets

2007-02-04 12:06:53 · 5 answers · asked by Anonymous

Democratic methods don't really seems to make it a sure fire.

2007-02-04 11:31:06 · 3 answers · asked by stvenryn 4

2007-02-04 06:02:54 · 9 answers · asked by jade 1

I was just notified that my house insurance will be cancelled in June with the insurance company I have had
on my house since day one. Someone came and said they
were updating files and wanted to take some picutes. One week later I get the cancellation notice. I called to see if we
can fix the problems. I was told no and they said no one othere insurance company will pick us up after this. I will loose my home if I don't have insurance and don't know where to turn or what to do. Any ideas?

2007-02-04 04:26:49 · 11 answers · asked by Bonnie B 5

2007-02-04 03:14:18 · 5 answers · asked by Anonymous

Hi, I provide coin-operated football tables to local schools, colleges and universities. If someone had an injury whilst playing on one of these tables would I be liable? I am based in the UK. If so could someone point me in the direction of a suitable insurance company.

2007-02-04 02:16:56 · 7 answers · asked by neil246810 1

2007-02-04 01:43:04 · 10 answers · asked by danny b 1

I want to become an LIC agent, please tell what kind of commissions I can expect from the plans I sell and does this depend on the kind of plan I sell eg. term Plan or Endowment plan.

Please reply fast I need that money for my saving my daughters life.Every reply will atleast gurantee you some blessings from me and my family.

2007-02-04 01:37:44 · 2 answers · asked by rahul a 1

2007-02-04 00:35:39 · 7 answers · asked by tibbits 1

2007-02-03 21:14:47 · 7 answers · asked by gill s 1

2007-02-03 20:37:33 · 5 answers · asked by None of Your Business 1