Hi, I provide coin-operated football tables to local schools, colleges and universities. If someone had an injury whilst playing on one of these tables would I be liable? I am based in the UK. If so could someone point me in the direction of a suitable insurance company.
2007-02-04 02:16:56 · 7 answers · asked by neil246810 1 in Business & Finance ➔ Insurance
I'm afraid, by way of the Sales of Goods Act 1979, it is the seller, not the manufacturer, who is responsible if goods do not conform to contract, i.e that the item was faulty, not fit for purpose etc... As the onus is on the purchaser (whatever school/college you sold to) to prove your table caused an injury, I'm afraid the only way you can escape liability is if they do not make a claim.
If you call Consumers Direct (08454 040506 and they also have a website), they can point you in the direction of insurance companies and lawyers. Good luck!
2007-02-04 02:31:18 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Since you are in the UK, and I'm in the USA, my answer has to be in general. If the machines that you provide are operated in the proper manner, and something goes wrong, and causes an injury, you are probably responsible. However, should the machine be operated in an improper manner, then it would not be your responsibility.
2007-02-04 02:23:28 · answer #2 · answered by Beau R 7 · 0⤊ 0⤋
The person who owns or is responsible for the building is responsible under the health and safety at work act and not you. However you may be countersued by that person should there be a claim against them if a damaged or faulty piece of equipment you supplied is involved..
2007-02-04 02:53:40 · answer #3 · answered by stevewiseman 3 · 0⤊ 1⤋
In dangerously simple terms it is all down to whether or not a court would consider you had taken all reasonable care to avoid whatever occcurred. For instance proper maintenance checks at reasonable intervals.
2007-02-06 09:45:33 · answer #4 · answered by fred35 6 · 0⤊ 0⤋
it sounds as though it would be wise to have some sort of public liability insurance..
I think companies like more than offer this service..
2007-02-04 02:23:33 · answer #5 · answered by rach.joyce 1 · 0⤊ 0⤋
Public Liability insurance, get onto a broker they'll find you a good deal :)
www.liability-insurance-quotes.co.uk/quote_form.htm just one! good luck!
2007-02-04 02:27:30 · answer #6 · answered by Redhead 2 · 0⤊ 0⤋
think u'll find u need specialist insurance.
c links below, hope it aims u in the right direction.
& good luck with ur business.
:)
2007-02-04 02:23:38 · answer #7 · answered by Anonymous · 0⤊ 0⤋