Insurance

I have a worker's comp injury where I fell down cement stairs, out cold, awoke in ambulance. Have 3 disc bulges and whip lash type injury. I now suffer with extreme headaches. I have FCE Tues and insurance doctor said "they will know if you are cheating" I am not exaggerating at all. My question is do they assume all inured workers are fraudulant? How do you get past doctor's who obviously has formed an opinion of me that isn't accurate. I am a very honest person caught in a bad situation. Any insurance adjusters who have insight let me know. I am starting to take this personally and not to sound juvanile...my feelings are hurt.

2007-02-24 07:11:15 · 6 answers · asked by firefgters_honey 1

Before I go deep sea fishing should I get life insurance on myself?
I have a friend that wants to take me deep sea fishing and wants to bring this 55 gallion drum with us. I can't figure out why he wants to bring it. Any suggestions out there?

2007-02-24 06:29:23 · 7 answers · asked by lanny.marden@sbcglobal.net 1

am i able to do this if she is not my wife. yet we do live together? can i put her on my dental and medical insurance??

2007-02-24 05:25:04 · 9 answers · asked by dgmotley 2

2007-02-24 04:05:20 · 6 answers · asked by randtyost 1

2007-02-24 03:14:35 · 19 answers · asked by footoball fan 1

I have student health insurance and they only paid about 20% of the costs. I had to have 2 major unexpected surgeries and being a college student, I have no money to cover near these expenses. I'm really frustrated b/c being in healthcare, I have noticed that people with no money or insurance get operations for free. My family is middle class and can not near afford these costs. Anyone know of some assistance program I can contact?

2007-02-24 02:46:37 · 8 answers · asked by drdd 1

I work as a waitress, go to school full time, and have a 7yr old girl. I need to know what is the best health insurance that I can get for her, or us?

2007-02-24 02:34:59 · 6 answers · asked by Tammy 2

Hello.

I'm accepted by my husband's company insurance where my he is coverd but I haven;t gotten my card yet.

My question is, if I bring my husband's insurance card to a hospital or dentist, will I be coverd since I'm accepted in insurance company's system but don't have the card(material) physically??

He and I filled out the documentations and brought to HR of his company but I haven't gotten my card though he handed it to HR more than a month ago.

The insurance company said HR should give him log-in code to enter the insurance company's website(system) but HR kept telling him that "You should get a letter from the insurance company." which he hadn't,

His company's HR told him that I'm accepted already but I'm wondering I'll be coverd with the card that hasn't my name on it.

Would the clinic/dentist accept the card even though my name is not on the card but my husband's?

I'd really appreciate if you could answer me. Thank you so much in advance.

2007-02-24 02:13:22 · 6 answers · asked by rbk 2

I am needing help? We live in Alabama an we own a small painting business an we have been told that in 2007 it is mandtory to have workmans comp even if we have 1 employee beside my husband. This is with all contractors an there subs. So our contractor wants to take out $12.45 per hundred we make to cover my husbands workmans comp. Then I'm told I have to get workmans comp on my single employee. Is this correct or what.

2007-02-23 18:18:33 · 6 answers · asked by witcheywoman 2

I bought my home not realizing I needed flood insurance until after the fact and it cost me $2500. The next year I coudln't pay it and the mortage (Countrywide) placed lender placed coverage for only $700 for the year covering interest on loan (a lot cheaper). My house is on top a hill that would have to be a big rain to come close to flooding and hasn't flooded in 60 years. My question is can they foreclose if I don't fix this or each year will the just continue to use there lender placed policy which is allowing me the opportunity to stay in my home? Am bout 3 months from next insurance due date.

2007-02-23 17:45:30 · 7 answers · asked by John B 1

the math just is not workin out. Someone is taking a loss in this equation. i dont see how the plans are free, pay the agent 300-450 dollars. i know cms pays like 8,000 a year to pay the premiums. i dont get why they would pay that. if it is to save cms money then it would be costing the insurance company. someone please enlighten me.

2007-02-23 17:16:37 · 3 answers · asked by xbox360geek 1

i here its the easiest way to a pretty easy life. what will they look for when i make my application?. where do i gotta say it hurts the most? should i got to a doctor first? waht are my rights?

2007-02-23 10:57:13 · 7 answers · asked by greaseball_mechanic 1

I have a neck injury and shoulder injury from work. How do I know if WC has PI survellience? I am not doing anything wrong, but the idea is bugging me. Any hints to the honest injured person in the work comp world?

2007-02-23 10:47:52 · 6 answers · asked by firefgters_honey 1

A friend of my gf's couldn't afford it before but can now since she's gotten a better job and cannot find it anywhere. I'd appreciate it if you'd keep the smart *** answers to yourself. Serious replies only

2007-02-23 10:38:30 · 9 answers · asked by biggobbler51 1

2007-02-23 07:25:20 · 4 answers · asked by palermo1426 1

I have found good and bad websites. To me it kinda sounds like it's too good to be true. Does any one know if the life insurance they sell is any good or if that is also another scam.

2007-02-23 07:07:45 · 14 answers · asked by cyndi 2

oxford because i added my wife and 2 kids on after my wife left her job. my current plan would have cost 1,900 a month for family coverage. we switched to one through oxford as well with 1,300 a month coverage. the in network coverage seems to be identical except the copays are 20 for primary care and 30 for specialist instead of 10 and 10 on the old plan. in network hospitalization is 500 dollar co-pay for in-patient and $250 co-pay for out-patient.

on the out of network this is the deal: 2,000 deductible per person and 6,000 per family total deductible. co-insurance is listed as 70% of 10,000. out of pocket is listed as 3,000 per person and 9,000 per family excluding deductible. out of network hospitalization is deductible and co-insurance. out of network E.R. visits are 75 dollars each.

my general question is this decent health insurance? would this be considered high deductible insurance? would i be completely screwed if a family member had to stay out of network at a hospital?

2007-02-23 06:49:04 · 6 answers · asked by Anonymous

Im will be 65 shortly and im trying to find a medicare supplement, and I have narrowed it down to aarp, mutal of omaha and secure harizon how do yall fell about these? Do you have any advice?

2007-02-23 05:14:25 · 7 answers · asked by Donna F 1

Someone else has been paying the premium and is beneficiary now, does that person decide who is beneficiary or does the insured always have the right to change it?

2007-02-23 04:09:50 · 6 answers · asked by Reed L 2

2007-02-23 01:41:37 · 2 answers · asked by ram 1

Even if I'm 6 months pregnant would the insurance co. accept me and take care of the rest of the pre-natal care and delivery?? Then after all is done that can I pull out??

2007-02-23 00:53:45 · 10 answers · asked by Anonymous

I am looking for Auto, Home, and Life leads.

Thans

2007-02-22 22:38:05 · 6 answers · asked by skull_rebel 2

Stupid adverts use some old bold guy with dirty teeth to replicate a young person with "little or no claims bonus".

2007-02-22 17:30:52 · 3 answers · asked by Conspicuously Inconspicuous 2

2007-02-22 16:33:06 · 2 answers · asked by milan 1

2007-02-22 15:47:04 · 1 answers · asked by mables champ 1

I am self employ'd

make enough to pay my bills

cannot afford the average health insurance

can anybody recommend me to affordable insurance that does not have a high deductable?

2007-02-22 15:41:04 · 12 answers · asked by sadealz 3

If I add someone onto my auto insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.

2007-02-22 14:32:57 · 9 answers · asked by gambitleblanc 1

I am a 22 year old college student, the place that I work at does not offer health insurance, my father has just retired from his job, and I am being kicked off of his insurance. I was concidering going with an EPO plan, can anyone give me some advice on the subject?

2007-02-22 12:53:17 · 3 answers · asked by Joe 2

Please call me here in Hinesville. I have a Brother and family just relocated from Florida. No insurance. I do not have any Insurance Reps here in Hinesville., the Policy I am holding on my husband was purchased in Chicago in 1946 with Metropolitan Mutal Assurance company. I am told it is now MetLife??
Thanks Dorothjy Rose smith

2007-02-22 12:50:12 · 1 answers · asked by Anonymous

I have a sister in law and a family friend who had bariatric surgery other than small co-pays they were not billed additionally-but the surgeons office at Barix Clinics says before surgery can be scheduled they want me to come in to discuss "money". I told them i believe Blue Cross will pay in full- What's going on?

2007-02-22 11:07:48 · 6 answers · asked by karinmaxim 3