Insurance

2007-02-22 09:31:49 · 11 answers · asked by emptycamel 1

I enrolled in flexible spending account for this year but changed job. The account management people said any transaction I claimed against this account must occur prior to termination of the job. This is strange as I thought this to cover the full year or be able to rollover my contribution to the FSA of the new employer.

Does anyone know if legally they should cover my full year of expense or support such roll-over?

2007-02-22 09:20:21 · 5 answers · asked by Ken L 1

My roommate and I each have a car but we don't share the same insurance policy. He has his own and I have mine. I just got auto insurance for my new car and the agent was telling me that I should add people living with me, but his driving record is bad and I don't want it to raise my premium. The agent said that anyone who doesn't live with me can drive my car and they'll be covered, but because my roommate lives with me, he won't be covered even though he has a different policy.

2007-02-22 09:15:38 · 0 answers · asked by gambitleblanc 1

2007-02-22 06:40:19 · 10 answers · asked by Anonymous

2007-02-22 05:31:28 · 4 answers · asked by vixi 1

How much would workers comp and liability insurance cost on average if I had 4 employees that earn give or take 35,000 per year that would be painting interior and exterior??

2007-02-22 04:49:04 · 5 answers · asked by Pesar C 1

2007-02-22 04:41:08 · 7 answers · asked by robin 1

2007-02-22 04:04:03 · 2 answers · asked by J Tap 1

Meaning, If you are first starting out in the insurance business(no history), how do you get the commission level of the independent agents? Do you just have to sell a certain amount of insurance or annuities, like 1 million worth, then you are pushed to the independent agent status, or is it that you have to have umpteen years of experience selling a certian amount of insurance before they would consider you for the indepedent agent status.
Also, I heard that there were these companies, like FSD Financial Services, they let normal agents sign up and I guess if you go throught them (which seems like a middle man between them and the actual insurance companies) you can get the independent agent status and commission levels right away. Its like there a big company with EX: New YOrk life and they (FSD) automatically gets the bigger commission becasue of their status with the company, so that means any of their agents get the same bigger commission.Then Maybe agent pays FSD small fee.

2007-02-22 04:02:08 · 13 answers · asked by JR 1

I need to know how to bill a patient who has both primary and secondary dental insurance. Is the patient's co-pay limited to the primary carrier's contracted amount or, because of the secondary, would they owe the full doctor's fee? If the secondary carrier's payment doesn't fully cover the patient's co-pay portion, what amount is the patient then responsible for? If the provider is bound to the primary carrier's contracted fee, regardless of what the secondary allows, does any remaining charge exceeding that contratced amount get written off? If the patient has deductibles on both plans, do they owe both deductibles? If I have left out any relevant questions, any and all pertinent information would be most helpful. Thank you.

2007-02-22 03:48:13 · 4 answers · asked by J S 1

This insurance if you have to change your ticket for some reason. Thank you.

2007-02-21 23:41:03 · 2 answers · asked by nemethdougie 1

Why do they call it third party, and not second party?

2007-02-21 20:50:10 · 3 answers · asked by Moofie's Mom 6

2007-02-21 18:59:37 · 5 answers · asked by brownsugar 1

2007-02-21 18:31:59 · 5 answers · asked by pete k 2

Scenario: 30 year old purchasing a $250,000 policy. Would you buy:

A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value.

B) 35 year term that cost $1500/year. If you invest the difference of $133.33/month with a rate of return of 12%, you can have $866,000. Or even at a conservative rate of 10%, you can have $510,000.

A or B?

I wish I learned about term and investing the difference a long time ago.

2007-02-21 17:37:06 · 14 answers · asked by Anonymous

2007-02-21 16:42:41 · 5 answers · asked by one world 1

2007-02-21 15:16:16 · 5 answers · asked by techno_junki 2

2007-02-21 14:52:08 · 8 answers · asked by Anonymous

I have my home items in storage for at least 4-6 years. I went back to get something out of storage. My furniture has mold on it and some other things have mold growing on it. Can I sue the Storage Company for neglect of my things inside my cubical? I pay a fee and insurance every month.

2007-02-21 13:14:56 · 7 answers · asked by peaches and cream 2

Is $12 per month a good premium for a 30k term life policy for the 18 yr old female?

2007-02-21 13:01:13 · 7 answers · asked by Anonymous

okay, so i turn 19 in may and then i can no longer use the insurance my dad gets through his work. my new insurance through my employer doesn't kick in until i've been there six months. so, there is going to be a three month gap. recently, i found out i have asthma and i cannot go that long without the medications. is there anything i can do to get coverage during the gap?

2007-02-21 11:29:30 · 7 answers · asked by Freak Train 2

I wanted to know what is the best health insurance. Can I pay out of pocket for something like blue cross how much is it.

2007-02-21 08:12:44 · 0 answers · asked by ? 3

I had some frozen pipes that broke above my garage and elsewhere and did some damage. I'm having contractors fix things right now, so some of the repair costs are known, but some are not yet. In the meantime the insurer sent me a check for $3500. Should I cash it? What happens if my costs are less than the $3500? What happens if they are more? What's the best approach to getting a fair value for my claim?

Thanks!

2007-02-21 07:44:03 · 7 answers · asked by M W 1

I don't mean the basic stuff like drive safely, don't speed, etc. I mean, what are some insider things that you can do? I guess I'm looking for insight.

2007-02-21 07:18:54 · 14 answers · asked by Triple Nipple 1

2007-02-21 06:42:11 · 9 answers · asked by yassine 1

To cover an educational loan (INR 300000), a bank requires life insurance of student, who is a 20-year old girl, for about 9 or 10 years.
The agents do not tell you about just insurance; and I could not find the information in LICI site. With investment, primiums are too high.
Can anyone please help with information or suggestion?

2007-02-21 05:47:59 · 8 answers · asked by tak_duma_dum 2

I am 24 years old and someone I know wants me to get life insurance from them but it is only a 20 year term policy what do you think is the propability that I will actually die in between then and now?

2007-02-21 05:41:53 · 17 answers · asked by ? 2

My ex just started a new job in IL & the HR guy told him he has to have a copy of my daughters birth certificate & social security card for his medical file in order for my ex to cover our daughter on his insurance. My ex is a crackpot & I do not want him to have access to this, he is a lazy, good for nothing & when we were together I BEGGED him to go & get these things & he wouldn't & I don't have the time. I don't think it's legal for them to require this info, anyone know??

2007-02-21 05:28:28 · 8 answers · asked by purple_rozes67 2

How would you find out?who ,what when,where,etc.?

2007-02-21 05:17:12 · 7 answers · asked by Butterflied 3

2007-02-21 05:11:56 · 2 answers · asked by S1 2