am i able to do this if she is not my wife. yet we do live together? can i put her on my dental and medical insurance??
2007-02-24 05:25:04 · 9 answers · asked by dgmotley 2 in Business & Finance ➔ Insurance
Most of the time, no, unless your employer has a "domestic partner" policy. Most employers DO NOT.
2007-02-24 06:05:48 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
Most medical insurance will not allow it until you are married. She is not legally a Dependant and you can only cover dependents on your health insurance. I'm not sure how some of the new domestic partner laws affect this but I believe you have to live together for 7 years or something before you qualify as a domestic partnership.
2007-02-24 06:22:43 · answer #2 · answered by Faye H 6 · 0⤊ 0⤋
You will have to thnk about the increases in the premiums that an extra person will add to the cost of the insurance. Check with the company doing the insuring. Better now than after you have a claim that you think they will honour but they won't. This will also work in her favour if the two of you split up later and she wants half of whatever you have. You should look into a prenuptual agreement or prenuptual common law arrangement in order to prevent her taking you to the cleaners if you break up later on. Instead of you taking her onto your insurance maybe it would be better for you to go on hers. Busy street, lots of traffic, do you cross now or wait for the light to change? It is your call, consider all the options before you want to jump into that rush hour traffic.
2007-02-24 05:31:35 · answer #3 · answered by Mr. PDQ 4 · 0⤊ 0⤋
The only way you can had an unmarried partner is if your plan and employer allows coverage for Domestic Partners. It is common in California but I am not sure in your area. Ask your HR manager.
2007-02-24 16:26:31 · answer #4 · answered by california bill 2 · 0⤊ 0⤋
In California, it happens all the time under the domestic partnership law.
If you and your gf have lived together for more than six months...in CA you can do it.
2007-02-25 06:50:33 · answer #5 · answered by emaaaazing! 4 · 0⤊ 0⤋
It depends on three things: the state you live in (some allow it under law), your employer ( some don't have the riders for it), and the plan.
2007-02-24 08:18:50 · answer #6 · answered by zippythejessi 7 · 0⤊ 0⤋
Depends on the plan you have but most likely not because she is not a family member.
2007-02-24 14:29:36 · answer #7 · answered by TP2001 2 · 0⤊ 0⤋
Most companies say no, not till married.
2007-02-24 05:28:54 · answer #8 · answered by whatevit 5 · 0⤊ 0⤋
She is supposed to buy her own insurance.
2007-02-24 13:36:32 · answer #9 · answered by Anonymous · 0⤊ 1⤋