2007-02-24 03:14:35 · 19 answers · asked by footoball fan 1 in Business & Finance ➔ Insurance
No, not unless you are an CNA, LPN or RN and even then, you have to keep meticulous records and what their insurance or medicare/medicaid will pay is limited.
2007-02-24 03:22:33 · answer #1 · answered by bottleblondemama 7 · 0⤊ 1⤋
Some Long Term care policies will pay you to take care of your parents (a certain amount - probably not as much as your prior salary). Only some of these policies have this provision. Less than 10 percent of seniors have this insurance. It is very doubtful that your parents have the appropriate coverage.
Start looking for a job you can do from home or pay someone else to take care of your parents.
This is why it pays to plan ahead.
Go talk to a local insurance agent.
2007-02-24 16:30:58 · answer #2 · answered by insuranceguytx 5 · 0⤊ 1⤋
No. Medicare and health insurance plans usually have a clause that indicates care provided by a family member in the home, even if medical in nature, is not covered. Custodial care is usually not covered either. If there is a medical condition, they have have a benefit for some form of home health care.
2007-02-25 14:09:59 · answer #3 · answered by Custo 4 · 0⤊ 0⤋
There is a special rider that their isurance must have like homehealth, where their insurance would pay for someone to take care of them. But there is no gurantee to you that you would get paid you specific salary. So review their insurance policy first before you quit your job and good luck
2007-02-24 11:20:23 · answer #4 · answered by the sweetest 2 · 0⤊ 1⤋
I'm so sorry for your situation; I wish I could give you some encouraging words, but there is no possible way you could claim benefits under your parents' insurance policy.
Even if you were a licensed nurse, all health policies (including long term care and home health care policies) exclude payments to family members.
2007-02-24 19:29:58 · answer #5 · answered by Suzanne: YPA 7 · 0⤊ 1⤋
Health Insurance policies do not provide coverage for this, but a LTC (long-term care) policy may. If they have a LTC policy you should call the company or agent that wrote the policy. Tell them that your parents are sick and need to use their policy. There are certain Daily Living Activities that they must be unable to do to be able to use the policy.
2007-02-24 21:21:16 · answer #6 · answered by Anonymous · 0⤊ 1⤋
No; but if the insurance policy to which you refer is a long term care policy, it may pay for you to be trained as a licensed caregiver, and your parents would then be able to pay you for your services using the policy.
I try to drill these issues into my clients early. As awareness increases, hopefully people will start planning properly.
2007-02-24 16:32:39 · answer #7 · answered by Rob D 5 · 1⤊ 1⤋
Usually insurance policies will provide for some kind of long term care, such as home nursing, etc. You might check their individual policies to see what they cover.
2007-02-24 11:18:36 · answer #8 · answered by kj 7 · 0⤊ 0⤋
No it will not. But maybe you can find a work at home position and still be able to help your parents as well.
Good luck to you!
2007-02-24 19:56:33 · answer #9 · answered by starryeyednmo 2 · 0⤊ 0⤋
No it will not.
The only POSSIBLE payment you might receive is if they have coverage for home care (most policies do not so it would be highly unlikely that they do). If they did have home care coverage, you would probably have to prove that you are a legitimate home care provider.
2007-02-24 11:27:42 · answer #10 · answered by Faye H 6 · 0⤊ 1⤋