Insurance

2007-08-15 07:45:44 · 10 answers · asked by highrise 1

Thank you!

2007-08-15 05:43:03 · 10 answers · asked by Anonymous

My sister in law is 17 and had her car stolen last night
also can you beleive the police want paying to find it?!?!
If she claims on the insurance(as it was only a cheap little runner) would it be a disadvantage as her premium will go up and she'll loose her no claims wont she?

Any one who's been in a similar situation please help/advise.
Thanks

2007-08-15 05:07:55 · 7 answers · asked by Anonymous

2007-08-15 03:40:12 · 2 answers · asked by Orchid0307 1

Is it necessary to hire an attorney?

Please help

2007-08-14 15:51:14 · 6 answers · asked by Missy 4

Ok,
I have began investing in real estate. I was speaking to another investor at a REI club and he told me something that shocked me completely. He said that he bought a house for $5000. It was in poor condition, no hot water heater or furnace, holes int the wall, kitchen cabinets gone, etc. He said that he patched the holes, painted the walls and it was appraised for $35000. He then paid someone in the neighborhood (a bad neighborhood) to burn it down. A month later he collected the insurance money (a little more than the appraised amount $45k total).

My questions are:
1. How could he have gotten insurance for this house? Isn't there a pre-insurance inspection for homeowners insurance, or does it not matter what shape the house is in? This house was pretty much unlivable.
2. I was under the impression that a vacant house can not be insured. Am I wrong here?
3. Is there anything that local authorities can do in a situation like this? Would my testimony help, or would it not matter?

2007-08-14 15:25:11 · 8 answers · asked by don c 1

2007-08-14 14:37:30 · 5 answers · asked by Gabe 2

I'm self employed and gross about $105,000 / year.
Have wife and 3 small children. (wife stays home)
Premium for family is $857.41 / month and increases about 11% per year.
M.D. visits have $20 co-pay.
Policy through Excellus BC/BS.
We live upstate New York and have no health problems.

2007-08-14 14:30:07 · 15 answers · asked by George H 1

i got a check for $8000 from my state farm insurance company to fix my house siding and roofs from hail storm... i kept the money instead of fixing it.. now my house is in a process of forclosure.. what's gonna happend to me? do i have to give back $8000?

thanks

2007-08-14 14:11:40 · 5 answers · asked by Anonymous

I was involved last week in a rear-end accident (me being the person who was hit in the rear).Their insurance company took 100% liability (I have posted other questions regarding this accident..feel free to read & offer opinions to those as well) but now my question is this: when I went to ER and to my regular doctor for a check up which I am going again Thursday. I was told last week to let the ER know that I had personal insurance through my work b/c if not my medical bills could go over the policy limit that the person hit me had. So I did. I faxed the hospitals and doctor my insurance information and also gave them the lady's name & claim # from the other persons insurance company. #1 Does this mean I won't recieve any bills? #2 Does this mean the at fault insurance company will pay all? #3 Does this mean I still have to pay co-pay when I go for check up? #4 When we settle will I recieve money to pay the hospital bills or will that already be covered? And last if I recieve a

2007-08-14 10:26:23 · 6 answers · asked by Jay 2

About a month before she died, my Aunt transferred her house into my name using a quit claim deed. We did not talk about her homeowners insurance. After she died, I could not find any information on who her agent was or who the company was. When the premium bill came, I promptly paid it. About a month later, the company sent a letter asking if anyone was living in the house. The house is vacant. I gave them details on me and a copy of the death certificate and the deed and explained the situation. I never heard from them again. The question is, typically, does coverage cease when the insured passes away? Or does it automatically transfer when the house changes ownership? The house is free and clear by the way.

2007-08-14 10:10:21 · 4 answers · asked by Anonymous

I had some unexpected things pop up and I need an extension, generaly how long do I have to make the payment?

2007-08-14 09:07:48 · 0 answers · asked by Anonymous

i was shoot on there property

2007-08-14 08:42:41 · 4 answers · asked by teflondz 1

My previous insurance company owed me a refund check from February. After over 30 days I called to follow up. They stated that the check was issued on April 24th. I told them in May that I had not received the check so they agreed to put a stop payment on it and would reissue the check. I called to follow up in June, and again in July and they kept telling me to give them more time to process the stop payment order and to reissue the check. Finally, it is now August and I've been following up every 30 days. Today they told me that the original check was cashed and a new checked was not reissued. They will not tell me where it was cashed or on what date, but I know for sure that it was not me. I think they should reissue a check since I clearly informed them that I HAD NOT received the check. The customer service supervisor would only argue with me that since I verified my address, that they were not responsible. How do I fight this? UHC Direct Bill has been rude and uncooperative.

2007-08-14 07:01:32 · 7 answers · asked by Little One 1

I n April I was taken to the hospital via ambulance having multiple seizures. I went to a hospital that my insurance considers in-network, but then they said that my attending physician (whom I was assigned not that I chose) was not considered in-network and was only partially covered . I spent about 5 days in the hospital. We are being charged nearly $1200 just for the physician that we did not know was out-of network. Can the insurance company do this? Is it standard policy with all health insurance?

2007-08-14 04:20:24 · 5 answers · asked by Anonymous

My friend hasn't been feeling well for a few days now and needs to see a doctor.

Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't have any insurance.

By the way we live in Miami, Fl.

2007-08-14 04:11:49 · 6 answers · asked by Anonymous

If an insurance company( general Liablity) see their client was clearly at fault, was negligence and liable for an injury that occur on his property will they try to settle with the injury person or will they take it to court to fight it?

2007-08-14 04:07:40 · 3 answers · asked by John 1

2007-08-14 03:05:44 · 5 answers · asked by jame 1

I sent a check to for the high school reunion. Somehow the check got misplaced. Mine wasn't the only one misplaced. Contacted my bank they charge to stop a payment on the check. If I pay the fee this ads onto the price I already paid to attend the reunion. Do you think I should still be libel for the payment? I don't know what calif. law states but I think I shouldn't have to reissue another check. I'm wondering if I should even stop payment. Please give me some advice.

2007-08-14 02:21:13 · 2 answers · asked by Anonymous

We have been going to the same dr, and we have had the same insurance, for years. I went yesterday and found out they are no longer a participating dr. Therefore that visit, and my previous one, was considered 'out of network' and I had to pay 60% of the cost of the visit- rather than the 20% I would have paid normally. I feel the drs office should have notified me, or at least informed me at my last visit. Does anyone know who's responsibilty this was? Am I supposed to get online and check the status every time? If so, my insurance company should have told me that I had to -

2007-08-14 00:38:37 · 5 answers · asked by kaloka 2

2007-08-13 19:01:01 · 4 answers · asked by Tan V 1

Does anyone know if my insurance covers chiropractor visits.. and if there is a limit to which they will cover such as only "x amount" of visits per calender year?

2007-08-13 16:29:11 · 2 answers · asked by Live HAppy <3 3

We have tried to get him treatment and he won't. his mom needs the money....should i do it

2007-08-13 10:20:08 · 7 answers · asked by chrissmcguiree 2

I have an individual policy with Blue Cross and Blue Shield. When I first obtained the policy (after a switch in employment), I was given a book showing all of the doctors covered under my policy. I was happy to see that my thearapist was one of them and continued my thearpy with her. After the first session I receieved a letter from BCBS stating that my coverage did not include mental health issues (since I had only an individual policy and not a group policy) so they would not cover my bills. After extensive complaints and appeals they admitted that they sent me the wrong book for my policy which had stated that this doctor was covered by them and I was basically out of luck and ended up having to pay the bill myself. Can an insurance company really deny you mental health coverage? Isn't this a form of discrimination? I can't even see the doctor for depression without them denying my claim. What is wrong with this picture?

2007-08-13 09:11:03 · 10 answers · asked by MelA 2

It has damaged the ceiling and the ceiling electrics she said her insurance company has said its my problem as it was a accident,she witnessed it at full impact can this be correct?

2007-08-13 06:42:37 · 16 answers · asked by RAINBOW 6

WHAT IS BEST WAY OF SELLING LIFE INSURANCE

2007-08-13 06:30:04 · 6 answers · asked by sugar_nitin 2

2007-08-13 05:44:58 · 2 answers · asked by DJ C 4

And how much would it be do you think?

2007-08-13 05:14:28 · 10 answers · asked by Anonymous

i mean,have you ever really thought about how much money you are flushing down the toilet every month, when you write out one of those checks???how many of us really benefit???

what about burying our dead??? every time i walk in one of those funeral homes,i just want to strangle those dear little oh-so-"i care about your feelings"funeral home people!! when you know what they really want to say is "thanks for the ten thousand bucks i made off of your grandma!!"

and,don't even get me started on the pharmaceutical companies and the government stealing from old and sick people???

2007-08-13 04:26:51 · 10 answers · asked by Anonymous

k so my husband bought a new car on Saturday (06 for tauras froma dealer) He got insurance threw Geicko.com had the insurance for like less than 24 hours (it was his first time with insurance) He crashed the car yesterday...... :( my question is Do you think his policy will go up THAT much in price for the year? How does something like that work when the insurance is so New?

2007-08-13 03:49:25 · 6 answers · asked by Anonymous