Insurance

The check has my name and the contractors name on it.I would like to pick out my own appliances and lighting although I would need to cash the check first to do that. Would there be any legal reason why the contractor would not sign the check before the work is done?

2007-08-12 13:10:10 · 4 answers · asked by sunnyday 1

2007-08-12 08:15:26 · 5 answers · asked by Char 1

2007-08-12 07:51:53 · 9 answers · asked by Miranda 1

2007-08-12 07:50:38 · 6 answers · asked by Miranda 1

2007-08-12 04:58:10 · 6 answers · asked by michaelpc12 2

I currently have family coverage health insurance through my employer that takes care of me, my spouse, and my infant son. It is about $160/month and has excellent benefits. Now my husband is eligible to buy health insurance through his employer. He could either get single coverage for $25/week for a plan with a $250 deductible, or $21/week for a plan with a $750 deductible. Or he could get family coverage at either $61/week for the lower deductible or $50/week for the higher deductible. The office visit copay is slightly higher with the higher deductible plan. Or he can decline coverage altogether. There is NO WAY I will be canceling our family coverage through my employer. So, is it worth for my spouse to buy dual coverage through his employer? If so, what considerations should we make when deciding to purchase either single or family, and deciding whether to do the lower or higher deductible?

2007-08-12 03:27:16 · 6 answers · asked by Anonymous

My siblings are trying to figure out a way to cover funeral cost for people in our family who don't have financial means but we don't know who to talk to. Seems like an insurance company or a funeral services would have a plan for this. We have had to take up donations at the funerals to help with this expense. We would like to avoid that in the future. We will pay for it but something that we could be on a 'payment plan' before anything happens - like insurance. Something that would include cover service, plot, etc for multiple family members.

Is there anything like this available or can something be set up. I don't understand why no one has come up with this. It would be a money making proposition (I'd like to know negatives of an 'offering' like this - something that would truely be helpfu to consumers) -

We would pay as a family but it's hard when money issues intrude on an already hard time for a family. So why not pay for it over time.

2007-08-12 02:17:09 · 7 answers · asked by Goodmomma1 3

2007-08-11 16:51:23 · 10 answers · asked by Deb M 3

is it really a lot more than in countries like UK canada and Australia? i was just wondering if these other countries were a little more advanced and cheaper than it is in the united states? can someone give me a website where i can read about this please? thanks everyone.

2007-08-11 16:25:54 · 3 answers · asked by shawnluvsmoniq 1

I have full Horoizon HMO insurance (which I pay 400 a month for). I went to the ER and was admitted for major stomach pain in which the checked my appendix but I was OK. They released me, and that was that.

I got the statement from the insurance co today saying not covered is 16k of the 19k bill. Now my PCP sent me to the hospital and approved to have me admitted. They took all my insurance info. Is this just some BS or would I have to pay a 16k bill when im supposed to be 100% insured?

2007-08-11 13:17:54 · 5 answers · asked by ? 3

2007-08-11 11:41:53 · 11 answers · asked by Anonymous

What's the deal with these things anyway?

2007-08-11 11:03:51 · 7 answers · asked by Eric Q 1

Does anyone know who can provide this? Most home insurance offers free legal expenses cover, but non of them include family law expenses. I would be interested to buy this insurance if I could find out who offers it! Searches on the internet only relate to the bog standard cover. Please help!

2007-08-11 06:02:38 · 1 answers · asked by S S 1

I qualified for Medicaid retroactive through Mar/2007 and I paid copays to Dr office due to another insurance I had at the time. I have already gotten refunds back on perscriptions I paid during that time does it work the same way with copays paid to the DR. as well?How does one file for these refunds if the DR's office does not take medicaid or file for you?

2007-08-11 02:26:46 · 6 answers · asked by TY 2

I hit a basketball hoop in a back street with my commercial truck. The owner contacted me and says its worth $450. Should I go give him $450 or contact my insurance. I am an LLC if I pay him, he could still say I didn't compensate him enough. What should I do?

2007-08-10 16:02:11 · 15 answers · asked by mrgoron1 1

additionally how do they fit in with other insurance policies...how about PPO...i really need some help to break all this stuff down...

2007-08-10 14:35:23 · 5 answers · asked by jess 2

A year and a half ago, my date hit me in the face with a bottle of champagne. Thus resulting in an implant in my front tooth. Total damages over $8,000.

I missed tons of school and work, and had to drive an hour to the dentist each time.

Insc. only offered me 1500 for my settlement. Am i getting screwd?

2007-08-10 11:54:43 · 8 answers · asked by funkydrea 1

I have never dealt with health insurance before, sorry if my question is silly.

My health insurance ( NJ Horizon Blue Cross) covers prenatal care, including ultrasounds and blood work.

My doctor's office keeps on billing me for an ultrasound that supposed to be covered.

I've got the same bill about 4 times. When I call my insurance agency, they say that my ultrasound is completely covered, but doctor's office should use another code to fill in the claim.

I asked the office to change the code many times, but I still do not get coverage.

Is there anything I can do? I feel like I am going in circles. Who can really resolve this problem, doctor's office or insurance agency?

2007-08-10 11:11:56 · 11 answers · asked by MissionSuccess 3

2007-08-10 08:10:52 · 8 answers · asked by Anonymous

"i came home from a trip a few days ago. i found my front door kicked in, all of
my electronic gone, jewelry, and even my clothing gone. most of anything left
has been dameged.the insurance company had me to call a company to have the
doors secured. I have burgler bars across the back of my home, however there was
a key in the house that the burgle now has. I have no home for now, no cloths
and I'm do to return to work on Saturday. the insurance company says they will
get around to a walk through sometime next week he thinks. the insurance claims
ajuster also asked why don't I just fix the door and the locks and go home.The
policeman that went in with me at the time I discovered the breakin said it was
the worst and most malishus he had seen. The insurance man that i took out the policy with told me
that he was coming out to walk through the process with me. when I called today
a was told he no longer as of TODAY work there. no other information was given.
The Insurance company has left me out there with no help and no anwsers. Each
person I speak to tells me to call someone else. I've even been asked by someone
at the insurance company, what I thought they should do for me. I need help
where do I turn? what do I do?"

2007-08-10 07:14:25 · 3 answers · asked by dillydoll727 2

I'm specifically concerned with my wife's candle making craft.
She plans on selling a few candles to family and friends. Very small operation.
If one of these people burn their house down and decides to sue us because of a "faulty candle" (ugh .. the things you have to worry about these days!)
Would our umbrella policy cover it?

2007-08-10 06:59:24 · 6 answers · asked by Salami and Orange Juice 5

what are therequirements? do i have to complete 1 Year Contributions before getng an ID? (Philiippine SSS)

2007-08-09 19:46:01 · 1 answers · asked by Anonymous

I know an old man who has been on disability since 1970 for a major head injury. He was in a car accident with his son reciently and was in ICU for two weeks. Unfortunatly altough he had an attorney he accepted a small settlement from the insurance company and I would like to advise him as to how he can keep that money safe from creditors and social security.

2007-08-09 17:48:03 · 4 answers · asked by amber 2

2007-08-09 13:21:13 · 6 answers · asked by Sleep deprived 4

adjustor wrote a summary for 10,000 less sales tax and deductable of 2000 gave a check for 5000 a promise of another check for 3000 when they recieved the bid. we found some one to do it cheaper. after sending in bid for lesser amount we could not get any part of the 3000 depreciation plus now we have to pay cash for the deductable .

2007-08-09 13:16:48 · 1 answers · asked by nounderstanding 1

ive been insurance shopping for a Mazda 6. I turn 25 next March and most reps have been telling me that my insurance will drastically degrease when I turn 25. Why is this such an important age?
I dont drink, i graduated college and I havent been in an accident since high school (and that wasn't even my fault). I have one speeding ticket in the last 5 years.

2007-08-09 10:59:47 · 11 answers · asked by Anonymous

2007-08-09 10:00:33 · 7 answers · asked by cadillaccrossbow 1

i recently put my car in a collision shop and the collision shop says they need new parts for the car and the adjuster doesnt want to write the check. my car is old 2000 and the damage extends through the whole back and onto the side of my car. My insurance basically wants to pound out all the metal and bondal everything and just paint over whatever is damages(basically cutting their cost) is there anything i can do about it?i feel that my car deserves more than that i havnt had any accidents and 1 ticket through out my driving life.

2007-08-09 09:52:48 · 4 answers · asked by long t 2

I don't have short term disabilty, and I have rent and bills to pay. Anyone that has any ideas please help me out. It has been about a month with no income and I am soon to run out of my savings. HELP

2007-08-09 08:51:31 · 5 answers · asked by momo38545 1

2007-08-09 07:24:02 · 8 answers · asked by Gabriel 1