Insurance

fire insurance and hazard insurance. are they the same?? or how are they different?

2007-08-29 12:44:58 · 11 answers · asked by XY/XX 1

I was rearended in a car accident a little over 2 years ago. Complete fault of driver for a company. Apparently my attorney has not been acting in my best interest (not disclosing liens, fees, etc. when requested). I was to go to court next week for my case, however my attorney had got me to agree to settle; nothing finalized yet. Apparently my attorney has not mentioned that I owe several thousands of dollars for medical bills to my insurance company, this is after exhausting all 1st party benefits. We have discussed all fees, med. bills, etc. several times and I have asked for anything that I owe. He has known about the lien and has not made me aware of this until after I had agreed to settle my case. Is there anything that can be done to lower the amount with my ins. co. or this attorney? Should I go to court and ask for an extension rather than settling? I will need surgery, will I have to pay for this out of pocket if from accident? I'm in a bad way and could use any help. Help?

2007-08-29 11:58:20 · 4 answers · asked by quickchick 1

I am pregnant and just applied for medicaid. If I receive benefits and decide to move to Va halfway through my pregnancy will my benefits roll over?

2007-08-29 10:00:56 · 2 answers · asked by stephdavenrylee 2

The IL governor has declared my county a disaster area due to the recent rain and flooding. I have homeowners insurance, but ofcourse I dont have flood insurance, as I am not located in a flood plain. I did take in 2 feet of water and sewage back up, and I had probably $10,000 worth of appliances in my basement that took water and some are either totally broken or they are not working right. When in a declared disaster area, does the state offer grants to help under insured citizens, or does the state offer grants to the local city govt only, to assist in clean up efforts, etc.? Anyone know how that works and can you provide resources to me to find out more information? Thanks!!

2007-08-29 04:59:32 · 3 answers · asked by Anonymous

They say its a dividend check for a policy. Why did they send me this money. Is this a scam or should I just put it into savings somewhere...maybe an I bond or something?
I just cannot figure out why State farm is sending their customers money, first a free pizza and now a check.

2007-08-29 02:18:21 · 8 answers · asked by happydawg 6

My wife has been approved for breast reduction surgery. We have United Healthcare Insurance. My question is has anyone ever been approved for a tummy tuck that had united healthcare? If so what did you have to do to be approved? She is trying for the tummy tuck because she has lost over 170 lbs. without stomach reduction surgery, and has excess skin, and has been denied. We are appealing now, and its important to her to get the approval. Any help will be appreciated.

2007-08-29 00:39:47 · 15 answers · asked by hasdad62 6

My mom passed and I have two sisters, The oldest is the beneficiary, we are suppose to pay the funeral home back but she keep telling us the check havent cleared. I think she's keeping it, it has been 2 weeks already.

2007-08-28 18:36:11 · 7 answers · asked by Anonymous

2007-08-28 17:25:59 · 10 answers · asked by sharad s 2

I already have Private Health Insurance that I pay for.
Will I get a penalty if I do NOT sign up for Medicare right away? I am only 58 and have been on Social Security Disability for just over a year.

2007-08-28 12:06:34 · 5 answers · asked by Gordon B 5

I have United American as a secondary ins.with medicare now and was told that AARP might a better choice for me.

2007-08-28 10:26:39 · 7 answers · asked by oldman 1

once I start another job? I have type 2 diabetes and am hypothyroid if that makes a difference. I know there will be a 3 month waiting period as well as possible more time for pre-existing conditions but I can't afford the Cobra payments of $400 per month during that waiting period. What can I do? I may be able to deal with 3 months as long as I can pick it up again with another job.

2007-08-28 05:21:18 · 10 answers · asked by Anonymous

You pay for insurance today but never see what was promised until the day there is a claim. You trust the insurance company. But what if it decides to pay less than the claim, or none of the claim? Does it refund your premiums paid, or return half your premiums if it pays only half the repairs on your car? Insurance operates totally opposite to normal business - it is based on laws that require both parties to act with integrity and honesty, and the insurance company is required to find a reason to pay your benefit, not deny it. The reality is, most companies try to take your money and find ways not to give it back.

2007-08-28 00:07:31 · 9 answers · asked by Anonymous

What would you like it to be?

2007-08-27 11:56:45 · 18 answers · asked by Anonymous

Colleyville, Texas

2007-08-27 09:57:49 · 1 answers · asked by rwenger@prodigy.net 1

2007-08-27 09:53:13 · 8 answers · asked by simon o 1

I am goin to UNO (University of New Orleans) and haven't ask yet if my tuition icludes my medical, or do I have to hire an outside company for this?

2007-08-27 09:50:56 · 5 answers · asked by MARIA 2

who pays her bills? Am I reponsilable for her bills?

2007-08-27 08:33:22 · 7 answers · asked by frank_200654 1

I have been treated here in NY for a medical condition (it does not prevent me from working but if i do not get treated it can have consequences) but i have not seen any progress. I want to quit my job and look for treatment in another country can i still get unemployment?

2007-08-27 03:34:33 · 9 answers · asked by vivi_vvv 1

I am not sure if we can get it together?

2007-08-26 16:09:37 · 5 answers · asked by Anonymous

Well my cuestion is if I can use my work insurance plan to cover my mother. I am not married yet, so I am paying just for my self. she is not ill, it's just in case she needs it. Thanks.

2007-08-26 15:57:40 · 3 answers · asked by TOMY L 1

Well this may sound like a long shot, but I just recently bought my son a 2000 Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from Progressive and esurance estimate its going to cost nearly $500 a month, even with a 1990 honda junker it still cost nearly $400 do these prices seem reasonable, i cant recall them being that high, when i first got insurance, thanks.

2007-08-26 11:43:01 · 0 answers · asked by Philip Gimore 3

There are people who lost houses as a result of Katrina and as of today they have gotten shafted by thier insurance companies. Why doesnt someone get togeather and file a class action lawsuit aginst thoes companies and make them pay? p.s. if you work for an insurance company you aught to be ashamed of yourself.

2007-08-26 11:13:59 · 10 answers · asked by Anonymous

Here's the situation. My husband makes very little money. I have him covered under my insurance policy.

Until recently, my stepdaughter was covered under Child Health Care Plus. Coverage stopped when she turned 15. Her real mother is being a real witch and demanding we buy her insurance. Hubby can't afford it. I can't enroll her under my employer's plan because there's only open enrollment one month per year. I really don't WANT to put her on my policy, as she seems determined to get pregnant ASAP, and also she hates me and steals from me. Can I be FORCED to get her insurance?

Oh, and did I mention her real mother doesn't work?

HELP!!!!

2007-08-26 10:17:35 · 22 answers · asked by Holly 5

I have been making cobra insurance payments and only need the insurance until December, if I stop making payments and I don't need anymedical coverage during that time, is that ok? In other words if I stop making the payments can I make up the back payments should I have medical bills come up?

2007-08-26 10:16:11 · 4 answers · asked by diannarodgers@sbcglobal.net 1

I have a question about insurance. what is hmo? what is the best kind to have? if my son needs a cousler once a week. i dont care about emergency room visit. I always make appointments.

2007-08-26 10:03:03 · 2 answers · asked by pualla walla 1

Want to know about the sevice received and if you have had claims how were they handled. Fast,medium, or slow and are they in your estimation a reputable company. Would you recommend them to your family members or friends.

2007-08-26 05:49:32 · 3 answers · asked by jimrod70 1

2007-08-26 02:59:06 · 7 answers · asked by alfredo i 1

When I was hired in, I was told that my health benefits would be paid for after 90 days. Two years ago, there was an increase on the blue cross, so we started to pay $20 a paycheck to help cover the increase. Now, my boss said he can no longer cover us starting October 1st 2007. I have heard to ask for a raise, but how can you when the employer says they are having financial problems? I work in the floral business in Michigan so it is not a big company.

2007-08-26 02:09:42 · 14 answers · asked by flrgrl39 1

My fiance and I want to get married right away and have been wanting to for a while but had to wait until the insurance plan he had at his job kicked in. That would have been next month but now he is getting another job and going back to college next semester so we won't have that insurance. I can't marry him until we have the insurance thing figured out because I won't be covered under my parents' once we are wed and they won't let us till this is done. This is more urgent than ever that we get married now because my parents are driving us mad trying to control everything. I just gave birth to our baby girl on Tuesday so we need to find a good family plan. If you have any advice on what insurance carriers have good, hopefully inexpensive coverage please share. Oh and we are all in great health so existing health conditions won't be a factor in finding insurance. And the state is VA.

2007-08-25 15:38:02 · 11 answers · asked by Anonymous

My daughter is going to be driving within the next few months. I was curious to know if anyone can fill me in on how much my insurance is going to jump up to ensure her. Also, would it be cheaper for me to just add her to my husband's and my insurance policy or get her her own policy. Just trying to save a few pennies where i can.

2007-08-25 15:04:01 · 3 answers · asked by See Dee 5