Insurance

My insurance provider is refusing to pay my medical bills from surgery I had last August. They claim it was pre-existing however a review of my medical records will show that this is / was not pre-existing. Do I sue the insurance company or does anyone have any suggestions? The total amount of the bills owed are around $2000 not to mention the derrogatory effect the outstanding bills are having on my credit. I don't have an extra $2000 laying around to pay them all. I would owe nothing if the insurance company would do their part. I have paid all my co-payments. Anyone have a fantastic suggestion to rid myself of this burden once and for all. I have had about..no kidding...30 phone calls with the insurance provider to no avail.

2007-09-03 14:07:35 · 13 answers · asked by proud2btysmom 4

Do you know if one is covered under Worker's Compensation while traveling directly from home to work and back again? This is not paid time, nor does the employer give reimbursement for mileage.

2007-09-03 13:21:06 · 3 answers · asked by Boomer 5

I have been put on bed rest and can no longer work. My job didn't offer extended medical insurance, so I lost that too. I'm only half way through my pregnancy and have lots of medical bills coming my way. Is there any kind of assistance I can get? My husband is a full time collage student and can't work because of his classes. Even if he got a job, it wouldn't cover any medical bills.

2007-09-03 13:16:34 · 9 answers · asked by shadowboxer78 2

2007-09-03 12:05:26 · 12 answers · asked by Anonymous

2007-09-03 05:34:42 · 6 answers · asked by Anonymous

an injury that was recieved on someone's property? My son, who is an adult, tripped fell and broke his arm at a friend's house. My son has no insurance. Is the friend liable since it was at his house? He has homeowner's insurance. I wasn't sure if that covered bodily injury.

2007-09-02 04:07:17 · 7 answers · asked by Angelique 4

I really need your help.Im trying to find information about b cross or b shieldHas any one been covered by them for inpatient or hospital stay? or works in an dr office that knows how insurance co. determine if they can cover you? what are some tips from people w/ similar experience wth them?do you know what reasons they try to eliminate or underwriters use to not cover you?It would be life saving..please give as much details if you had similar exp. or if you know how they work ,its an individual plan if thats any help...thanks

2007-09-01 22:06:06 · 2 answers · asked by marcee 1

What is Kobra insurance.. !!!

2007-09-01 17:56:15 · 3 answers · asked by preciouschynadoll2005 3

I was named a main beneficiary on my mom life insurance many years ago. She recently in a comma due to cancer, and I was appointed as her power of attorney. According to a clause in the Power of Attorney: "my Agent cannot designate himself or herself a beneficiary of any such insurance contracts", is this means that I'm no longer a beneficiary on her life insurance? And do I have the power to add or delete any existed beneficiary including myself?

2007-09-01 17:31:39 · 3 answers · asked by Man H 1

2007-09-01 17:07:04 · 3 answers · asked by Oh Wow 2

Staring my own Insurance agency & I need a really good name.....
something...insurance agency. Any Ideas i would really love it. Thanks Guys.

2007-09-01 12:11:40 · 9 answers · asked by nicole k 1

I just found out I'm pregnant...this was after we sent the insurance application in, but since the baby was concieved before then I know it's not covered. My question is when does insurance kick in for the baby? Right away after birth, or within a few weeks? Also, if I go into the doctor with a cold, while being pregnant, is that covered? I will be talking to my agent with this, but have to wait til Tues or so, so am curious. Thanks!

2007-09-01 10:39:46 · 9 answers · asked by 2littleboys 2

My 20 yr old fell asleep behind the wheel or fainted. Now he has to see all these doctors - heart doctor and now a brain doctor to find out why??? But, the brain doctor won't see him due to he is a cash patient. It is getting very costly for mom.
Any suggestion?

2007-09-01 09:07:53 · 7 answers · asked by Carolyn M 1

a licensed insurance agent. Has anyone taken the exams (I'll be taking them in NJ) and if yes, how hard were the tests? What should I focus my studying on?

2007-09-01 02:39:08 · 3 answers · asked by YAH IS GOD 2

I need the full text of the aforesaid standard insurance policies for a certain research project I am working on.

2007-09-01 01:11:53 · 4 answers · asked by Hassan S. B 1

I was told I would get 6 to 10 weeks of training on their computer system as it is all different for each company.

On day 3 they transfered 100 claims into my que as they belonged to a young man that was just recently fired.

Most of his claims are a mess and some are even in violation with the Dept of Insurance, (DOI).

I have not been able to check the claims totally as I do not know how to get into the claim totally in their system, I have not been trained.

I talked to my unit manager who said he talked to his boss and told them its like setting me up to fail and even my trainer said, it was so un realistic for them to think I can just dive in and handle these claims without knowing the system.

They also want to start me on getting new claims in a day or so.

I was totally overwhelmed and even called in sick, which I was having a bad allergy attack, but part of

2007-08-31 20:43:31 · 2 answers · asked by kitty 6

They've sent me a letter saying that because it wasn't my fault and I was not negligent, they will not cover. According to them I am not liable!!! This is ridiculous, because I caused a lot of damage to my neighbor.
The company is Citizen (FL)

2007-08-31 17:23:40 · 9 answers · asked by FEDERICO S 1

Who is this money protected by? If the bank fails that will mean more then one is and how will everyone get the 100,000 they are insured for. If they print the money which they could wouldn't that cause terrible inflation? I just dont see how this 100,000 insurance would work if the banks that hold all the money go down....

2007-08-31 14:24:19 · 6 answers · asked by theoneandonly4251 2

If you get in a car accident and the other driver doesnt have insurance and they are at fault of the accident what happens? When the police came and ran the insurance and the other driver didnt have insurance shouldnt he have arrested her or gave her a ticket? Im in Texas

2007-08-31 13:25:22 · 6 answers · asked by K!M 1

2007-08-31 11:39:50 · 10 answers · asked by margherita 4

I'm already sueing the women who hit me with her car, but I am loosing a lot of money out of work now. I was hoping on some kind of advice that my lawyer hasn't thought of....

2007-08-31 09:51:26 · 10 answers · asked by THOMAS L 1

2007-08-31 09:33:59 · 6 answers · asked by Debbie 4

If a dead tree in your own yard falls through your own house, will an insurance company generally still pay? Even if the homeowner knew it was obviously dead to begin with? I think they wont due to negligence. Am I right?

2007-08-31 03:06:26 · 5 answers · asked by Anne E 2

worried that surviving parent (guardian) will spend all of the life insurance proceeds before the minor is old enough to claim the life insurance proceeds.

2007-08-30 06:41:39 · 32 answers · asked by ja 1

My husband had a serious accident on company time, representing the company he worked for. He was following instructions given, fell and severly dislocated his shoulder, severed the nerves that feed that muscle and has been off work for 10 weeks so far looking at more.
We have had contact with the company today telling us that they are reviewing the sick pay and it looks like it is going to stop. I already have a solicitor in place as we are making a claim against them, but the money from that will take at least a year. My wife works so we are over the threshold for any benefits but will be unable to meet rent and other expenses.
Where do we stand legally?

2007-08-30 06:18:29 · 11 answers · asked by Denise H 4

I am looking to open a country store. In the store I want to rent out spaces for other vendors. My insurance agent says they need product liability insurance first to protect me. All the vendors are not liking that. One said my insurance should cover everything so they don't have to get any more insurance. Is my agent pulling my chain? Someone with more insight please advise.

2007-08-30 03:05:07 · 5 answers · asked by Renee C 2

I have found out that I inadvertently hold 2 seperate Travel Insurance policies. Having just returned from holiday where my luggage was ransacked in transit and items stolen can I make claims on both or just the one? (Think I know the answer but would like confirmation please - can the confirmation also be validated please and not just opinion)

2007-08-30 03:00:14 · 10 answers · asked by Taz S 1

Ok so I had my gallbladder removed my insurance company decided to drop me when i was in the hospital during this surgery I had 2 surgeries because my stones had traveled to my liver and etc. now I'm stuck with a 75,000.00 dollar bill is there anything I can do theres no way I can afford this I'm only 20 years old and these bills are killing my credit I can't get my own car , apartment nothing because of the bill from hell haha but serious answers please thanks! =]

2007-08-29 21:38:48 · 8 answers · asked by Anonymous

Hi everybody. I am a 19 year old female, and just recently got a great job @ a laboratory where they have full benefits. I currently have BCBS TX health insurance (the high plan) and I am wanting to look into having a breast reduction really soon. I am currently a 40D and have somewhat of a "hunchback" going on. I constantly find myself slouching and when I try to straighten my back up, I only do it for a second or two because the weight ends up making me slouch again. I really don't want to have back problems the older I get, but I'm afraid if I don't do something about it, then I will by the time I am 25 or so. I also have pretty obvious stretch marks on the sides of my breast from the weight. Does anyone know or have any info on how I go about having this done? Thank so much!!

2007-08-29 15:18:22 · 4 answers · asked by Anonymous

pertaining to P.I. work and insurance claims work

2007-08-29 13:25:53 · 1 answers · asked by Jim M 1