Insurance

I just want to know if I can able to get a copy of the insurance policy of my husband and me as the beneficiary from where my husband is working. My husband is a fireman and two years ago we went to the Department of Fire at the City Hall and he put me as the beneficiary to his insurance policy. My husband is still alive. I just want to get a copy of the insurance policy and me as the beneficiary. I'm just doubting because we argue once and he might remove my name as the beneficiary and he put his adult kids from his ex-wife.
I just want to secure myself in the future and want to know if he doesn't remove my name. Can I get a copy from the City Hall Department of Fireman Insurance Office/Finance eventhough I'm the legal wife. I just want to know if I'm still the beneficiary and never remove my name.

2006-11-16 00:51:34 · 6 answers · asked by Anonymous

my husband pays $200 every two weeks for health insurance for 4 of us from his employer. Id like to shop around for other options, but the health insurance market is so huge, i dont even know where to begin! any suggestions or advice?

2006-11-16 00:40:39 · 4 answers · asked by beach answerer 5

I have the license number, and day and time of where it happened. it's the second time in 3 months this has happened and I don't think it's fair I should have to keep paying for this.

2006-11-16 00:28:14 · 15 answers · asked by don 1

... but when someone with heath insurance visits the doctor, there is a discount on the cost when it is covered by the insurance?

I had gone for a year without health insurance, and I had to make a few different trips to the doctor. Every time I received the bill, it was for the full amount of the visit.

Now that I have health insurance, I went to my insurance website to see if my doctor's visit had been covered, and it said that the cost had been reduced (i.e. instead of the insurance company having to pay the $210, they only paid $65).

Why is that? Shouldn't it be the other way around? People with no health insurance should be paying the lower price out of pocket.

2006-11-15 22:13:42 · 14 answers · asked by EvilFairies 5

I am trying to help my parents choose a Medicare Advantage plan during open enrollment. They live in San Franciso. Any thoughts or experiences with plans would be very helpful. I have been studying web sites/books and calling providers. I still don't feel I can help them decide. Anyone know about the BlueCross SmartValue or Freedom Blue plans? Or any other plans?
Thank you.

2006-11-15 16:30:59 · 3 answers · asked by quest 1

2006-11-15 16:19:12 · 5 answers · asked by bonbon7350 1

2006-11-15 15:38:52 · 2 answers · asked by abbyk 1

We are a family of 3

2006-11-15 14:33:52 · 9 answers · asked by sot 1

Also if you used any online lead generateing companies and how successfull were you with them?
companies

2006-11-15 13:24:48 · 3 answers · asked by joseph_58503 1

I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance now. she told me just to go to a different insurance company. her name is the name on the insurance we have now, so i don't think they will find out, or will they? please help!

2006-11-15 13:15:52 · 14 answers · asked by Jessica T 2

Do I get any Life Insurance (ADB) coverage like Accidental Death Benefit as part of the credit card.

2006-11-15 12:46:32 · 6 answers · asked by Siva 1

When you get health care insurance through work and they talk about deductible- is that what you have to pay BEFORE they pay for services? LIke I have a $1000 deductible if I choose to get insurance through my job. Is the money they take out of each check cover that or something else? I have to pay $250 month for family coverage

2006-11-15 12:34:33 · 3 answers · asked by glorymomof3 6

Should I just quit the job that I hate (lol), and start with the insurance, or do the insurance on the side while i have this job then quit when i have clients built up?????

2006-11-15 11:07:53 · 7 answers · asked by Anonymous

2006-11-15 10:09:54 · 2 answers · asked by gwbsbodygaurd 1

Why do insurance companies charge motorists so much?

2006-11-15 10:01:04 · 12 answers · asked by CLIVE C 3

2006-11-15 09:40:41 · 11 answers · asked by Taylor Q 1

Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the highest malpractice specialty out there. Should those people who are over a certain age, or know they cannot or will not have children be forced to pay for coverage they know they'll never use? Should it be optional?

2006-11-15 07:55:47 · 7 answers · asked by Allison S 3

If i purchase individual insurance, will it cover birth if I go in labor, or do I need to purchase the optional materity benefit. Right now I am checking out United Healthcare. I am not pregnan yet, so I am trying to get insured before I am

2006-11-15 06:30:08 · 4 answers · asked by Tracy L 1

2006-11-15 06:29:37 · 3 answers · asked by Helen 4

2006-11-15 05:00:57 · 6 answers · asked by sunny 1

This question is for my neice she is in her 30's--She worked full time, had knee surgery five years ago. Quit that job and went back to school for her MBA. She completed her MBA in June with honors from a California State Uninversity. She was working part time at the college, student loan, and had surgery again. Now she is working for a non-profit organazation, no medical insurance, paying back her student loan. The doctor told her that she will need surgery within one year.
Question--is there any organazition that would cover pre-existing conditions?

2006-11-15 03:54:41 · 6 answers · asked by D S 4

I just read a on line story that said that smokers& overweight people should pay more for insurance because they caused their own medical problems. Yes I used to smoke but havent in 30 years.yes I am over weight (55lbs). I have diebetes, renial failer of the left kidney, heart problems. So should I pay more for my insurance? What about people who take drugs(Illegal drugs),drunks Aids. Should they also have to pay more?

2006-11-15 02:17:49 · 6 answers · asked by BUTCH 5

I am 63. Been disabled since 1980 when I got injured at work. I have had 3 back surgies(5disc & 2 nerves.) I was forced to go on SSD after my workers comp ran out in 1983. At first medica was pretty good but then my wife ( a LNA) put me on her insurence because medica was covering less &less of my medical, They would not pay for a heart operation because they said it was not a medical emergency. I got the procedure but 2 years later after fighting in court but not by medica but by my private insurance. I still have medica but the only thing they pay is my deductable$ 5. I spend about $650 A month on meds which they use to pay half but pay nothing any more. Is this what we can expect if we have goverment run insurance for every one?

2006-11-15 00:51:12 · 2 answers · asked by BUTCH 5

I've found companies that offer life and illness together, but would prefer one that can cover all three.

2006-11-14 23:42:32 · 10 answers · asked by Wafflebox 5

It is the Governments or the Individual's responsibility. ( Please help me with some back - up on these two issues) Thanks!

2006-11-14 16:39:57 · 8 answers · asked by chrism 1

2006-11-14 14:53:54 · 4 answers · asked by Nick 1

2006-11-14 12:47:19 · 6 answers · asked by alan_inman 1

How much life insurance should I have on myself? Im single with no dependents and own my own home and Im 28.

2006-11-14 12:26:34 · 12 answers · asked by Anonymous

is that a trustable company ,is a registerd company

2006-11-14 10:05:11 · 2 answers · asked by abcd 1

2006-11-14 09:51:10 · 4 answers · asked by bavis 2