2006-11-14 14:53:54 · 4 answers · asked by Nick 1 in Business & Finance ➔ Insurance
Healthcare fraud may take months or years to discover. A policyholder who has a serious, costly medical condition & has relied on fraudulent coverage is not only without insurance, but now unable to purchase it on an existing (pre-existing) condition. (Due to the customary exclusion of pre-existing conditions in all medical insurance). This also typically means that other than qualifying for some form of group insurance, the individual can no longer purchase insurance at all, due to underwriting selection practices by the insurers.
The unpaid medical bills may lead to financial ruin, the inability to obtain replacement insurance may do the same.
2006-11-14 15:26:28 · answer #1 · answered by Rhett S 2 · 0⤊ 0⤋
Copays, emergency room visits being rejected, and everyone you know from the person with the Corbra plan at work to the person on medical assistance. Fraud effects everyone and everthing in every aspect of our lives. Don't cheat the system for in reality you are just cheating yourself.
2006-11-15 01:38:16 · answer #2 · answered by flashfashionplate 1 · 0⤊ 0⤋
Healthcare fraud screws both the honest doctors and the honest patients. For the doctors - it makes it harder to get reimbursed by the plans for anything. (And then, reimbursements are crappy.) For the patient - fewer things are covered, like prescriptions, lab tests, surgery, etc. And - when they are covered, the patient pays more of pocket on them.
2006-11-15 12:35:57 · answer #3 · answered by zippythejessi 7 · 0⤊ 0⤋
long waits to see the doctor for people who are really sick
2006-11-14 23:04:03 · answer #4 · answered by michael m 6 · 0⤊ 0⤋