If i purchase individual insurance, will it cover birth if I go in labor, or do I need to purchase the optional materity benefit. Right now I am checking out United Healthcare. I am not pregnan yet, so I am trying to get insured before I am
2006-11-15 06:30:08 · 4 answers · asked by Tracy L 1 in Business & Finance ➔ Insurance
Maternity is not automatically covered and some times policies will not cover for a time frame after inception of the policy. My friend had a 2 year waiting period before she could even get pregnant.
2006-11-16 13:15:50 · answer #1 · answered by mamatohaley+1 4 · 0⤊ 0⤋
You will need maternity benefit and the policy will have to be in force at least 10 months before the baby is born. You are wise to plan ahead.
2006-11-15 07:47:20 · answer #2 · answered by deep5223 4 · 0⤊ 0⤋
Maternity should be included as part of the policy, but I would specifically ask your agent about it. Ask him to point out on the policy where it is covered, and read carefully over the exclusions and limitations.
Good Luck!
-A
2006-11-16 09:15:57 · answer #3 · answered by a_theangel 1 · 0⤊ 0⤋
You are very wise to plan ahead. Look into Life Insurance and Disability Insurance while you are thinking about the coverage you need.
Good Luck.
2006-11-15 08:38:14 · answer #4 · answered by insuranceguytx 5 · 0⤊ 0⤋