I want to start selling insurance and quit the current job that I have.?

Question

Should I just quit the job that I hate (lol), and start with the insurance, or do the insurance on the side while i have this job then quit when i have clients built up?????

Answer 1

Hi, my name is Eunice Saunders. I am a licensed Insurance Agent. Licensed in 48 states no less....It is not easy to become an Insurance Agent....you must go to classes and become licensed and then you must do continuing education every year. You must also take a state exam and have a back ground check. You must be of good character, have good credit and even a good driving record. You don't say what you are doing now? If you are really wanting to try insurance I would suggest you go to work for a company that will sponsor you to get licensed...such as GEICO, Progressive, GMAC...if there are any call centers for any LARGE Insurance agencies in your area try to get hired in their sales department and they will pay you while you go through training and licensing....also you will get experience and you will find out if you like it good enough to go out on your own and be an independent agent.....Good Luck! Eunice

Answer 2

Literally thousands of people become licensed every year in every state of the Union, less than 1% make a living selling insurance. The truth is that most successful health insurance agents, either inherit the clients from parents, or even more popular is rogue insurance professionals, ie. reps, executives that leave employement with large insurance co's and independent agencies. Normally these folks have a stream of clients established, or some actually steal clients from prior co. White colar thieft is a sad part of this business, very few agents can actually make it.

Answer 3

Hi, your friendly insurance guy here again. :)

Due to the extremely high likelihood that a new agent will not make it in the business, I'd suggest NOT quitting your day job. Stick with it as you study for your exams, take them, and get licensed. Work in insurance part time, going out on appointments with an experienced agent and doing joint work to learn.

If you are not an extremely proficient prospector and closer, it's almost sure you will fail out of the business in your first year. Having that occur after you've quit a regular paycheck job can leave you in the financial lurch.

After having learned the trade from a mentor for a few months you can judge more realistially whether the career is for you and make the decision on whether to leap into it full time.

Answer 4

I work for an insurance company.

You can't just go and sell insurance. You have to have a license to sell it. And, even more, if you have a license in one state, you can't sell to someone in another state unless you are licensed in that state too.

There's courses you can take that teach you about insurance -- go to www.loma.org.

Also, each state has an insurance commission - find out the web site for your state and check it out.

Answer 5

Lots of people have the same mentality as you, and they usually fail. You see, advising people on financial health is serious business. Ask yourself, would you go to a doctor who is only working part-time? Would you choose to be operated on by a surgeon who only operates once a year? Similarly, clients want someone who is there always and who is professional, not some part-timer out to earn a quick buck.

Answer 6

Depends on how you want to do it, if your lucky there are some agency that will pay you salary when you first start out, if its a draw on commissions or straight commision unless your good at sales go slow.

Answer 7

Stay where you are until you start to earn money in sales. I have a business I'm interested in talking with you about. Go to my site and look it over. If interested, request an interview, and I will call you and discuss it further. http://freedomathometeam.com/talesa