I am trying to help my parents choose a Medicare Advantage plan during open enrollment. They live in San Franciso. Any thoughts or experiences with plans would be very helpful. I have been studying web sites/books and calling providers. I still don't feel I can help them decide. Anyone know about the BlueCross SmartValue or Freedom Blue plans? Or any other plans?
Thank you.
2006-11-15 16:30:59 · 3 answers · asked by quest 1 in Business & Finance ➔ Insurance
Take a look at HealthNet's new "fee-for-service" plan and how it hooks up with Medicare Part D. Currently, I think it's one of the better designed plans out there.
2006-11-15 16:45:43 · answer #1 · answered by SafetyDancer 5 · 0⤊ 0⤋
Go to Medicare.gov website. It will allow you to compare Medicare Advantage plans available by zip code. You should be able to find one for your parents there. We have the SmartValue plan here in GA and it works for some people. Just know what the out of pocket expenses will be. They can call their SHIP from the back of the Medicare and You 2007 handbook for assistance.
2006-11-16 08:17:31 · answer #2 · answered by deep5223 4 · 0⤊ 0⤋
It is tough to say which plan is best for YOUR parents - everyone is different.
Medicare.gov is a great place to start and make some (limited) comparisons. Then call an agent. There are plans that supplement Med Advantage plans. I don't know if these plans are available in your state. That is why it is wise to work with an agent.
Good Luck
2006-11-16 11:38:06 · answer #3 · answered by insuranceguytx 5 · 0⤊ 0⤋