Business & Finance - 1 January 2007

I am buying a home that will be finished in june. On the purchase aggreement it says subject to receiving under 7 on a first and under 8 on a second mortgage at the time of purchase. Well, I can understand receiving under7 on my first but under 8 percent on a second going stated income is going to be nearly impossible. Currently thats a quarter under prime and I am looking in the 9.5 range. If the housing market crashes more by then can I get out of my contract and receive my 5k that I put down on the home? I really do not think I will be able to get under 8 percent on a second going stated income. thanks

2007-01-01 07:20:18 · 1 answers · asked by Anonymous in Renting & Real Estate

2007-01-01 07:16:15 · 2 answers · asked by Calisoxfan 3 in Careers & Employment

My boyfriend and I live together. We have 1 child together and he has 1 child from a previous relationship. Whats the best way to file to get the most money back? I worked all year and made the most money. He only worked about 3 months of the year as he took some time off to build a house.

We were wondering if we could both file head of household and each claim one kid. I mean, since we are not married we are technically roommates anyways. Is this possible or is there another way to do it?

2007-01-01 07:12:23 · 9 answers · asked by hopeISalive 2 in United States

My dad said when we find a new house we can get cabel tv but I have to get a job and buy it. How much does it cost and where can I get a job that will give me enough money to buy it?

2007-01-01 07:11:32 · 2 answers · asked by Anonymous in Careers & Employment

I have 5 employees at my pc shop I hired early this past fall who are paroled prison inmates from a medium security prison and trying to get their lives on track (their crimes range from dui to armed robbery of liquor/convienience stores)

Recently I have become the target of protest by christian orginizations because I hired these individuals meanwhile since their release from prison none of them have done even the smallest thing to arouse police suspicion and invoke arrest by the local police dept

I'm catchin all kindsa hell from christian groups who constantly protest outside my shop and I run a small pc repair shop in ohio

I don't want to fire these individuals that are working for me because they are some of the best employees I have ever had and are really doing well on this 2nd chance but the christian groups are making it hard for customers to come to my shop

What would you do in this situation I need to know and the city council and local police dept are no help???

2007-01-01 07:09:52 · 3 answers · asked by Pale Rider 4 in Small Business

2007-01-01 07:08:54 · 4 answers · asked by Melvin the retarded emu 4 in Careers & Employment

Can i?

2007-01-01 07:07:43 · 5 answers · asked by dacarman4u@sbcglobal.net 2 in Small Business

I want to have a vehicle paid for (yes a 6000lb gvw) and perks paid to me instead of the biz proceeds because they will be spent on operating costs like trips to trade shows etc. I have a PC repair biz.

2007-01-01 07:07:03 · 3 answers · asked by tallskinnybrunnettesrsxy 2 in United States

2007-01-01 07:05:34 · 18 answers · asked by Mr Botar 1 in Investing

2007-01-01 07:03:42 · 10 answers · asked by vietboy1219 1 in Credit

need insruance for things medicare doesn't cover

2007-01-01 07:03:21 · 4 answers · asked by Anonymous in Insurance

my dad said we were going to a family vacation and so i requested about 2 wks off works, but shorten it out to a week , so at work they thought i was off to a family vacation somewhere , but then we didn't go anywhere, and i could have been at work instead, i called my work to let them know i was back from my "vacation" and i didn't let them know i ended not going anywhere, i just told them i had a bad time, it is not my fault we had a family vacation planned out and it didn't work out, so can i get fired for that?

2007-01-01 07:02:18 · 5 answers · asked by Anonymous in Careers & Employment

Need to locate a file where I calculated interest from treasurydirect.gov

2007-01-01 07:00:05 · 1 answers · asked by John W 1 in Personal Finance

I started working at a florist a month ago,one day a week voluntary to gain experience for when I start my college course.To cut a long story short she asked me to work 2 days a week and told me she would pay me for it,I asumed it would be minimum wage as I am 28.I gave her my hours for the month and said,im guessing I will be paid minimum wage and she said 'no trainee wage'. We had a fall out the next day about something else and she told me not to come back.
I have to go to the shop and pick up my cheque tomorrow but I think she is trying to get out paying me all together as she has kept quiet about it.I still didnt get round to sorting out my P45 ,what rights do I legally have in getting paid,i have worked for one month.

Thank you very much for any info

2007-01-01 06:59:15 · 9 answers · asked by ladyfurlan 1 in Careers & Employment

I am a long term computer consultant, coming up on my first year at the client site. I have heard from other people, that if you go home for 30-days or more, it resets the clock as far as the IRS is concerned. Otherwise, after a year they consider you a resident of the state that you are working in.

2007-01-01 06:53:46 · 1 answers · asked by jvolstad 2 in Careers & Employment

2007-01-01 06:51:03 · 6 answers · asked by Anonymous in Personal Finance

I was invited to a PGCE interview in which I was expected to teach a group of other candiddates KS2/3 maths, but the presentation is only 4 minutes, what can I teach in such a short time? What topics you can suggest? Any tips or any skills you could like to suggest? in this kind of interview?

2007-01-01 06:50:53 · 1 answers · asked by Beckham 2 in Careers & Employment

2007-01-01 06:49:49 · 5 answers · asked by PinK Lady ♥ :] 2 in Small Business

Extra expenses? Can you renovate? Who pays insurance? Do I pay renters insurance basically to cover my items inside? What about the actual structure? Im from the South and down here we mostly have houses so any advice is appreciated!

2007-01-01 06:48:45 · 9 answers · asked by hopes2graduate 1 in Renting & Real Estate

An investigation by BBC2's Money Programme calculated that the real cost of automatically bouncing a direct debit and writing a computer generated warning letter works out at £2.50. Bouncing a cheque costs only around £4.50. Yet banks routinely hit customers with charges of £30 and more. This equates to a mark-up of more than 1,000% in many cases. The estimates were put together by a panel of two top business academics and a former senior executive at NatWest.


So the Question is !

If i Phone my Bank Lloyds TSB and ask for all the money they have charged me on Direct Debits , Eg when i didnt have money in my Bank , Can i get the 30.00 Charges bk ?

Anyone else tryed yet ! If so tell me your story and everything u did to get your money back , Thx

2007-01-01 06:48:24 · 7 answers · asked by Anonymous in Personal Finance

i have already called 1800-829-1040,1800-829-19540also i need the number to the irs offset to tell whether or not your taxes will be kept.there is a toll free number i just lost it and dont know how to get it back

2007-01-01 06:46:54 · 5 answers · asked by linda h 1 in United States

if we loos our home in a foreclosure, and it goes to auction, and they do not get the amount owed on the house through the auction, are we liable to pay the difference? or is it settled?

2007-01-01 06:46:36 · 4 answers · asked by lonijean 3 in Renting & Real Estate

I like to know if there is a house to buy on Bank Ave In St Vital in Canada

2007-01-01 06:38:56 · 1 answers · asked by pattibcacl 6 in Renting & Real Estate

and how do u get a gold or platnum card and how much good credit u have to have

2007-01-01 06:38:19 · 1 answers · asked by vietboy1219 1 in Credit

I'm about to write a business plan, and would like to know each of the headings I should cover in my business plan. I'm not using it for a bank loan, just for my own personal use.


Many thanks, Chris

2007-01-01 06:34:03 · 2 answers · asked by Anonymous in Small Business

Had a well paying job but the market imploded and I was laid off and can no longer find work in my field(16 years). I didn't take unemployment benefits because I thought I could muddle through with some side projects till a new job came along-which has not worked out. I've tried applying for every position from professional to sales and even fast food and department stores won't hire me (over-qualified). My house is going into foreclosure, my car will be repo'ed, all of my credit cards are maxed out and things seem hopeless. Has anyone else been in a similiar situation and what did you do to get out? Is my life ruined?

2007-01-01 06:31:45 · 15 answers · asked by Hozo 1 in Careers & Employment

Does anyone have any advice as to how in depth I need to study for this interview? It's my first interview with the company and I have already constructed my brag book. I have two years of business-to-business sales experience, and degrees in Marketing and Business Administration. Am I going to have to 'sell' a Sanofi drug on my first interview, or just 'sell' a pen or other inanimate object? Should I know details about the Plavix court case, stock exchange info, etc? Any advice at all, related to Sanofi or any other Big Pharma, would be extremely appreciated. Thanks in advance!

2007-01-01 06:31:29 · 3 answers · asked by Kris 3 in Careers & Employment

2007-01-01 06:31:03 · 7 answers · asked by Anonymous in Careers & Employment

looking to buy a guest house/b+b just wondered if anyone can explain what lease/free hold means? do you make any money when you sell the lease? thanks

2007-01-01 06:29:25 · 6 answers · asked by tractortribe@btinternet.com 2 in Renting & Real Estate

I've had my job as a security guard for a little over a year now. Before that I was fired from a better paying but more stressful job as a groundskeeper and was unemployed eight months. My job is relatively low stress and pays my bills, but I'm not making what I'd like. I want to make more money, yet I know that this job is a steady 40 hours a week during daytime hours (8-4) Monday through Friday. Also there are occaisional unclaimed shifts for overtime and overtime pay rate on holidays. I make $12.50 an hour but with overtime it's $18.75 (time and a half). I get a weeks paid vacation after a year which I haven't used yet but is still available, free dental and my medical insurance is a $50 per month deductable. After two years I get two weeks paid vacation. The raises aren't that great, I only got a .50 raise after nine months, but as I mentioned above the benefits are pretty decent and it's low stress. What do you think?

2007-01-01 06:23:55 · 4 answers · asked by Anonymous in Careers & Employment