Business & Finance - 27 December 2006

Should I leave out the fact I'm bilingual from my resume? I think that the reason is some people don't like Hispanics and will descriminate against me. Lucky for me everyone thinks I'm white unless I speak spanish. Hell, my skin is whiter than some anglo Americans and I don't have a traditional spanish name. Most people think it sounds German. Should I leave out the fact I'm bilingual from my resume?

2006-12-27 03:43:39 · 13 answers · asked by Anonymous in Careers & Employment

2006-12-27 03:43:22 · 6 answers · asked by cindy c 1 in Small Business

2006-12-27 03:42:55 · 4 answers · asked by jen001 1 in Careers & Employment

My daughter owned shares of Fruit of the Looms stock. We just learned that a class action law suite was brought against Fruit of the Looms and as a result, payouts were made to the individuals owning stock. My daughter was never contacted about this so she didn't get her share of the money. Is there anything she can do?

2006-12-27 03:40:47 · 1 answers · asked by IGOTDAGIFT 2 in Investing

and savings bond,,,i want something i can do online for my godson...

2006-12-27 03:40:18 · 2 answers · asked by Yenny V 2 in Investing

2006-12-27 03:38:33 · 14 answers · asked by DizyChapz 1 in Investing

If a person holds a first mortgage on the sale of an investment property, then how does the State or Federal Goverment for that matter assess the capital gains rule for payment purposes? I realize the initial amount and any improvements is deducted but I'm refereing to any amounts of profit subject to the capital gain law. Thanks for any help you can provide

2006-12-27 03:36:51 · 2 answers · asked by Jim D 1 in United States

2006-12-27 03:34:10 · 4 answers · asked by cindy c 1 in Credit

we closed july 13th. what can we deduct? We've put in $5,000 in labor and repairs. Can we deduct that? plus our tax valuation is $14,000 more than what we bought the house for. what are the options on getting some of those taxes back? i hate taxes. why does it have to be so confusing? why isn't there a Simple list of what you can deduct without reading 150 pages of tax law?

2006-12-27 03:33:07 · 3 answers · asked by jyl l 2 in United States

i am a diesel mechanic but i am not certified and if i was id be making more than $11.00 an hour. i kind of need to do this online if possible as i dont get home until 6:00p.m. and get up at 5:30 am and i have to spend time with the family. so if anyone knows where i can go to get certified online that would be much appreciated!

2006-12-27 03:29:52 · 4 answers · asked by malibu 3 in Careers & Employment

2006-12-27 03:28:04 · 8 answers · asked by Reo 5 in Careers & Employment

2006-12-27 03:27:50 · 4 answers · asked by tlcwsugar 1 in Corporations

is it the government's fault? is it the consumers fault? or is it the fault of banks??? n why is it their fault...(i hav to write n essay on this pls help!)

2006-12-27 03:27:02 · 2 answers · asked by hollym 2 in Other - Business & Finance

2006-12-27 03:26:48 · 24 answers · asked by BECKY 1 in Careers & Employment

there are so many debt consolidation companies out there and i don't want receive so many calls from them. here is mine case.

unsecure credit card debts=us15k
(from credit report, it showed 2 cards are in "collection" but i haven't receive any call/letters yet )
overdraft=us10k.
no house, no car (sold out )
no job for 6 momths.

if i go for debt settlement, how much it can be reduce? how much i need to pay each month and for how many years?

i heard there are 3 options:
1- pay for around 50% and your credit score looks better.
2-pay around 20% but your credit looks terrible bad for many years.
3-file for bankruptcy but your credit will be remain bad for many years (7-10yrs) and you can't get a credit card or have to pay high interest for any loan.


thanks

mike



thanks for advise

2006-12-27 03:26:43 · 4 answers · asked by nechong 1 in Credit

I know how to buy a home for .25 cents up to .50 cents on the dollar. I have already done this once and can show an investor all my statistics. I want to open a business doing this for a living. I have a plan and a course of action to accomplish this, i need an investor who is ready to go to the next level in real-estate. I have a very profitable offer for both parties involved. Can you help???

2006-12-27 03:22:26 · 2 answers · asked by bcauble1 2 in Investing

He is in his late 50s and has not been taking good care of himslef. He has high blood pressure, but does not keep up with his doctor appointments. He lives with my sister and her husband, but they cant make him go.

He works for a company that does not have medical benefits, or life insurance coverage for their employees. He will not leave this employer.

What can I do to get him cheap (but good) health insurance, and also life insurance? He wont pay for his life insurance, and if I want to get it on him, I will have to pay it myself -I can't afford anything much - but I need to have something on him to cover basic costs if something should happen to him.

2006-12-27 03:20:21 · 6 answers · asked by Me 2 in Insurance

we signed a buyer's agent form when we first began looking for a home... we have been told that because we cluelessly signed the form, we are obligated to buy a house through him. How long is this buyer's agent form valid for? Of course, we are going nuts looking for our copy of the darn form and cannot find it. Thank you for your advice!

2006-12-27 03:19:48 · 7 answers · asked by kengboston 1 in Renting & Real Estate

I'm interested in a trading type account focused primarily on stock and real estate transactions (i.e. not mutual funds). Are Financial Advisors generally willing to share what types of investments they own and how much money they have made on them in the last few years? How can I find someone who would be willing to share that info?

2006-12-27 03:17:19 · 6 answers · asked by Jerry D 1 in Personal Finance

I am considering moving to Tennessee and wonder if any towns meet the criteria I need. I have 3 young children under age 12, one with ADHD. My husband is disabled and we are on a fixed income. I am looking for a quiet, family oriented town, with not too much traffic and open places for kids to play. It sounds hokey but the more like "Mayberry" the better, we are simple people who just want simple life.I am looking for personal knowledge of towns,i.e rents, schools, people and doctors. Also we are pet owners and want an area that is animal friendly too.As long as the town/city has a school,market,playgrounds,and a local doctor we would be happy.I am not looking to purchase a home so apartment rents would be helpful to know, and availabitiy of apartments would be great too. boy i hope i posted this with enough info..this is my first question here. All answers are appreciated the more i get to know the easier the choice will be hopefully.Thanks.

2006-12-27 03:15:22 · 2 answers · asked by kathy c 2 in Renting & Real Estate

Im thinking about opening my a beauty salon here in NY and was wonderin if someone could give an idea of how much it would cost to open a decent salon.

I prefer answers from people with experience but it isnt necessary.
Id also like to get an idea of how to pay my stylist whether its a flat weekly salary or a percentage.
If its a flat rate how much?


Thanks

2006-12-27 03:13:08 · 1 answers · asked by PG 4 in Small Business

I’m in my early 30’s and recently purchased a cemetery plot. Rather that let it sit there and receive any use from it until I’m dead, I’ll like to partake in some summer activities this coming year. The grounds are kept so nice and the grass is so green, I’d like to sunbathe on it. I’d also like to get outdoors and use it for some stretching and yoga. I’ve told a few of my friends about these plans and they state the cemetery may not let me “hang out” there. I disagree – I bought the land and have the paper work to show anyone who may oppose my recreation. So, I guess my question – Is this acceptable? Don’t I have the right to do as I please, as the plot is mine?

2006-12-27 03:09:42 · 14 answers · asked by Billy Jack H 1 in Renting & Real Estate

I am embarrassed to admit that despite receiving my BS in Finance, I can hardly handle my personal finances. Does anyone know of any online resources that can offer me some help? I really need to get on track as far as budgeting and saving, and eventually with investing and my 401(k). I've been out of school since May 2005, and working full-time for a year and half and am having a difficult time transitioning. Any advice or other resources would be greatly appreciated. Thanks!

2006-12-27 03:06:41 · 4 answers · asked by dreamery412 2 in Personal Finance

Two years ago, my brother bought his home with 10% down and PMI. He recently took out a HELOC for a $100k, which now has an open balance of $15k.

Two questions -
1. Is there anyway to get a refund on some of the pmi payments, considering his equity is way over 20%?

And

2. When cancelling PMI do the lenders/pmi companies look at the combined loan-to-value simply on the oustanding balance of the HELOC or on the amount of the total line of credit?

He has about 40% equity in his home when basing the equity on the outstanding balance on his HELOC. Conversely, when calculating the equity using the total available credit on the HELOC his equity is closer to 20%.

2006-12-27 03:05:33 · 3 answers · asked by Anonymous in Renting & Real Estate

2006-12-27 03:04:01 · 2 answers · asked by beaunca2000 1 in Small Business

What position do you hold at Yahoo?

2006-12-27 03:00:40 · 9 answers · asked by diniba69 2 in Careers & Employment

2006-12-27 02:57:52 · 7 answers · asked by saluda1950 2 in United States

2006-12-27 02:57:18 · 6 answers · asked by Kathryn H 1 in Careers & Employment

2006-12-27 02:56:13 · 3 answers · asked by ? 2 in Other - Business & Finance

i live in michigan and have no fault benefits. i was involved in a car accident 2 years ago and lost my leg resulting in weight gain and need to stabilize my weight to wear prostheis. my doctor wants me to get the surgery and has scheduled an appointment with the weight loss clinic.

2006-12-27 02:55:16 · 56 answers · asked by Anonymous in Insurance